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",[],{"type":413,"text":520,"spans":521,"direction":454},"Founded in 2012, SumUp is the financial partner for more than 4 million small merchants in 37 markets worldwide, helping them start, run and grow their business. Coming from the payment space, SumUp today supports its merchants across its main three pillars: payment, POS, and account & card. Through its SuperApp, SumUp can provide merchants with a free business account, merchant cash advance options, an online store, and an invoicing solution – as well as in-person and remote payment acceptance seamlessly integrated with SumUp’s card terminals and point-of-sale registers.",[],{"type":413,"text":523,"spans":524,"direction":454},"SumUp is committed to leveraging its success to make the world a better place, pledging 1% of the net revenue generated by Solo devices to support environmental causes and advocating for educational and entrepreneurial projects around the world. 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The implementation enables Mollie to meet European VoP requirements and better protect its customers from misdirected payments and authorised push payment fraud.",{"dimensions":551,"alt":548,"copyright":13,"url":553,"id":554,"edit":555},{"width":552,"height":552},800,"\u002F_prismic-media\u002F1d009c2e4ce100a4-8_RSbHn9ipeLXwww_form3-expands-growing-client-ba.png","8_RSbHn9ipeLXwww",{"x":17,"y":17,"zoom":18,"background":19},"2026-01-29","Mollie partners with Form3 for Verification of Payee complianceMollie is the latest to join Tier 1 banks and fintechs already leveraging Form3’s cloud-based payments platform",{"dimensions":559,"alt":13,"copyright":13,"url":562,"id":563,"edit":564},{"width":560,"height":561},1280,401,"\u002F_prismic-media\u002F371e14335474dbd7-fekT_Asapcs2m3WI_aXoN3wIvOtkhCCES.png","fekT_Asapcs2m3WI",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[571,584,608,621,631],{"variation":422,"version":423,"items":572,"primary":573,"id":583,"slice_type":445,"slice_label":13},[],{"eyebrow":13,"heading":574,"body":575,"cta_label":13,"cta_link":576,"aside_type":429,"aside_image":577,"aside_video":578,"aside_video_poster":579,"aside_video_reduced_motion":580,"aside_video_url":13,"aside_embed":581,"pardot_form_url":13,"form_submit_label":13,"form_variant":436,"form_heading":13,"redirect_on_success":582,"theme":439,"overlay_pattern":440,"background_continuation":441,"media_position":442,"aside_vertical_align":443},[],[],{"link_type":419},{},{"link_type":432},{},{},{},{"link_type":438},"content_block$d733f4bd-a812-43d5-ba43-c1253b9c1b49",{"variation":422,"version":447,"items":585,"primary":586,"id":607,"slice_type":468,"slice_label":13},[],{"body":587},[588,595,598,601,604],{"type":413,"text":549,"spans":589,"direction":454},[590],{"start":591,"end":592,"type":531,"data":593},221,227,{"link_type":533,"url":594,"target":535},"https:\u002F\u002Fwww.mollie.com\u002Fgb\u002F",{"type":413,"text":596,"spans":597,"direction":454},"With a limited window in which to meet the EU’s regulatory deadline for Verification of Payee, Form3’s easy to onboard platform ensured immediate regulatory compliance, without compromising Mollie’s future on scalability. ",[],{"type":413,"text":599,"spans":600,"direction":454},"Form3’s Verification of Payee capability is built on the same cloud-native infrastructure that supports high-volume payment flows across Europe and the UK. Designed for scale and resilience, the platform enables payment service providers (PSPs) like Mollie to meet regulatory requirements efficiently while remaining ready to extend their services as market and regulatory demands evolve.",[],{"type":413,"text":602,"spans":603,"direction":454},"Form3’s platform also supports clients to achieve broader operational resilience objectives in the EU, including the Digital Operational Resilience Act (DORA), which exists to ensure financial entities are more resilient. As a trusted, critical third party, Form3 is recognised as a fully compliant partner.",[],{"type":413,"text":605,"spans":606,"direction":454},"Mollie is the latest to join Form3’s client roster that spans fintechs including Klarna, GoCardless and SumUp, as well as Tier 1 banks including Barclays, JP Morgan and Lloyds.",[],"rich_text$9eecec4d-ee10-4274-ba7c-d250210905e0",{"variation":422,"version":447,"items":609,"primary":610,"id":620,"slice_type":482,"slice_label":13},[],{"quote":611,"attribution_name":618,"attribution_role":619},[612,615],{"type":413,"text":613,"spans":614,"direction":454},"Verification of Payee is a critical step in preventing payments fraud and protecting end customers. We’re pleased to partner with Mollie to deliver a compliant, scalable VoP capability built for high-volume payment environments. Our onboarding approach and cloud-native platform helped Mollie implement quickly while staying ready for what comes next.",[],{"type":413,"text":616,"spans":617,"direction":454},"As regulatory demands continue to evolve, banks and fintechs are looking for payments infrastructure that is not only compliant but is agile, adaptable and of course scalable. Form3's API continually updates, so that our partners are automatically compliant with any new regulation. This compliance by design coupled with our deep technical knowledge and broad market experience makes us an attractive partner for fintechs and Tier 1 banks alike.",[],"Mike Walters","Chief Executive Officer","pull_quote$7215da09-fe42-47b1-bbc0-15ab9f4a06f2",{"variation":422,"version":447,"items":622,"primary":623,"id":630,"slice_type":468,"slice_label":13},[],{"body":624},[625],{"type":413,"text":626,"spans":627,"direction":454},"Felix Würtenberger, VP of Product at Mollie says: “Meeting the EU's Verification of Payee mandate is a key compliance priority for Mollie as we are committed to protecting our merchants with the highest standards of payment security. To implement the required technical solution, we selected Form3's platform, ensuring we are compliant and can continue to provide a secure and reliable service for our customers.”",[628],{"start":17,"end":629,"type":492},49,"rich_text$ab33c7c4-4bd9-4c4e-bfa8-a101c2db8da5",{"variation":422,"version":447,"items":632,"primary":633,"id":663,"slice_type":468,"slice_label":13},[],{"body":634},[635,638,641,644,646,651,654,657,660],{"type":499,"text":500,"spans":636,"direction":454},[637],{"start":17,"end":503,"type":492},{"type":413,"text":639,"spans":640,"direction":454},"Form3 is a world-class cloud platform for account-to-account payments. Founded in 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform.",[],{"type":413,"text":642,"spans":643,"direction":454},"Today, Form3 is trusted by some of the UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 recently won the Best Technology Integration Award, in partnership with Nationwide, at the Card and Payments Awards 2025.",[],{"type":413,"text":511,"spans":645,"direction":454},[],{"type":413,"text":647,"spans":648,"direction":454},"About Mollie",[649],{"start":17,"end":650,"type":492},12,{"type":413,"text":652,"spans":653,"direction":454},"Mollie is a fast growing financial services platform that helps businesses across Europe and the UK get paid and manage their money effortlessly: online, in person, and across borders. With a single, powerful integration, companies can accept payments, streamline reconciliation and reporting, prevent fraud, and access flexible financing to fuel their growth.",[],{"type":413,"text":655,"spans":656,"direction":454},"Through Mollie Connect, SaaS and platform partners can embed payments directly into their products and unlock new revenue streams.",[],{"type":413,"text":658,"spans":659,"direction":454},"Today, over 250,000 businesses, from fast‑growing startups to large enterprises rely on Mollie’s hyper‑local solutions in 30+ UK and European markets, supported by local payment methods, multi‑language support and integrations with local business software solutions.",[],{"type":413,"text":661,"spans":662,"direction":454},"Founded in 2004 in Amsterdam, Mollie’s mission is to make payments and money management effortless for every business in Europe and beyond.",[],"rich_text$133110ce-2541-4cb8-83ac-5e90a5ef4be5",{"id":665,"uid":666,"url":667,"type":380,"href":668,"tags":669,"first_publication_date":383,"last_publication_date":670,"slugs":671,"linked_documents":672,"lang":388,"alternate_languages":673,"data":674},"alw3oREAACcAT73D","form3-secures-strategic-investment-from-nationwide","\u002Fresources\u002Fpress-releases\u002Fform3-secures-strategic-investment-from-nationwide","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3oREAACcAT73D%22%29+%5D%5D",[],"2026-08-27T19:21:25+0000",[386],[],[],{"title":675,"excerpt":676,"card_image":677,"published_date":682,"reading_time":683,"tag":684,"dek":685,"featured_image":686,"about_form3":694,"client_about_heading":13,"client_about_body":695,"author_name":13,"author_title":13,"author_photo":696,"author_bio":697,"author_linkedin":698,"slices":699,"meta_title":675,"meta_description":816},"Form3 Secures Strategic Investment from Nationwide","Form3, the cloud-native global account-to-account payments infrastructure platform, today announces it has secured a strategic investment from Nationwide, the world’s largest building society, and a debt facility from funds and accounts managed by BlackRock to accelerate further product development and growth in the US market.",{"dimensions":678,"alt":675,"copyright":13,"url":679,"id":680,"edit":681},{"width":552,"height":552},"\u002F_prismic-media\u002F9f1e8f1fa571e12f-1EkydXmPNMSS4Ib5_form3-secures-strategic-investm.png","1EkydXmPNMSS4Ib5",{"x":17,"y":17,"zoom":18,"background":19},"2025-10-14",7,"Fundraising","New investments will drive product development and the final step in Form3’s path to profitability.",{"dimensions":687,"alt":690,"copyright":13,"url":691,"id":692,"edit":693},{"width":688,"height":689},2560,802,"Nationwide","\u002F_prismic-media\u002F99f26f0795593628--V5KG514bz9md7LI_aNETqp5xUNkB0813.png","-V5KG514bz9md7LI",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[700,713,749,759,782],{"variation":422,"version":423,"items":701,"primary":702,"id":712,"slice_type":445,"slice_label":13},[],{"eyebrow":13,"heading":703,"body":704,"cta_label":13,"cta_link":705,"aside_type":429,"aside_image":706,"aside_video":707,"aside_video_poster":708,"aside_video_reduced_motion":709,"aside_video_url":13,"aside_embed":710,"pardot_form_url":13,"form_submit_label":13,"form_variant":436,"form_heading":13,"redirect_on_success":711,"theme":439,"overlay_pattern":440,"background_continuation":441,"media_position":442,"aside_vertical_align":443},[],[],{"link_type":419},{},{"link_type":432},{},{},{},{"link_type":438},"content_block$2a120f70-6a67-43d8-81dd-237793e0feac",{"variation":422,"version":447,"items":714,"primary":715,"id":748,"slice_type":468,"slice_label":13},[],{"body":716},[717,736,739,742,745],{"type":413,"text":718,"spans":719,"direction":454},"14 October 2025 London – Form3, the cloud-native global account-to-account payments infrastructure platform, today announces it has secured a strategic investment from Nationwide, the world’s largest building society, and a debt facility from funds and