Why our customers partner with us

Form3 supports customers across many business models covering a wide range of different use cases. All of our customers are licensed and regulated financial institutions. Here are a few examples:

PrePay Solutions

Strong, Collaborative Partnership

PrePay Solutions is a one-stop-shop for prepaid and banking programmes. They design, implement and manage digital banking, prepaid debit cards, travel money cards, gift cards, corporate cards, insurance cards, rewards cards, and more for over 200 clients across 30 countries.

These include global brands, such as PayPal, Virgin Money, TUI, EE, Debenhams, Arcadia Group, Edenred and Ticketmaster. In addition Fintech leaders including Monese, Tide, Countingup and Coconut are using PPS to deliver banking services to enhance solutions they offer to their clients.

  • Improve efficiency by moving from batch payments to instant payment processing.
  • Gain access to cutting edge payment API’s to process transactions in real time.
  • Remove reliance on infrastructiure maintenance, release updates and long implementations.
  • Improve the end user experience.
Read more.

Our partnership with form3 is based on a fundamental principle which is to provide the best service for payments for our customers in the most reliable environment at a great price. By working with form3, we are able to get the benefits of real-time payments and access to cutting edge payment APIs without having to do a huge amount of heavy integration.

Ray Brash, Managing Director, PrePay Solutions


Better Services for End-clients

Ebury provides corporates with international financial services that are normally reserved for large companies, including supply chain finance, tailored currency services, cash management and risk management solutions. Ebury serves today over 24,000 corporate clients and has received over 15 international awards recognising it as one of the leading companies in its sector.

  • Changing the Corporate FX Experience
  • Issuing to customers real bank account numbers for their clients in multiple markets.
  • Receiving notification of GBP receipts in under two seconds
  • Enabling Merchant and Issuers
  • Issuing to customers real bank account numbers for their clients - replacing the need for manually keyed reference numbers.
  • Making GBP payments in under two seconds

Achieving close connectivity to payment systems is about both understanding local regulation and delivering quality technology - Form3 are unique in that they provide expertise in both.

Juan Lobato, CEO and co-founder of Ebury


Access to New Markets

N26 provides mobile banking services for customers. Its mobile banking services offer online banking that include making and handling of current accounts, fixed accounts, and other banking services, letting customers manage and control their banking details via a smartphone application easily.

  • Issuing to customers real bank account numbers for their clients enabling current accounts, mortgages and loan accounts.
  • Making and receiving Faster Payments in under 10 seconds allowing them to compete with Tier 1 banks.
  • Access to Bacs enabling their clients to receive salary payments and pay direct debits for bills or loans.
  • Simple integration with no need for on-premise technology

“We are really supportive of the Form3 mission to open access to payment systems. This is much needed around the world and helps companies like N26 scale faster globally and build products their customers love to use”

Alexander Weber, Head of International Markets of N26

All in one solution for your payment processing