Back to Europe Payments
Our connectivity models
Who is it for?
The SEPA Instant service (Instant Credit Transfer) for Direct Settling Participants is available to credit institutions eligible to hold a settlement account with TIPS (Target2 Instant Payments System)
How does it work?
Customers using this access model are provided with direct technical access, through our single stack of API to the SEPA Instant clearing system to exchange messages as a clearing participant. Settlement happens on the participants settlement account with TIPS where our customers manage their own liquidity in this prefunded system
Who is it for?
The SEPA Instant service (Instant Credit Transfer) for Direct Non Settling Participants (DNSP) is available to regulated financial institutions (credit institutions and other). This Access Model brings the DNSP Participant as close as possible to the clearing system without the need to hold a settlement account at TIPS.
How does it work?
Customers using this access model are provided with the benefits of direct technical access to the SEPA Instant clearing system. In collaboration with one of our partner banks messages are exchanged in such a way that this is experienced as if they were direct participants, same messages and same speed. Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Who is it for?
The SEPA Instant service (Instant Credit Transfer) for Direct Settling Participants is available to credit institutions eligible to hold a settlement account with TIPS (Target2 Instant Payments System)
How does it work?
Customers using this access model are provided with direct technical access, through our single stack of API to the SEPA Instant clearing system to exchange messages as a clearing participant. Settlement happens on the participants settlement account with TIPS where our customers manage their own liquidity in this prefunded system
Who is it for?
The SEPA Instant service (Instant Credit Transfer) for Direct Non Settling Participants (DNSP) is available to regulated financial institutions (credit institutions and other). This Access Model brings the DNSP Participant as close as possible to the clearing system without the need to hold a settlement account at TIPS.
How does it work?
Customers using this access model are provided with the benefits of direct technical access to the SEPA Instant clearing system. In collaboration with one of our partner banks messages are exchanged in such a way that this is experienced as if they were direct participants, same messages and same speed. Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Direct non settling participant
Experience the Power of Direct Access with Form3's DNSP Solution
Don't let the traditional methods of accessing clearing and settlement schemes hold you back. With Form3's Direct Non-Settling Participant (DNSP) solution, you can experience real-time transactions, increased efficiency, and more.
Deliver the world of SCT Instant payments to your customers
The European payments landscape is moving at pace with the emergence of new technologies, changing regulation and consumer demand. Deliver faster, easier and more efficient payment solutions to your customer.
Fast and efficient
SCT Instant Payments are a fast and efficient way to process euro payments 24 x7/365
Grow quickly
Extend your geographic reach and grow your transactional base
Instant Clearing
Achieve fund clearing in seconds with real-time notifications. Settlement and reconciliation within the same business day
Smooth implementation
A proven track record of successfully implementing Payments-as-a-Service for our customers
Same day remittances
SCT Instant transfers are instant and allow your business to move money when you want
Full suite SEPA
Easily add SEPA Credit Transfer and SEPA Direct Debit as you grow further
Fast and efficient
SCT Instant Payments are a fast and efficient way to process euro payments 24 x7/365
Grow quickly
Extend your geographic reach and grow your transactional base
Instant Clearing
Achieve fund clearing in seconds with real-time notifications. Settlement and reconciliation within the same business day
Smooth implementation
A proven track record of successfully implementing Payments-as-a-Service for our customers
Same day remittances
SCT Instant transfers are instant and allow your business to move money when you want
Full suite SEPA
Easily add SEPA Credit Transfer and SEPA Direct Debit as you grow further