accounts managed by BlackRock to accelerate further product development and growth in the US market.",[720,722,726,731],{"start":17,"end":721,"type":492},25,{"start":721,"end":723,"type":531,"data":724},30,{"link_type":533,"url":725,"target":535},"https:\u002F\u002Fwww.form3.tech\u002F",{"start":727,"end":728,"type":531,"data":729},168,178,{"link_type":533,"url":730,"target":535},"https:\u002F\u002Fwww.nationwide.co.uk\u002F",{"start":732,"end":733,"type":531,"data":734},273,282,{"link_type":533,"url":735,"target":535},"https:\u002F\u002Fwww.blackrock.com\u002Fuk",{"type":413,"text":737,"spans":738,"direction":454},"These investments will fund the company through to profitability by enabling Form3 to invest in hosting options and continued platform development. Form3 will provide new features to Nationwide and for the benefit of all Form3 customers.",[],{"type":413,"text":740,"spans":741,"direction":454},"This reinforces Form3's position as the leading cloud-native payments platform. Building on this momentum, Form3 will accelerate the development of a fully integrated platform that empowers global vendors to transform their payments infrastructure. Form3 continues its successful expansion into the US market, having created a fully localised, best-in-class platform for Real-Time Payments for US players.",[],{"type":413,"text":743,"spans":744,"direction":454},"This investment from Nationwide deepens a longstanding relationship with Form3, following an initial investment in the firm in 2020. Nationwide has now extended its Faster Payments Service (FPS) managed service partnership by a further seven years, through to 2032, and signed on as an early adopter of Form3’s new Payments Resilience Platform (PRP) self hosted software solution, underscoring its trust in Form3’s offering. Form3 will provide new features to Nationwide and for the benefit of all Form3 customers.",[],{"type":413,"text":746,"spans":747,"direction":454},"Backed by a community of the world’s leading financial institutions as investors and customers, Form3 continues to build momentum, delivering its strongest ever first half, with record results in both Q1 and Q2 2025. The company is set to outperform last year’s performance significantly and continues to sharpen its strategic focus on the US market, which is set to add incremental growth from new customer wins over the coming 6 months.",[],"rich_text$9136e16a-4026-41a4-b207-b10277450339",{"variation":422,"version":447,"items":750,"primary":751,"id":758,"slice_type":482,"slice_label":13},[],{"quote":752,"attribution_name":756,"attribution_role":757},[753],{"type":413,"text":754,"spans":755,"direction":454},"Nationwide is a heavyweight in financial services, and clearly recognises Form3’s global path to success as the only cloud-based infrastructure platform for efficient, unified Real-Time Payments globally. Our long-standing partnership has already led to Form3 deploying some of the most advanced and resilient payment solutions globally. This further investment from Nationwide, alongside the debt facility from funds and accounts managed by  BlackRock provides the final key for our path to profitability.",[],"Benyam Hagos","Chief Financial Officer","pull_quote$e65b12dc-f9fc-49c2-bcff-3e51a41e0aa3",{"variation":422,"version":447,"items":760,"primary":761,"id":781,"slice_type":468,"slice_label":13},[],{"body":762},[763,768],{"type":413,"text":764,"spans":765,"direction":454},"Otto Benz, Nationwide’s Director of Customer Technology and Payments, comments: “We are thrilled to continue to partner with Form3, backing their already impressive multi-cloud SaaS capabilities. Leveraging Form3’s technology allows us to offer our customers an added level of reassurance that we will be there to support them and their payments when it matters.”",[766],{"start":17,"end":767,"type":492},79,{"type":413,"text":769,"spans":770,"direction":454},"Today’s funding announcement follows prior investments in 2024 from both Visa and British Patient Capital, and serves as an endorsement of Form3’s ability to deploy its next-generation payments infrastructure on behalf of major financial services players in the UK, Europe, and increasingly now the US. ",[771,776],{"start":772,"end":773,"type":531,"data":774},73,77,{"link_type":533,"url":775,"target":535},"https:\u002F\u002Fwww.form3.tech\u002Fnews\u002Fpress-releases\u002Fvisa-invests-in-form3-reducing-fraud-and-increasing-operational-efficiency",{"start":777,"end":778,"type":531,"data":779},82,105,{"link_type":533,"url":780,"target":535},"https:\u002F\u002Fwww.form3.tech\u002Fnews\u002Fpress-releases\u002Fform3-series-c-extension","rich_text$a4bec992-3bb5-4047-a61b-75ce7308ee8a",{"variation":422,"version":447,"items":783,"primary":784,"id":815,"slice_type":468,"slice_label":13},[],{"body":785},[786,789,794,796,798,803,809,812],{"type":499,"text":500,"spans":787,"direction":454},[788],{"start":17,"end":503,"type":492},{"type":413,"text":639,"spans":790,"direction":454},[791],{"start":17,"end":792,"type":531,"data":793},5,{"link_type":533,"url":725,"target":535},{"type":413,"text":642,"spans":795,"direction":454},[],{"type":413,"text":511,"spans":797,"direction":454},[],{"type":413,"text":799,"spans":800,"direction":454},"About Nationwide",[801],{"start":17,"end":802,"type":492},16,{"type":413,"text":804,"spans":805,"direction":454},"Nationwide is the world's largest building society, with over 17 million customers, 16 million of whom have a current account, mortgage or savings product, and are therefore members of the Society. Nationwide is owned by its members and focuses on providing banking products and services to its customers. Nationwide has over 18,000 employees, including those based in its headquarters in Swindon, and those working in its network of over 600 branches across the UK.",[806],{"start":17,"end":807,"type":531,"data":808},10,{"link_type":533,"url":730,"target":535},{"type":413,"text":810,"spans":811,"direction":454},"Nationwide is the UK's third largest mortgage provider and holds almost £1 in every £10 saved in the UK, as well as one in ten of the UK's current accounts. It also supports landlords and those who rely on the private rented sector for their long-term housing needs through its buy to let business, The Mortgage Works. In addition, Nationwide offers a comprehensive range of wider retail financial services and products, including credit cards, personal loans and insurance. These offerings diversify its income, and help it give value back to its customers, through better product pricing than the market average and better service than its peers.",[],{"type":413,"text":813,"spans":814,"direction":454},"Nationwide's purpose is \"Banking - but fairer, more rewarding, and for the good of society\". The Nationwide Board believes that its mutual ownership model enables it to balance its need to retain sufficient profit to remain financially strong, with its commitment to share its success with its customers and members.",[],"rich_text$4b2e5d53-8243-447c-8419-1ce84ef746c1","Form3, the cloud-native global account-to-account payments infrastructure platform, announces it has secured a strategic investment from Nationwide, the world’s largest building society, and a debt facility from funds and accounts managed by BlackRock to accelerate further product development and growth in the US market.",{"id":818,"uid":819,"url":820,"type":380,"href":821,"tags":822,"first_publication_date":823,"last_publication_date":824,"slugs":825,"linked_documents":826,"lang":388,"alternate_languages":827,"data":828},"alw3pBEAAC0AT73W","pingpong-form3-partnership","\u002Fresources\u002Fpress-releases\u002Fpingpong-form3-partnership","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3pBEAAC0AT73W%22%29+%5D%5D",[],"2026-07-19T02:38:17+0000","2026-08-27T19:29:32+0000",[386],[],[],{"title":829,"excerpt":830,"card_image":831,"published_date":837,"reading_time":838,"tag":24,"dek":839,"featured_image":840,"about_form3":845,"client_about_heading":13,"client_about_body":846,"author_name":13,"author_title":13,"author_photo":847,"author_bio":848,"author_linkedin":849,"slices":850,"meta_title":829,"meta_description":830},"PingPong Turns Regulatory Compliance Into Competitive Edge With Form3 Partnership","PingPong, the world-leading provider of embedded cross-border payment solutions for enterprises, today announces it will be using Form3's Verification of Payee (VoP) solution for SEPA account validation, giving PingPong a competitive edge by implementing compliance measures five months ahead of the October go-live date.",{"dimensions":832,"alt":833,"copyright":13,"url":834,"id":835,"edit":836},{"width":552,"height":552},"PingPong Logo","\u002F_prismic-media\u002F88aa47c74c350bf1-L6sgFRVAjXrxWdv2_pingpong-form3-partnership.png","L6sgFRVAjXrxWdv2",{"x":17,"y":17,"zoom":18,"background":19},"2025-06-24",3,"PingPong partners with Form3 to implement Verification of Payee (VoP) five months ahead of schedule, transforming regulatory compliance into a competitive advantage.",{"dimensions":841,"alt":13,"copyright":13,"url":842,"id":843,"edit":844},{"width":688,"height":689},"\u002F_prismic-media\u002F98f737d936bb6756-3pRwWpgG6cWhWchZ_aFlWN3fc4bHWiniI.png","3pRwWpgG6cWhWchZ",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[851,871,879,898],{"variation":422,"version":447,"items":852,"primary":853,"id":870,"slice_type":468,"slice_label":13},[],{"body":854},[855,861,864,867],{"type":413,"text":830,"spans":856,"direction":454},[857],{"start":17,"end":858,"type":531,"data":859},8,{"link_type":533,"url":860,"target":535},"https:\u002F\u002Fwww.international.pingpongx.com\u002F",{"type":413,"text":862,"spans":863,"direction":454},"Operating from 37 offices globally with over 60 financial licences, PingPong's platform delivers faster, more transparent, and higher-quality cross-border B2B transactions for enterprises, financial institutions, and SaaS companies. PingPong's proactive adoption of Form3's VoP solution well before the European Payments Council's October 2025 implementation deadline demonstrates this strategic approach.",[],{"type":413,"text":865,"spans":866,"direction":454},"Form3's solution will ensure that PingPong is compliant with the Instant Payment Regulation, delivering faster, forward-compliant, and safer payments to the EU for PingPong's clients. The solution offers enhanced protection against authorised push payment (APP) fraud and payment errors while demonstrating the company's commitment to staying ahead of regulatory requirements.",[],{"type":413,"text":868,"spans":869,"direction":454},"Today's announcement marks the third Form3 product that PingPong has adopted, having previously integrated SEPA Instant and Credit Transfer solutions into its customer offering.",[],"rich_text$159cfe13-ec97-4333-948c-95dc05b2167f",{"variation":422,"version":447,"items":872,"primary":873,"id":878,"slice_type":482,"slice_label":13},[],{"quote":874,"attribution_name":618,"attribution_role":619},[875],{"type":413,"text":876,"spans":877,"direction":454},"We're very happy to be working with PingPong, one of the leading global cross-border payments platforms. As the VoP deadline is imminent, what we can offer customers such as PingPong is a proven product