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",[],{"type":426,"text":430,"spans":431,"direction":424},"Once implemented, the NPA infrastructure will support the development of new, innovative ‘overlay services’ as well as enhance the existing ones such Confirmation of Payee and Request-to-Pay through the availability of a richer ‘ISO20022’ data set. There is obviously enormous potential for banks to utilise these features in their own services. ",[],{"type":426,"text":433,"spans":434,"direction":424},"There will also be other opportunities for participants that want to enhance the customer experience. For example, the ability to provide enhanced remittance information across both B2B and B2C channels using the larger ISO2022 data set. ",[],{"type":426,"text":436,"spans":437,"direction":424},"If participants can use the richer data sets, better liquidity and faster response times to create customer experiences that have new features and more flexibility, then this would be a highly desirable outcome. ",[],"rich_text$134745e3-c991-4266-9d07-68a4a46672f1","rich_text",{"variation":415,"version":416,"items":441,"primary":442,"id":466,"slice_type":439,"slice_label":13},[],{"body":443},[444,447,450,454,457,460,463],{"type":421,"text":445,"spans":446,"direction":424},"Addressing NPA migration and transition challenges",[],{"type":426,"text":448,"spans":449,"direction":424},"The migration and transition to NPA is a big challenge. With these challenges in mind, banks must be prepared to answer pressing questions which include: ",[],{"type":451,"text":452,"spans":453,"direction":424},"list-item","Is it possible to decouple the technical project from the migration programme?",[],{"type":451,"text":455,"spans":456,"direction":424},"Do banks really want to manage the transitional iterative rules during the long migration window?",[],{"type":451,"text":458,"spans":459,"direction":424},"Could it be possible to complete the NPA migration deferring the need for substantial redevelopment of the core banking system until a later date?",[],{"type":451,"text":461,"spans":462,"direction":424},"Could the existing FPS infrastructure be retired earlier, saving operating costs associated with soon-to-be redundant infrastructure?",[],{"type":451,"text":464,"spans":465,"direction":424},"Is there a means of being prepared for, and insulated from, the technical NPA transition and therefore minimising the NPA day one impact?",[],"rich_text$2feb3db5-6b0d-4786-a027-c7788b6e0070",{"variation":415,"version":416,"items":468,"primary":469,"id":480,"slice_type":439,"slice_label":13},[],{"body":470},[471,474,477],{"type":421,"text":472,"spans":473,"direction":424},"Engage with the experts",[],{"type":426,"text":475,"spans":476,"direction":424},"Large financial institutions often have very set ways of doing things. 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