that features zero downtime, and is second-to-none when it comes to operational resiliency.",[],"pull_quote$a8fb7cc8-0b95-4dee-9e26-0c94f2b74126",{"variation":422,"version":447,"items":880,"primary":881,"id":897,"slice_type":468,"slice_label":13},[],{"body":882},[883,886,889,892],{"type":413,"text":884,"spans":885,"direction":454},"The VoP solution has been designed with compliance in mind for customers. Form3's fully managed service delivers compliance with regulations such as IPR and PSD3. A key selling point is that Form3 provides rolling scheme updates without service interruption.",[],{"type":413,"text":887,"spans":888,"direction":454},"Form3's cloud-based, account-to-account payments platform, on which the VoP solution operates, is underpinned by a single API designed to integrate seamlessly into existing infrastructure. This allows customers to meet regulatory requirements while focusing on growth, improving the overall customer experience.",[],{"type":413,"text":890,"spans":891,"direction":454},"The European Payments Council will implement the new VoP scheme in October 2025. It is designed to reduce fraud and payment errors by allowing a payer to verify whether the name of the intended payee matches the name held by the payee's payment service provider (PSP) for the provided IBAN.",[],{"type":413,"text":893,"spans":894,"direction":454},"Alex Young, FI Partnerships Lead at PingPong, said: \"We selected Form3's VoP solution because it's fast, resilient, and ensures we remain compliant against ever-changing regulations. By implementing this solution five months ahead of the October deadline, we're turning compliance into a competitive advantage for our enterprise, fintech and financial institution clients. Staying ahead of regulatory requirements is essential to maintaining our position as the world's leading cross-border payments provider. The onboarding experience from Form3 has been smooth, featuring excellent communication. We are deepening our partnership with Form3 because their technology is best-in-class for our cross-border payment needs.\"",[895],{"start":17,"end":896,"type":492},50,"rich_text$dcff37bb-70dc-4b3b-9c90-842d39984a82",{"variation":422,"version":447,"items":899,"primary":900,"id":918,"slice_type":468,"slice_label":13},[],{"body":901},[902,905,908,913],{"type":499,"text":500,"spans":903,"direction":454},[904],{"start":17,"end":503,"type":492},{"type":413,"text":906,"spans":907,"direction":454},"Form3 is the account-to-account platform. Founded in 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 recently won the Best Technology Integration Award, in partnership with Nationwide, at the Card and Payments Awards 2025, the Celent Model Bank 2025 Award for Payments Transformation and Paytech Company of the Year at the Fintech Awards London 2025. The company has been included in the 2025 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year, Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, and Engineering Team of the Year at the Europe Fintech Awards 2024.",[],{"type":499,"text":909,"spans":910,"direction":454},"About PingPong",[911],{"start":17,"end":912,"type":492},14,{"type":413,"text":914,"spans":915,"direction":454},"PingPong was founded in New York in 2015, with the goal of solving the immense challenge of scaling enterprise businesses globally. Fast forward to today, and PingPong has become one of the world’s leading global cross-border payments platforms, with a Total Payment Volume (TPV) of more than $250 billion USD. Our API-first cross-border payments platform integrates with enterprises to send, manage, and receive money faster on a global scale. PingPong currently has 37 offices in 15 countries and 1,500 employees. Our international presence helps businesses solve complex payment needs in every major economy across all time zones.",[916],{"start":17,"end":858,"type":531,"data":917},{"link_type":533,"url":860,"target":535},"rich_text$c88364e6-47e0-4f0d-bbbc-20ab1703e001",{"id":920,"uid":921,"url":922,"type":380,"href":923,"tags":924,"first_publication_date":823,"last_publication_date":925,"slugs":926,"linked_documents":927,"lang":388,"alternate_languages":928,"data":929},"alw3pxEAAC4AT73l","ifx-payments-selects-form3-for-verification-of-payee","\u002Fresources\u002Fpress-releases\u002Fifx-payments-selects-form3-for-verification-of-payee","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3pxEAAC4AT73l%22%29+%5D%5D",[],"2026-09-02T18:10:31+0000",[386],[],[],{"title":930,"excerpt":931,"card_image":932,"published_date":938,"reading_time":838,"tag":24,"dek":939,"featured_image":940,"about_form3":945,"client_about_heading":13,"client_about_body":946,"author_name":13,"author_title":13,"author_photo":947,"author_bio":948,"author_linkedin":949,"slices":950,"meta_title":930,"meta_description":931},"IFX Payments selects Form3 for Verification of Payee solution ahead of Instant Payments Regulation mandate","IFX Payments, a service-led alternative banking partner, today announces it will be using Form3's Verification of Payee (VoP) solution for SEPA account, strengthening its defences against payment fraud and aligning with the Instant Payments Regulation mandate.",{"dimensions":933,"alt":934,"copyright":13,"url":935,"id":936,"edit":937},{"width":552,"height":552},"IFX","\u002F_prismic-media\u002F50f3fe79f78f4d8d-fyacQpwkwq8Z3B5L_IFX-Resource.png","fyacQpwkwq8Z3B5L",{"x":17,"y":17,"zoom":18,"background":19},"2025-06-10","IFX Payments, a service-led alternative banking partner, today announces it will be using Form3's Verification of Payee (VoP) solution for SEPA account, strengthening its defenses against payment fraud and aligning with the Instant Payments Regulation mandate.",{"dimensions":941,"alt":13,"copyright":13,"url":942,"id":943,"edit":944},{"width":688,"height":689},"\u002F_prismic-media\u002Faad0211dbf5a8597--P1gOpHo8TyLgMJZ_aEazhLh8WN-LV45j.png","-P1gOpHo8TyLgMJZ",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[951,974,982,990],{"variation":422,"version":447,"items":952,"primary":953,"id":973,"slice_type":468,"slice_label":13},[],{"body":954},[955,958,961,964,967,970],{"type":413,"text":956,"spans":957,"direction":454},"Ahead of the Verification of Payee (VoP) scheme going live in October 2025, implemented by The European Payments Council, IFX Payments will now be able to verify payees before payments are executed.  ",[],{"type":413,"text":959,"spans":960,"direction":454},"The VoP scheme is designed to reduce fraud and payment errors by verifying that the payee's name matches their PSP's records for the given IBAN. This occurs before the payment is executed, providing additional assurance that the funds are being sent to the correct account holder.",[],{"type":413,"text":962,"spans":963,"direction":454},"Form3’s solution will ensure that IFX Payments is compliant with the Instant Payments Regulation for its SEPA Credit Transfer and SEPA Instant Payments, offering its customers enhanced protection against authorized push payment (APP) fraud and payment errors.",[],{"type":413,"text":965,"spans":966,"direction":454},"The Form3 VoP solution is underpinned by a single API designed to integrate seamlessly into existing infrastructure, allowing customers to meet regulatory requirements while focusing on growth, to improve the overall customer experience.",[],{"type":413,"text":968,"spans":969,"direction":454},"The solution has been designed with compliance in mind for customers. Form3’s fully managed service delivers compliance with regulations such as IPR and PSD3. A key selling point is that Form3 provides rolling scheme updates - without service interruption. ",[],{"type":413,"text":971,"spans":972,"direction":454},"Today’s announcement marks the third Form3 product that IFX Payments has adopted, having previously integrated Confirmation of Payee (CoP) and SEPA Credit Transfer into its customer offering. ",[],"rich_text$2297f50a-ca15-46a1-ade0-ffb3d2c6be15",{"variation":422,"version":447,"items":975,"primary":976,"id":981,"slice_type":482,"slice_label":13},[],{"quote":977,"attribution_name":618,"attribution_role":619},[978],{"type":413,"text":979,"spans":980,"direction":454},"We’re proud to be working with IFX Payments, a forward-thinking global organization at the forefront of FX and payments. Their decision to adopt our VoP solution marks this as the third Form3 product that IFX Payments has signed up to - highlighting the strength of our ongoing partnership and their commitment to growth.",[],"pull_quote$e73477f0-cd30-4b34-936b-9a2bf779f56f",{"variation":422,"version":447,"items":983,"primary":984,"id":989,"slice_type":468,"slice_label":13},[],{"body":985},[986],{"type":413,"text":987,"spans":988,"direction":454},"Rosie McConnell, Product Director, IFX Payments, comments: “We chose Form3’s VoP solution because of its seamless fit with our existing compliance infrastructure. Having a dedicated onboarding team has been invaluable, allowing us to continue focusing on what matters most: delivering a secure, reliable, and fully compliant payment experience for our customers. We’re happy to be building on our partnership with Form3.” ",[],"rich_text$b02d52fe-fbb1-4e4e-a75f-7c323bf60578",{"variation":422,"version":447,"items":991,"primary":992,"id":1008,"slice_type":468,"slice_label":13},[],{"body":993},[994,997,1000,1005],{"type":499,"text":500,"spans":995,"direction":454},[996],{"start":17,"end":503,"type":492},{"type":413,"text":998,"spans":999,"direction":454},"Form3 is the account-to-account platform. Founded in 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 recently won the Best Technology Integration Award, in partnership with Nationwide, at the Card and Payments Awards 2025. The company has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year, Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, and Engineering Team of the Year at the Europe Fintech Awards 2024. ",[],{"type":499,"text":1001,"spans":1002,"direction":454},"About IFX",[1003],{"start":17,"end":1004,"type":492},9,{"type":413,"text":1006,"spans":1007,"direction":454},"IFX Payments is an award winning service-led alternative banking partner delivering value beyond the transaction. The company is dedicated to building an accessible, frictionless, and complete digital payments experience that simplifies complex treasury processes, allowing businesses to focus on what truly matters. With offices in London, Amersham, Warsaw, and Dubai, IFX Payments has grown to a team of over 200 professionals worldwide. At its core, IFX Payments specialises in managing FX and payments for corporate businesses with extensive cross-border reconciliation and payment needs.",[],"rich_text$29052094-f0ba-4fd8-bc5f-c3071e7cdb4d",{"id":1010,"uid":1011,"url":1012,"type":380,"href":1013,"tags":1014,"first_publication_date":823,"last_publication_date":1015,"slugs":1016,"linked_documents":1017,"lang":388,"alternate_languages":1018,"data":1019},"alw3qhEAACgAT732","form3s-unique-platform","\u002Fresources\u002Fpress-releases\u002Fform3s-unique-platform","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3qhEAACgAT732%22%29+%5D%5D",[],"2026-09-02T17:33:27+0000",[386],[],[],{"title":1020,"excerpt":1021,"card_image":1022,"published_date":1028,"reading_time":838,"tag":232,"dek":1029,"featured_image":1030,"about_form3":1037,"client_about_heading":13,"client_about_body":1038,"author_name":13,"author_title":13,"author_photo":1039,"author_bio":1040,"author_linkedin":1041,"slices":1042,"meta_title":1020,"meta_description":1091},"Form3's Unique Platform Designed for High Availability, Supporting Continuous Processing Through Resilient, Active-Active Architecture","Form3 announced it is one of the few providers operating live, resilient payment processing platforms built to minimise customer-impacting downtime. Designed for high availability, supporting continuous processing through resilient, active-active architecture. The platform currently processes over 4 billion in annual transaction volume for tier one banks including Nationwide, Lloyds, and Barclays.",{"dimensions":1023,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1027},{"width":552,"height":552},"Form3","\u002F_prismic-media\u002Ffbc6e7a450cdb0fd-jT5-dxAstKJZQFwI_Form3-Resource.png","jT5-dxAstKJZQFwI",{"x":17,"y":17,"zoom":18,"background":19},"2025-05-08","The European leader in real-time account-to-account payments now expanding in the US, which handles 4bn of transaction volume per year for leading banks including Nationwide, Lloyds and Barclays.",{"dimensions":1031,"alt":1024,"copyright":13,"url":1033,"id":1034,"edit":1035},{"width":394,"height":1032},669,"\u002F_prismic-media\u002F0b25eaf89222146d-R8nO0_BHCXWhdxOu_aBCz_vIqRLdaBtH-_Form3_SEO_Ligh.jpg","R8nO0_BHCXWhdxOu",{"x":17,"y":17,"zoom":18,"background":1036},"#ffffff",[],[],{},[],{"link_type":419},[1043,1056,1070,1080],{"variation":422,"version":447,"items":1044,"primary":1045,"id":1055,"slice_type":468,"slice_label":13},[],{"body":1046},[1047,1049,1052],{"type":413,"text":1021,"spans":1048,"direction":454},[],{"type":413,"text":1050,"spans":1051,"direction":454},"In a controlled resilience test simulating a 40-minute cloud outage, the platform continued processing without customer-visible interruption during the test. The platform’s ability to seamlessly switch between Amazon Web Services (AWS), Google Cloud Platform (GCP), and Microsoft Azure ensures continuous availability and fault tolerance. This is critical in financial services, where even brief downtime can result in financial loss, regulatory exposure, and reputational damage.",[],{"type":413,"text":1053,"spans":1054,"direction":454},"In addition to its multi-cloud strategy, Form3’s single code base ensures consistent, secure, and efficient software delivery for all customers. This unified architecture allows for universal deployment of updates, patches, and new features without the delays and risks associated with fragmented codebases.",[],"rich_text$ffc86f5c-0f72-4daf-9dc9-6aad65faa2a0",{"variation":422,"version":447,"items":1057,"primary":1058,"id":1069,"slice_type":468,"slice_label":13},[],{"body":1059},[1060,1063,1066],{"type":413,"text":1061,"spans":1062,"direction":454},"Handling more than 1,500 transactions per second, the platform is designed to scale efficiently, with each system component—such as payment processing and messaging—able to expand independently to meet customer demand without affecting performance.",[],{"type":413,"text":1064,"spans":1065,"direction":454},"Form3’s technology supports a broad range of domestic and international payment schemes. These include Bacs and Faster Payments in the UK; SEPA Instant, Credit Transfer, Direct Debit, and TIPS in Europe; and TCH RTP, FedNow, and soon FedWire in the US. The company is also exploring a new approach to ACH payments to support further U.S. market growth. Additionally, Form3 enables Open Banking services like Confirmation of Payee (CoP) and Verification of Payee (VoP) to help customers reduce payment fraud.",[],{"type":413,"text":1067,"spans":1068,"direction":454},"Trusted by top-tier financial institutions, Form3 is backed by strategic investors including Visa, Barclays, Nationwide, and Lloyds, who recognize the platform’s technological edge in real-time, scalable, and resilient payments.",[],"rich_text$9c56a212-0d25-40a2-aed8-a4dbc598046b",{"variation":422,"version":447,"items":1071,"primary":1072,"id":1079,"slice_type":482,"slice_label":13},[],{"quote":1073,"attribution_name":1077,"attribution_role":1078},[1074],{"type":413,"text":1075,"spans":1076,"direction":454},"Our platform offers banks and financial institutions a truly resilient, zero-downtime solution that’s secure, compliant, and scalable. With a single API and unmatched reliability, our customers can focus on expanding their reach and services without worrying about outage.",[],"Steve Cook","Strategic Advisor","pull_quote$afbe8355-7ebd-4f05-851e-9cf090346023",{"variation":422,"version":447,"items":1081,"primary":1082,"id":1090,"slice_type":468,"slice_label":13},[],{"body":1083},[1084,1087],{"type":499,"text":500,"spans":1085,"direction":454},[1086],{"start":17,"end":503,"type":492},{"type":413,"text":1088,"spans":1089,"direction":454},"Form3 is the account-to-account platform. Founded in 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 recently won the Best Technology Integration Award, in partnership with Nationwide, at the Card and Payments Awards 2025. The company has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year and Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, and Engineering Team of the Year at the Europe Fintech Awards 2024.",[],"rich_text$f0e10d7f-8c8d-425d-9233-cd5aeec9805f","Form3, the European leader in real-time account-to-account payments now expanding in the US, which handles 4bn of transaction volume per year for leading banks including Nationwide, Lloyds and Barclays.",{"id":1093,"uid":1094,"url":1095,"type":380,"href":1096,"tags":1097,"first_publication_date":823,"last_publication_date":1098,"slugs":1099,"linked_documents":1101,"lang":388,"alternate_languages":1102,"data":1103},"alw3rhEAACoAT74E","gocardless-selects-form3-for-bacs-payment","\u002Fresources\u002Fpress-releases\u002Fgocardless-selects-form3-for-bacs-payment","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3rhEAACoAT74E%22%29+%5D%5D",[],"2026-09-02T17:19:13+0000",[1100],"form3-provides-scalability-and-operational-resilience-as-gocardless-volume-of-uk-payment-transactions-continues-to-grow",[],[],{"title":1104,"excerpt":1105,"card_image":1106,"published_date":1112,"reading_time":838,"tag":1113,"dek":13,"featured_image":1114,"about_form3":1115,"client_about_heading":13,"client_about_body":1116,"author_name":13,"author_title":13,"author_photo":1117,"author_bio":1118,"author_linkedin":1119,"slices":1120,"meta_title":1104,"meta_description":1105},"GoCardless Selects Form3 for Bacs Payment Connectivity to Support Scale Up of UK Operations","GoCardless, the bank payment company, today announces that it has selected Form3, the cloud-native account-to-account platform, to provide them with Bacs payment connectivity to support the scale up of UK operations.",{"dimensions":1107,"alt":1108,"copyright":13,"url":1109,"id":1110,"edit":1111},{"width":552,"height":552},"GoCardless-Resource","\u002F_prismic-media\u002Fc26c604cce2c8a70-vxA_XljHO2_4vtxi_GoCardless.png","vxA_XljHO2_4vtxi",{"x":17,"y":17,"zoom":18,"background":19},"2025-02-12","UK",{},[],[],{},[],{"link_type":419},[1121,1147],{"variation":422,"version":447,"items":1122,"primary":1123,"id":1146,"slice_type":468,"slice_label":13},[],{"body":1124},[1125,1129,1134,1137,1140,1143],{"type":1126,"text":1127,"spans":1128},"heading2","Form3 provides scalability and operational resilience as GoCardless’ volume of UK payment transactions continues to grow",[],{"type":413,"text":1105,"spans":1130,"direction":454},[1131],{"start":17,"end":807,"type":531,"data":1132},{"link_type":533,"url":1133,"target":535},"https:\u002F\u002Fgocardless.com\u002F",{"type":413,"text":1135,"spans":1136,"direction":454},"Form3’s unique technology solution provides GoCardless with improved operational and technical resilience to ensure that service continuity is maintained as its UK business grows. As a leading bank payment provider in the UK, GoCardless processes over 5% of the UK’s Direct Debit volume. With over 250 million payments going via Bacs annually, implementing a solution with bank-grade payment submission channels is a core part of GoCardless’ growth strategy.",[],{"type":413,"text":1138,"spans":1139,"direction":454},"Neil Turner, Chief Technology Officer, GoCardless says: “Tens of thousands of customers in the UK trust GoCardless to collect their payments and keep cash flowing within their businesses. Having the right systems in place to process these payments, and the ability to potentially handle millions more transactions each month is fundamental to our business. Form3 has the reputation of offering fast and resilient payment processing that can match our ambitious growth. We look forward to working with them.”",[],{"type":413,"text":1141,"spans":1142,"direction":454},"Mike Walters, Form3’s CEO, says: “Form3 has the payment technology that GoCardless can rely on for operational resiliency, speed, and the ability to scale, to support its UK business growth. Today’s announcement further demonstrates how we help the biggest and most ambitious fintechs with their next phase of expansion. We’re proud to work with GoCardless.”",[],{"type":413,"text":1144,"spans":1145,"direction":454},"Form3’s account-to-account platform gives GoCardless the flexibility to connect to other payment schemes across the UK and Europe in the future. This can further support scale up activity, as and when it is required.",[],"rich_text$360b3f14-cf6e-465d-a6c0-ec65f2ce02b8",{"variation":422,"version":447,"items":1148,"primary":1149,"id":1169,"slice_type":468,"slice_label":13},[],{"body":1150},[1151,1154,1157,1161],{"type":499,"text":500,"spans":1152,"direction":454},[1153],{"start":17,"end":503,"type":492},{"type":413,"text":1155,"spans":1156,"direction":454},"Form3 is the account-to-account platform. Founded in 2016, Form3 set out to revolutionize the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 recently won the Best Technology Integration Award, in partnership with Nationwide, at the Card and Payments Awards 2025. The company has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year and Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, and Engineering Team of the Year at the Europe Fintech Awards 2024.",[],{"type":499,"text":1158,"spans":1159,"direction":454},"About GoCardless",[1160],{"start":17,"end":802,"type":492},{"type":413,"text":1162,"spans":1163,"direction":454},"GoCardless is a global bank payment company. Nearly 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use data and insights to improve payment success, reduce fraud and, with open banking connectivity to over 2,500 banks, help our customers make faster, more informed decisions. We are headquartered in the UK, with additional offices in Australia, France, Ireland, Latvia and the United States. For more information, please visit www.gocardless.com and follow us on LinkedIn @GoCardless.",[1164],{"start":1165,"end":1166,"type":531,"data":1167},735,753,{"link_type":533,"url":1168,"target":535},"https:\u002F\u002Fwww.aryza.com\u002F","rich_text$586ecf30-e57b-441f-9f1a-1962a29f0378",{"id":1171,"uid":1172,"url":1173,"type":380,"href":1174,"tags":1175,"first_publication_date":1176,"last_publication_date":1177,"slugs":1178,"linked_documents":1180,"lang":388,"alternate_languages":1181,"data":1182},"alw3sREAACsAT74U","form3-appoints-mark-fieldhouse-as-chief-revenue-officer","\u002Fresources\u002Fpress-releases\u002Fform3-appoints-mark-fieldhouse-as-chief-revenue-officer","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3sREAACsAT74U%22%29+%5D%5D",[],"2026-07-19T02:38:16+0000","2026-09-02T18:33:38+0000",[1179],"marks-new-role-will-support-uk-european-and-us-growth-for-form3-and-its-customers",[],[],{"title":1183,"excerpt":1184,"card_image":1185,"published_date":1190,"reading_time":838,"tag":1191,"dek":13,"featured_image":1192,"about_form3":1193,"client_about_heading":13,"client_about_body":1194,"author_name":13,"author_title":13,"author_photo":1195,"author_bio":1196,"author_linkedin":1197,"slices":1198,"meta_title":1183,"meta_description":1184},"Form3 appoints Mark Fieldhouse as its new Chief Revenue Officer","Form3, the cloud-native account-to-account platform, announces it has strengthened its Executive Management Team by appointing Mark Fieldhouse as its new Chief Revenue Officer.",{"dimensions":1186,"alt":1172,"copyright":13,"url":1187,"id":1188,"edit":1189},{"width":552,"height":552},"\u002F_prismic-media\u002Fa79ad1750b13e468-Q8V4gOwCOMbxO_hl_Mark-Resource.png","Q8V4gOwCOMbxO_hl",{"x":17,"y":17,"zoom":18,"background":19},"2025-01-29","Executives",{},[],[],{},[],{"link_type":419},[1199,1222],{"variation":422,"version":447,"items":1200,"primary":1201,"id":1221,"slice_type":468,"slice_label":13},[],{"body":1202},[1203,1206,1209,1212,1215,1218],{"type":1126,"text":1204,"spans":1205,"direction":454},"Mark’s new role will support UK, European and US growth for Form3 and its customers",[],{"type":413,"text":1207,"spans":1208,"direction":454},"Form3, the cloud-native account-to-account platform, today announces it has strengthened its Executive Management Team by appointing Mark Fieldhouse as its new Chief Revenue Officer. This appointment follows Matt Tuck’s decision to step back from full-time roles after a long and successful executive career in financial services, at the end of the current financial year on March 31, 2025. Mark will work with Matt on a transition over the next 2 months.",[],{"type":413,"text":1210,"spans":1211,"direction":454},"Mark joins Form3 to lead on the company’s ongoing expansion of its customer base across key markets including the UK, Europe and the US. He will work with leading banks and financial institutions to offer solutions available on Form3’s platform that provide best-in-class cloud payment technology.",[],{"type":413,"text":1213,"spans":1214,"direction":454},"Mark has over 25 years’ experience as a software and technology executive with business strategy, sales and enterprise expertise. He joins Form3 from Rescale, where he was Vice President and General Manager Americas and EMEA. Previous roles included General Manager and executive appointments at rapidly scaling software companies.",[],{"type":413,"text":1216,"spans":1217,"direction":454},"Commenting on his new role, Mark says: “I’m excited to be joining Form3 as we continue to make rapid progress in cloud payment technology. The market-leading technology enables us and our customers to grow at scale in the UK, Europe and the US. I am very much looking forward to working at Form3 and with our customers.”",[],{"type":413,"text":1219,"spans":1220,"direction":454},"Mike Walters, Form3’s CEO, added: “Mark has a proven track record in helping to lead SaaS companies on their growth journeys. I am confident he can help Form3 to continue on its exciting growth journey. Welcome on-board Mark.”",[],"rich_text$4fc6e976-98ea-42bb-aa83-fb5c225c2dfb",{"variation":422,"version":447,"items":1223,"primary":1224,"id":1232,"slice_type":468,"slice_label":13},[],{"body":1225},[1226,1229],{"type":499,"text":500,"spans":1227,"direction":454},[1228],{"start":17,"end":503,"type":492},{"type":413,"text":1230,"spans":1231,"direction":454},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionize the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year and Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, Engineering Team of the Year at the Europe Fintech Awards 2024 and Best Scam\u002FAPP Prevention Innovation at the Datos Insights Impact Awards 2024.",[],"rich_text$307a2d5b-9c91-434b-be16-6fa882f7c4d2",{"id":1234,"uid":1235,"url":1236,"type":380,"href":1237,"tags":1238,"first_publication_date":1176,"last_publication_date":1239,"slugs":1240,"linked_documents":1242,"lang":388,"alternate_languages":1243,"data":1244},"alw3tBEAACoAT74l","form3-series-c-extension","\u002Fresources\u002Fpress-releases\u002Fform3-series-c-extension","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3tBEAACoAT74l%22%29+%5D%5D",[],"2026-09-02T19:25:45+0000",[1241],"form3-successfully-completes-60m-series-c-extension-with-new-investment-from-british-patient-capital-and-existing-shareholders",[],[],{"title":1245,"excerpt":1246,"card_image":1247,"published_date":1250,"reading_time":399,"tag":684,"dek":1251,"featured_image":1252,"about_form3":1258,"client_about_heading":13,"client_about_body":1259,"author_name":13,"author_title":13,"author_photo":1260,"author_bio":1261,"author_linkedin":1262,"slices":1263,"meta_title":1245,"meta_description":1246},"Form3 Successfully Completes $60m Series C Extension, with New Investment from British Patient Capital and Existing Shareholders","Form3 announces a new investor, British Patient Capital. Alongside existing strategic and financial investors including Visa, Form3 has now raised a total of $60m in C-series extension funding to continue its growth journey.",{"dimensions":1248,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1249},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2024-09-10","New investment will enable Form3 to continue its growth journey, develop new products and services, and expand into new territories",{"dimensions":1253,"alt":1254,"copyright":13,"url":1255,"id":1256,"edit":1257},{"width":688,"height":689},"British Patient Capital","\u002F_prismic-media\u002F1fb29f6ca5aeaaa4-QDXkOij0fsLuC3iX_Ztb0_7zzk9ZrW6n2_Form3_BPC_Bann.png","QDXkOij0fsLuC3iX",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[1264,1290],{"variation":422,"version":447,"items":1265,"primary":1266,"id":1289,"slice_type":468,"slice_label":13},[],{"body":1267},[1268,1271,1274,1277,1284],{"type":413,"text":1269,"spans":1270,"direction":454},"Form3, the cloud-native account-to-account platform, today announces a new investor, British Patient Capital. Alongside existing strategic and financial investors including Visa, Form3 has now raised a total of $60m in C-series extension funding to continue its growth journey.",[],{"type":413,"text":1272,"spans":1273,"direction":454},"This funding will enable Form3 to develop new products and services to help support exponential growth in key markets such as the UK, Europe and the US.",[],{"type":413,"text":1275,"spans":1276,"direction":454},"Benyam Hagos, Chief Financial Officer, Form3 says: “British Patient Capital’s investment enables Form3 to continue to deliver mission-critical infrastructure technology for the world’s most established banks and financial institutions.”",[],{"type":413,"text":1278,"spans":1279,"direction":454},"Today's funding announcement follows Visa’s recent investment in Form3 and its cloud-native account-to-account platform. Form3’s vision for the future of next-generation payments infrastructure is supported by major strategic players, including Visa.",[1280],{"start":1281,"end":1282,"type":531,"data":1283},37,70,{"link_type":533,"url":775,"target":535},{"type":413,"text":1285,"spans":1286,"direction":454},"Tom Haywood, Managing Director, Direct Investments, British Patient Capital, said: “Form3 has built a leading solution for a challenge that banks worldwide are facing: how to transition to a modern, future-proof payments infrastructure. We are delighted to support them as they take the next steps in their growth journey”.     ",[1287],{"start":1288,"end":773,"type":492},76,"rich_text$93ab80e4-6cae-463b-91f2-82c5d1257194",{"variation":422,"version":447,"items":1291,"primary":1292,"id":1327,"slice_type":468,"slice_label":13},[],{"body":1293},[1294,1297,1300,1305,1313,1321,1324],{"type":413,"text":500,"spans":1295,"direction":454},[1296],{"start":17,"end":503,"type":492},{"type":413,"text":1298,"spans":1299,"direction":454},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionize the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year and Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Team of the Year at the Paytech Awards 2024, Engineering Team of the Year at the Europe Fintech Awards 2024 and Best Scam\u002FAPP Prevention Innovation at the Datos Insights Impact Awards 2024.",[],{"type":413,"text":1301,"spans":1302,"direction":454},"About British Patient Capital",[1303],{"start":17,"end":1304,"type":492},29,{"type":413,"text":1306,"spans":1307,"direction":454},"British Patient Capital Limited is a wholly owned commercial subsidiary of British Business Bank plc, the UK government’s economic development bank. Its mission is to enable long-term investment in innovative firms led by ambitious entrepreneurs who want to build large-scale businesses. Launched in June 2018, British Patient Capital has more than £3bn of assets under management, investing in venture and venture growth capital to support high growth potential innovative UK businesses in accessing the long-term financing they require to scale up. Find out more here.",[1308],{"start":1309,"end":1310,"type":531,"data":1311},551,569,{"link_type":533,"url":1312,"target":535},"http:\u002F\u002Fwww.britishpatientcapital.co.uk\u002F",{"type":413,"text":1314,"spans":1315,"direction":454}," British Business Bank plc and its subsidiary entities are not banking institutions and do not operate as such. They are not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA). A complete legal structure chart for British Business Bank plc and its subsidiaries can be found on the British Business Bank plc website.",[1316],{"start":1317,"end":1318,"type":531,"data":1319},340,373,{"link_type":533,"url":1320,"target":535},"https:\u002F\u002Fwww.british-business-bank.co.uk\u002Fcorporate-information\u002F",{"type":413,"text":1322,"spans":1323,"direction":454},"British Patient Capital makes commitments and invests on its own behalf and on behalf of third-party investors whose investments British Patient Capital manages.",[],{"type":413,"text":1325,"spans":1326,"direction":454},"The transaction described above does not constitute or imply any endorsement, warranty or recommendation by the UK government, the British Business Bank plc, its subsidiaries or any other party in respect of Form3.\n",[],"rich_text$cd79548a-0546-4467-804c-d78185d8d062",{"id":1329,"uid":1330,"url":1331,"type":380,"href":1332,"tags":1333,"first_publication_date":1176,"last_publication_date":1334,"slugs":1335,"linked_documents":1336,"lang":388,"alternate_languages":1337,"data":1338},"alw3txEAACcAT745","currencycloud-partners-with-form3","\u002Fresources\u002Fpress-releases\u002Fcurrencycloud-partners-with-form3","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3txEAACcAT745%22%29+%5D%5D",[],"2026-09-02T18:18:29+0000",[386],[],[],{"title":1339,"excerpt":1340,"card_image":1341,"published_date":1347,"reading_time":838,"tag":1113,"dek":1348,"featured_image":1349,"about_form3":1355,"client_about_heading":13,"client_about_body":1356,"author_name":13,"author_title":13,"author_photo":1357,"author_bio":1358,"author_linkedin":1359,"slices":1360,"meta_title":1339,"meta_description":1340},"Currencycloud Partners with Form3 to Boost Confirmation of Payee Fraud Detection Offering in the UK","Form3 announces that Currencycloud, a Visa solution focusing on simplifying business in a multi-currency world, has selected them to provide account verification technology to support Confirmation of Payee (CoP) activity, designed to reduce fraud in the UK.",{"dimensions":1342,"alt":1343,"copyright":13,"url":1344,"id":1345,"edit":1346},{"width":552,"height":552},"Currencycloud-Resource","\u002F_prismic-media\u002Ffc080192ba713ac9-1BbX_Dwjzp-jZdCq_Currencycloud-Resource.png","1BbX_Dwjzp-jZdCq",{"x":17,"y":17,"zoom":18,"background":19},"2024-05-29","Form3’s Requester Service adds value and boosts customer fraud protection",{"dimensions":1350,"alt":1351,"copyright":13,"url":1352,"id":1353,"edit":1354},{"width":688,"height":689},"CurrencyCloud Logo","\u002F_prismic-media\u002F46e2d8110528a5f0-wX9vz_FoVao4h_WK_ZlWayqWtHYXtT1vY.png","wX9vz_FoVao4h_WK",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[1361,1399],{"variation":422,"version":447,"items":1362,"primary":1363,"id":1398,"slice_type":468,"slice_label":13},[],{"body":1364},[1365,1373,1376,1379,1386,1389,1392,1395],{"type":413,"text":1366,"spans":1367,"direction":454},"Form3, the cloud-native account-to-account platform, today announces that Currencycloud, a Visa solution focusing on simplifying business in a multi-currency world, has selected them to provide account verification technology to support Confirmation of Payee (CoP) activity, designed to reduce fraud in the UK. ",[1368],{"start":1369,"end":1370,"type":531,"data":1371},74,87,{"link_type":533,"url":1372,"target":535},"https:\u002F\u002Fwww.currencycloud.com\u002F",{"type":413,"text":1374,"spans":1375,"direction":454},"The Form3 Confirmation of Payee Requester Service enables Currencycloud’s customers to verify account holder and payee details to provide fast and secure account verification. ",[],{"type":413,"text":1377,"spans":1378,"direction":454},"In practice, Form3’s technology connects with Currencycloud’s customers via a simple API, to enable routing capabilities to drive its Payee Requester Services activity, reducing payment misdirection and increasing fraud detection. ",[],{"type":413,"text":1380,"spans":1381,"direction":454},"Today’s announcement follows Form3’s commercial partnership with Visa, announced in September 2023. Visa invested in Form3 to continue its expansion - and sought to bring the two companies’ capabilities together, to reduce fraud in real-time account-to-account payments. ",[1382],{"start":1383,"end":1384,"type":531,"data":1385},71,98,{"link_type":533,"url":775,"target":535},{"type":413,"text":1387,"spans":1388,"direction":454},"The CoP rules were launched by the Payment Systems Regulator to reduce certain types of accidentally misdirected payments, and authorised push payment (APP) fraud in bank transfers. This is done by checking that the name on the recipient’s account matches the details a payer has given to their bank.",[],{"type":413,"text":1390,"spans":1391,"direction":454},"Mike Walters, Form3’s CEO, said: “Today’s partnership with Currencycloud demonstrates the value-added services that we can offer customers for fraud protection, in addition to our core payment processing. Fraud will continue to be a big challenge in payments, so we have responded to this by developing cutting edge technologies to minimise fraudulent activity. This is our first engagement with Currencycloud and we look forward to working with them moving forward.”",[],{"type":413,"text":1393,"spans":1394,"direction":454},"Commenting on today’s partnership, Mark Ledsham, COO at Currencycloud, added: “Utilizing Form3’s best-in-class technology provides Currencycloud and our clients access to a robust and resilient fraud prevention solution. Our partnership with Form3 adds further value to our offering and allows us to be more competitive in the payments market.”",[],{"type":413,"text":1396,"spans":1397,"direction":454},"Form3’s Confirmation of Payee Requester Service will be rolled out to Currencycloud clients from the end of May. ",[],"rich_text$f67692bf-0b1d-405f-bed6-506a7dcb6261",{"variation":422,"version":447,"items":1400,"primary":1401,"id":1408,"slice_type":468,"slice_label":13},[],{"body":1402},[1403,1405],{"type":499,"text":500,"spans":1404,"direction":454},[],{"type":413,"text":1406,"spans":1407,"direction":454},"Form3 is the account-to-account payments platform. Founded In 2016, Form3 set out to revolutionize the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Providing not only gateway services its breadth and depth of solutions extends to fraud prevention, payments orchestration as well as data metrics. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been included in the 2024 Lazard T100 Index and was listed in the 2024 Top 100 Scale-ups in Europe. The company has also been awarded PayTech of the Year and Team of the Year for Form3’s Engineering Team at the UK Fintech Awards 2024, Accel Euroscape 2023 Top 100 Company, Tech of the Future for Banks & Financial Institutions 2023 by the Paytech Awards, and Engineering Team of the Year 2023 at the Europe Fintech Awards.",[],"rich_text$1b2e3640-5af6-4e0d-8a1b-2f05458ab5d1",{"id":1410,"uid":1411,"url":1412,"type":380,"href":1413,"tags":1414,"first_publication_date":1176,"last_publication_date":1415,"slugs":1416,"linked_documents":1417,"lang":388,"alternate_languages":1418,"data":1419},"alw3uxEAAC0AT75J","form3-and-feedzai-launch-industry-first-app-fraud-solution","\u002Fresources\u002Fpress-releases\u002Fform3-and-feedzai-launch-industry-first-app-fraud-solution","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3uxEAAC0AT75J%22%29+%5D%5D",[],"2026-09-02T19:25:04+0000",[386],[],[],{"title":1420,"excerpt":1421,"card_image":1422,"published_date":1425,"reading_time":838,"tag":1113,"dek":1426,"featured_image":1427,"about_form3":1433,"client_about_heading":13,"client_about_body":1434,"author_name":13,"author_title":13,"author_photo":1435,"author_bio":1436,"author_linkedin":1437,"slices":1438,"meta_title":1420,"meta_description":1421},"Form3 and Feedzai Launch Industry-First APP Fraud Solution for the UK Market","Form3 launches a new, innovative authorised push payment fraud (APP fraud) prevention solution, powered by Feedzai, the market leader in anti-fraud and financial crime software. The new product is the first solution, built using fully supervised machine learning, to leverage collaborative intelligence to understand the behaviour of both the payment sender and recipient, to determine the risk of the payment being made in real-time.",{"dimensions":1423,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1424},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2024-03-26","New solution offers PSPs inbound and outbound payment fraud intelligence in one solution for the first time",{"dimensions":1428,"alt":1429,"copyright":13,"url":1430,"id":1431,"edit":1432},{"width":688,"height":689},"Form3 x Feedzai","\u002F_prismic-media\u002Ffee69d6b5c4fdb35-aMx2tdl5slgtXZ25_ZgGkjccYqOFdyEUf.png","aMx2tdl5slgtXZ25",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[1439,1468],{"variation":422,"version":447,"items":1440,"primary":1441,"id":1467,"slice_type":468,"slice_label":13},[],{"body":1442},[1443,1446,1449,1452,1455,1458,1461,1464],{"type":413,"text":1444,"spans":1445,"direction":454},"Form3, the cloud-native account-to-account platform, today launches a new, innovative authorised push payment fraud (APP fraud) prevention solution, powered by Feedzai, the market leader in anti-fraud and financial crime software. The new product is the first solution, built using fully supervised machine learning, to leverage collaborative intelligence to understand the behaviour of both the payment sender and recipient, to determine the risk of the payment being made in real-time.  ",[],{"type":413,"text":1447,"spans":1448,"direction":454},"Form3’s new APP Fraud Solution works by combining its account-to-account payment processing with Feedzai's fraud and financial crime analytics. This produces a model that is trained to identify risk in both the individual sending the money and the person receiving the money. Understanding who is receiving the money is key to preventing fraud, as APP fraud involves impersonation that manipulates the victim into sending the money.  ",[],{"type":413,"text":1450,"spans":1451,"direction":454},"This new solution closes the gaps in intelligence that the fraudsters utilise to be able to use faster payments to target UK consumers and businesses. The solution’s model is then able to detect 95% of fraud at market-standard false positive rates.   ",[],{"type":413,"text":1453,"spans":1454,"direction":454},"Mike Walters, Form3’s CEO, said: “The best way to tackle the rise of APP fraud is the use of collaborative intelligence and cutting edge technologies that allow the real-time identification of scams within the payment message. By bringing together Form3's payment processing expertise, and Feedzai's fraud and financial crime solutions, we can tackle APP fraud so that UK banks can make faster payments safer. Feedzai is the solution provider of choice for two of the top four financial institutions in the UK, so we are partnering with a market leader to combat APP fraud.” ",[],{"type":413,"text":1456,"spans":1457,"direction":454},"With APP fraud losses accounting for nearly £500m per annum, the solution is timely, as it has been developed on the back of new regulation from the Payment Systems Regulator. This sees victims of APP fraud being refunded by their bank from October 2024, with reimbursement now being the responsibility of both the sending and the receiving institutions.  ",[],{"type":413,"text":1459,"spans":1460,"direction":454},"Pedro Barata, CPO at Feedzai, adds: “There is increasing regulation in this space, and rightly so – we’ve got to do everything in our power to protect the end consumer from APP fraud. With reimbursement becoming mandatory from October this year, it’s also in the interests of all banks to collectively ensure they prevent fraud and save huge payouts. By combining the expertise of Feedzai and Form3, we can drastically reduce the level of vulnerability in the payment process and give our customers the real-time intelligence that they need to stop fraudsters in their tracks.” ",[],{"type":413,"text":1462,"spans":1463,"direction":454},"The partnership underscores Form3’s commitment to ‘doing well by doing good’, employing cutting-edge technology to tackle the pervasive issue of fraud, which has profoundly impacted countless individuals worldwide.  ",[],{"type":413,"text":1465,"spans":1466,"direction":454},"The service will go live in April, with a full rollout in the UK market expected in the summer of 2024 - ahead of the implementation of the new rules in October 2024.",[],"rich_text$b82a0201-bd02-4cc4-aba5-776b1f0d5a87",{"variation":422,"version":447,"items":1469,"primary":1470,"id":1488,"slice_type":468,"slice_label":13},[],{"body":1471},[1472,1474,1477,1480],{"type":499,"text":500,"spans":1473},[],{"type":413,"text":1475,"spans":1476},"Form3 is the account-to-account payments platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Providing not only gateway services its breadth and depth of solutions extends to fraud prevention, payments orchestration as well as data metrics. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growingfintechs to handle their critical payments architecture. Form3 has been awarded Accel Euroscape 2023 Top 100 Company, Tech of the Future for Banks & Financial Institutions 2023 by the Paytech Awards, Payments Tech of the Year 2023 at the UK Fintech Awards, and Engineering Team of the Year 2023 at the Europe Fintech Awards.",[],{"type":499,"text":1478,"spans":1479},"About Feedzai",[],{"type":413,"text":1481,"spans":1482},"Feedzai is the world’s first RiskOps platform, protecting people and payments with a comprehensive suite of AI-based solutions designed to stop fraud and financial crime. Feedzai is trusted by leading financial institutions to manage critical risk and compliance processes, safeguarding trillions of dollars of transactions while improving the customer experience and protecting the privacy of everyday users. For more information, visit feedzai.com.",[1483],{"start":1484,"end":1485,"type":531,"data":1486},437,449,{"link_type":533,"url":1487,"target":535},"http:\u002F\u002Ffeedzai.com\u002F","rich_text$cf03d4b1-331a-478e-95eb-b539fd31c52d",{"id":1490,"uid":1491,"url":1492,"type":380,"href":1493,"tags":1494,"first_publication_date":1176,"last_publication_date":1495,"slugs":1496,"linked_documents":1497,"lang":388,"alternate_languages":1498,"data":1499},"alw3vhEAAC0AT75a","form3-appoints-anil-arora-as-non-executive-director","\u002Fresources\u002Fpress-releases\u002Fform3-appoints-anil-arora-as-non-executive-director","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3vhEAAC0AT75a%22%29+%5D%5D",[],"2026-08-27T20:35:04+0000",[386],[],[],{"title":1500,"excerpt":1501,"card_image":1502,"published_date":1507,"reading_time":399,"tag":1508,"dek":1509,"featured_image":1510,"about_form3":1511,"client_about_heading":13,"client_about_body":1512,"author_name":13,"author_title":13,"author_photo":1513,"author_bio":1514,"author_linkedin":1515,"slices":1516,"meta_title":1500,"meta_description":1501},"Form3 Appoints Anil Arora as Non-Executive Director to Support Scaling-Up Activity","Form3 announces that it has strengthened its Board of Directors by appointing Anil Arora as independent Non-Executive Director. Based in San Francisco, Anil will bring to Form3 his significant experience in founding fintechs and scaling these into established US enterprises. Anil will help Form3 on its expansion journey, drawing on his experience of managing and understanding scaled Software-as-a-Service (SaaS) focused on financial institutions.",{"dimensions":1503,"alt":1500,"copyright":13,"url":1504,"id":1505,"edit":1506},{"width":552,"height":552},"\u002F_prismic-media\u002Fe226acd5a4c86b9b-yWtzz5UXCHFaUrOR_form3-appoints-anil-arora-as-no.jpg","yWtzz5UXCHFaUrOR",{"x":17,"y":17,"zoom":18,"background":1036},"2024-01-03","US","Entrepreneur with a proven business success track-record joins Form3",{},[],[],{},[],{"link_type":419},[1517,1531,1553,1567],{"variation":422,"version":447,"items":1518,"primary":1519,"id":1530,"slice_type":468,"slice_label":13},[],{"body":1520},[1521,1524,1527],{"type":413,"text":1522,"spans":1523},"Form3, the cloud-native account-to-account platform, today announces that it has strengthened its Board of Directors by appointing Anil Arora as independent Non-Executive Director.  ",[],{"type":413,"text":1525,"spans":1526},"Based in San Francisco, Anil will bring to Form3 his significant experience in founding fintechs and scaling these into established US enterprises. Anil will help Form3 on its expansion journey, drawing on his experience of managing and understanding scaled Software-as-a-Service (SaaS) focused on financial institutions.  ",[],{"type":413,"text":1528,"spans":1529},"In addition to Anil’s knowledge of fintech companies, he will draw on his broader experiences of expanding companies across both public and private sectors. Anil will work closely with Form3’s US Chief Executive, Dave Scola, as part of the company’s strong commitment to expand the US business as a key market. ",[],"rich_text$3487e6ff-bc14-4559-af89-29a6ae7627af",{"variation":422,"version":423,"items":1532,"primary":1533,"id":1552,"slice_type":445,"slice_label":13},[],{"eyebrow":13,"heading":1534,"body":1535,"cta_label":13,"cta_link":1539,"aside_type":429,"aside_image":1540,"aside_video":1547,"aside_video_poster":1548,"aside_video_reduced_motion":1549,"aside_video_url":13,"aside_embed":1550,"pardot_form_url":13,"form_submit_label":13,"form_variant":436,"form_heading":13,"redirect_on_success":1551,"theme":439,"overlay_pattern":440,"background_continuation":441,"media_position":442,"aside_vertical_align":443},[],[1536],{"type":413,"text":1537,"spans":1538},"Anil Arora – Non-Executive Director, Form3",[],{"link_type":419},{"dimensions":1541,"alt":1537,"copyright":13,"url":1544,"id":1545,"edit":1546},{"width":1542,"height":1543},872,436,"\u002F_prismic-media\u002Ffbf88f9d10e2e4d8-ftZwjrQedPk6qAyf_ed21d77f-ac10-4312-9d3f-5ed8acd.png","ftZwjrQedPk6qAyf",{"x":17,"y":17,"zoom":18,"background":19},{"link_type":432},{},{},{},{"link_type":438},"content_block$b15b8091-1200-4f18-862d-1289db2cbe2e",{"variation":422,"version":447,"items":1554,"primary":1555,"id":1566,"slice_type":468,"slice_label":13},[],{"body":1556},[1557,1560,1563],{"type":413,"text":1558,"spans":1559},"Anil is a successful businessman and CEO. He took Yodlee, then a small tech company, to initial public offering (IPO), before it was sold to Envestnet. He currently focuses on executive board and advisory positions across several public and private companies like ON24, Conagra Brands and Water.org. He has previously held senior corporate roles at Gateway and Kraft Foods, and worked in various business sectors including fintech, personal computing and consumer-packaged goods.  ",[],{"type":413,"text":1561,"spans":1562},"Commenting on his new role with Form3, Anil says: “I am very much looking forward to working with the Form3 leadership team and the Board of Directors to help it to scale-up globally. Form3 is clearly an emerging leader in the payment technology business, so it is great to be on board at this very interesting and important time in its evolution.” ",[],{"type":413,"text":1564,"spans":1565},"Michael Mueller, Executive Chair, Form3, adds: “Anil is a very well-known and respected businessman and entrepreneur, having worked across many business sectors. We are very pleased he has joined Form3. His significant experience in scaling enterprise technology companies will not only help us to strengthen the governance of the business, but also drive growth in Form3’s key markets, including the US. Welcome on board, Anil.”",[],"rich_text$398b556e-4946-4136-992a-c4dd41cc5d26",{"variation":422,"version":447,"items":1568,"primary":1569,"id":1576,"slice_type":468,"slice_label":13},[],{"body":1570},[1571,1573],{"type":499,"text":500,"spans":1572},[],{"type":413,"text":1574,"spans":1575},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Accel Euroscape 2023 Top 100 Company, Tech of the Future for Banks & Financial Institutions 2023 by the Paytech Awards, Payments Tech of the Year 2023 at the UK Fintech Awards, and Engineering Team of the Year 2023 at the Europe Fintech Awards.",[],"rich_text$9665459b-7007-45d3-a5cd-06321199a5b6",{"id":1578,"uid":1579,"url":1580,"type":380,"href":1581,"tags":1582,"first_publication_date":1583,"last_publication_date":1584,"slugs":1585,"linked_documents":1587,"lang":388,"alternate_languages":1588,"data":1589},"alw3wREAACkAT75r","klarna-european-payments","\u002Fresources\u002Fpress-releases\u002Fklarna-european-payments","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3wREAACkAT75r%22%29+%5D%5D",[],"2026-07-19T02:38:15+0000","2026-08-27T02:08:03+0000",[1586],"about-klarna",[],[],{"title":1590,"excerpt":1591,"card_image":1592,"published_date":1598,"reading_time":838,"tag":24,"dek":1599,"featured_image":1600,"about_form3":1606,"client_about_heading":13,"client_about_body":1607,"author_name":13,"author_title":13,"author_photo":1608,"author_bio":1609,"author_linkedin":1610,"slices":1611,"meta_title":1665,"meta_description":1666},"Form3 to support Klarna’s European Payments","Form3 is delighted to announce it will be providing Klarna, the AI-powered payments network and shopping assistant, with SEPA connectivity to bolster its customer offering in Europe as part of its wider international growth strategy.",{"dimensions":1593,"alt":1594,"copyright":13,"url":1595,"id":1596,"edit":1597},{"width":552,"height":552},"Klarna","\u002F_prismic-media\u002F996b4718531417a8-vNWTlQqmqt1zNuVd_klarna-european-payments.png","vNWTlQqmqt1zNuVd",{"x":17,"y":17,"zoom":18,"background":19},"2023-11-21","Form3 to provide SEPA Instant, Credit Transfer and Direct Debit connectivity for Klarna’s 150m active customers across more than 500,000 merchants.",{"dimensions":1601,"alt":1602,"copyright":13,"url":1603,"id":1604,"edit":1605},{"width":394,"height":1032},"Form3 x Klarna","\u002F_prismic-media\u002F1d77349ec423d20b-kKX4LpDoXx5hx4Tb_dd165bad-0c84-46f8-830b-0367215.jpg","kKX4LpDoXx5hx4Tb",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[1612,1632,1644],{"variation":422,"version":447,"items":1613,"primary":1614,"id":1631,"slice_type":468,"slice_label":13},[],{"body":1615},[1616,1619,1622,1625,1628],{"type":413,"text":1617,"spans":1618},"Form3, the cloud-native account-to-account platform, is delighted to announce it will be providing Klarna, the AI-powered payments network and shopping assistant, with SEPA connectivity to bolster its customer offering in Europe as part of its wider international growth strategy. ",[],{"type":413,"text":1620,"spans":1621},"The new agreement sees Form3 providing Klarna with direct technical access to STEP2 and RT1 via its cloud-based, single API account-to-account platform. This will enable Klarna to process these payments directly rather than being dependent on third party banks. The addition of SEPA Instant as a payment flow will also create new payment use cases and ensure that Klarna stays ahead of the incoming mandate*. ",[],{"type":413,"text":1623,"spans":1624},"Mike Walters, Form3’s CEO, says: “Providing SEPA connectivity to Klarna, one of the biggest, most technically-advanced fintechs in the world, further demonstrates Form3’s ability to process payments at scale, as this becomes critical for market leaders. This partnership also reinforces the ongoing trend in Europe for more organisations to connect directly to payment schemes to improve resilience and their end customers’ experience.”",[],{"type":413,"text":1626,"spans":1627},"Form3’s platform will process and manage all of Klarna’s inbound and outbound SEPA payments across these schemes and fully automate some of the manual payment processes typical to many banks, such as returns, recalls and refunds. This will drive efficiency gains and significant cost savings. In addition, Form3’s technology is designed to future-proof Klarna against regulatory changes such as the Digital Operational Resilience Act (DORA). ",[],{"type":413,"text":1629,"spans":1630},"Felix Würtenberger, Head of Banking at Klarna, comments: “We are grateful for the opportunity to collaborate with Form3 and utilize their SEPA connectivity to enhance our customer offering in Europe. This partnership holds the potential to drive efficiency gains, cost savings, and ultimately improve the overall experience for our customers and merchants in Europe. We enthusiastically embark on this transformative journey with Form3, exploring the immense benefits it brings.” ",[],"rich_text$227a979b-ac66-4590-ad16-6e0e54ad5c51",{"variation":422,"version":447,"items":1633,"primary":1634,"id":1643,"slice_type":468,"slice_label":13},[],{"body":1635},[1636],{"type":413,"text":1637,"spans":1638},"* The European Commission (EC) published a proposal in October with the aim to require banks and other payment service providers (PSPs) to offer 24\u002F7 instant Euro payment services without charging customers an additional fee.",[1639,1642],{"start":17,"end":1640,"type":1641},225,"em",{"start":17,"end":18,"type":492},"rich_text$78a49213-3360-4fa1-84a6-680743d86c4a",{"variation":422,"version":447,"items":1645,"primary":1646,"id":1664,"slice_type":468,"slice_label":13},[],{"body":1647},[1648,1651,1659,1661],{"type":499,"text":1649,"spans":1650},"About Klarna",[],{"type":413,"text":1652,"spans":1653},"Since 2005 Klarna has been on a mission to accelerate commerce with consumer needs at the heart of it. With over 150 million global active users and 2 million transactions per day, Klarna’s fair, sustainable and AI-powered payment and shopping solutions are revolutionizing the way people shop and pay online and in-store, empowering consumers to shop smarter with greater confidence and convenience. More than 500,000 global retailers integrate Klarna’s innovative technology and marketing solutions to drive growth and loyalty, including H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, Nike and Airbnb. For more information, visit Klarna.com",[1654],{"start":1655,"end":1656,"type":531,"data":1657},634,644,{"link_type":533,"url":1658},"https:\u002F\u002Fwww.klarna.com\u002F",{"type":499,"text":500,"spans":1660},[],{"type":413,"text":1662,"spans":1663},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s and the US’s biggest tier one banks and global financial institutions to handle their critical payments architecture. Form3 has been awarded Accel Euroscape 2023 Top 100 Company, Tech of the Future for Banks & Financial Institutions 2023 by the Paytech Awards, Payments Tech of the Year 2023 at the UK Fintech Awards, and Engineering Team of the Year 2023 at the Europe Fintech Awards.",[],"rich_text$e7997ebc-17b6-488a-8ffc-c172c9696aa5","Form3 to support Klarna’s European payments","Form3, the cloud-native account-to-account platform, is delighted to announce it will be providing Klarna, the AI-powered payments network and shopping assistant, with SEPA connectivity to bolster its customer offering in Europe as part of its wider international growth strategy.",{"id":1668,"uid":1669,"url":1670,"type":380,"href":1671,"tags":1672,"first_publication_date":1583,"last_publication_date":1673,"slugs":1674,"linked_documents":1676,"lang":388,"alternate_languages":1677,"data":1678},"alw3xREAACsAT757","thought-machine-partners-with-form3","\u002Fresources\u002Fpress-releases\u002Fthought-machine-partners-with-form3","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3xREAACsAT757%22%29+%5D%5D",[],"2026-09-02T19:24:39+0000",[1675],"thought-machine-partners-with-form3-to-bring-real-time-payment-technology-to-the-us-and-european-markets",[],[],{"title":1679,"excerpt":1680,"card_image":1681,"published_date":1684,"reading_time":792,"tag":56,"dek":13,"featured_image":1685,"about_form3":1690,"client_about_heading":13,"client_about_body":1691,"author_name":13,"author_title":13,"author_photo":1692,"author_bio":1693,"author_linkedin":1694,"slices":1695,"meta_title":1679,"meta_description":1680},"Thought Machine partners with Form3 to bring real-time payment technology to the US and European markets","Thought Machine, the cloud-native banking technology company, today announces it has partnered with Form3, the cloud-native account-to-account platform, to add FedNow, TCH RTP and SEPA Instant Credit Transfer connectivity to Thought Machine’s payment platform, Vault Payments. This partnership brings together two next-generation payment solutions, offering banks and financial institutions an end-to-end solution for seamless real-time payment processing.",{"dimensions":1682,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1683},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2023-10-23",{"dimensions":1686,"alt":13,"copyright":13,"url":1687,"id":1688,"edit":1689},{"width":394,"height":1032},"\u002F_prismic-media\u002Ff1946ed5fe3d2659-IpORBHs-8KHCvhP2_567cdedf-54dc-4484-a043-0a28c93.jpg","IpORBHs-8KHCvhP2",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[1696,1734],{"variation":422,"version":447,"items":1697,"primary":1698,"id":1733,"slice_type":468,"slice_label":13},[],{"body":1699},[1700,1702,1705,1708,1711,1714,1717,1720,1725,1730],{"type":413,"text":1680,"spans":1701},[],{"type":413,"text":1703,"spans":1704},"Thought Machine’s Vault Payments is a cloud-native and API-enabled platform designed to simplify payment processing for banks. Its Universal Payment Engine processes all payment types and seamlessly integrates with any method, scheme or region globally, granting total payment orchestration control with unparalleled customisation of payment flows.",[],{"type":413,"text":1706,"spans":1707},"This partnership streamlines payment processing for banks and financial institutions by offering a comprehensive end-to-end payment processing solution. Through the integration of Vault Payments with Form3's account-to-account platform, clients can harness the powerful configuration capabilities of Thought Machine, in conjunction with Form3's direct connections to various payment schemes.",[],{"type":413,"text":1709,"spans":1710},"Both Thought Machine and Form3 have built their platforms using cloud-native technologies, guaranteeing reliability, scalability, performance and disaster recovery as core capabilities. ",[],{"type":413,"text":1712,"spans":1713},"Additionally, both platforms natively support ISO 20022 messaging standards, eliminating the resource-intensive migration process for banks. ISO 20022's data richness and standardisation enables streamlined processing, enhanced analytics, improved regulatory reporting, and ultimately, superior customer experiences.",[],{"type":413,"text":1715,"spans":1716},"In 2022, global real-time transaction volumes soared by more than 60% yearly, reaching a record high. However, legacy systems can prevent banks and fintechs from fully leveraging new real-time schemes. Legacy systems can be difficult to integrate with real-time technologies and can lack compliance with ISO 20022 standards.",[],{"type":413,"text":1718,"spans":1719},"Thought Machine is entering the US payment market to meet the strong demand from financial institutions seeking modern, real-time payment systems. This demand has grown since the launch of FedNow in July 2023, which is set to revolutionise the US money transfer market. ",[],{"type":413,"text":1721,"spans":1722},"Paul Taylor, founder and CEO of Thought Machine, commented: \"We are delighted to partner with Form3, marking a significant step towards realising our vision of a truly Universal Payment Engine. As real-time payments become the new standard, our combined expertise ensures financial institutions are equipped with cutting-edge, cloud-native technologies. Together, we are shaping the future of payments.\"",[1723],{"start":17,"end":1724,"type":492},60,{"type":413,"text":1726,"spans":1727},"Mike Walters, Form3 CEO, said: “We are very pleased to be working with Thought Machine, to provide leading banks and financial institutions with a fully-rounded, multi-cloud solution for their real-time payments needs. This partnership brings together two best-in-class cloud technology providers, working in a changing payments landscape, highlighted by the introduction of the FedNow Service and the new ISO 20022 messaging standards.”",[1728],{"start":17,"end":1729,"type":492},31,{"type":413,"text":1731,"spans":1732},"Founded in 2014 by Paul Taylor, Thought Machine has gained global recognition for its cloud-native core banking platform, Vault Core. Global Tier 1 banks, including Standard Chartered, Lloyds Banking Group and Intesa Sanpaolo, and regional institutions such as Arvest Bank and Mascoma Bank, have all adopted and deployed Vault Core. Challenger banks and fintechs, including M1, C6 Bank and HMBradley, are clients of Thought Machine, using its technology to deliver pioneering innovation in the market. ",[],"rich_text$30907035-e19c-44bf-ab18-190299a83bed",{"variation":422,"version":447,"items":1735,"primary":1736,"id":1756,"slice_type":468,"slice_label":13},[],{"body":1737},[1738,1743,1751,1754],{"type":413,"text":1739,"spans":1740},"About Thought Machine",[1741],{"start":17,"end":1742,"type":492},21,{"type":413,"text":1744,"spans":1745},"Thought Machine has developed the foundations of modern banking with its cloud-native core banking and payments technology. Its cloud-native core banking platform, Vault Core, is trusted by leading banks and financial institutions worldwide, including Intesa Sanpaolo, ING Bank Śląski, Lloyds Banking Group, Standard Chartered, SEB, Lunar, Atom bank, Curve, and more. Vault Payments is a cloud-native payments processing platform – comprising a Universal Payments Engine to support all card and account-to-account payment types. Vault Core and Vault Payments have been written from scratch as an entirely cloud-native system and give banks full control to build any product required to flourish in a rapidly changing world. Thought Machine is a global team spread across offices in London, New York, Singapore, and Sydney and has raised more than $500m in funding. For more information, visit thoughtmachine.net ",[1746],{"start":1747,"end":1748,"type":531,"data":1749},892,911,{"link_type":533,"url":1750},"http:\u002F\u002Fthoughtmachine.net\u002F",{"type":413,"text":500,"spans":1752},[1753],{"start":17,"end":503,"type":492},{"type":413,"text":1662,"spans":1755},[],"rich_text$7e3d9b21-4082-4803-acd9-c0769a17492a",{"id":1758,"uid":1759,"url":1760,"type":380,"href":1761,"tags":1762,"first_publication_date":1583,"last_publication_date":1584,"slugs":1763,"linked_documents":1764,"lang":388,"alternate_languages":1765,"data":1766},"alw3yBEAAC4AT76M","visa-invests-in-form3-reducing-fraud-and-increasing-operational-efficiency","\u002Fresources\u002Fpress-releases\u002Fvisa-invests-in-form3-reducing-fraud-and-increasing-operational-efficiency","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3yBEAAC4AT76M%22%29+%5D%5D",[],[386],[],[],{"title":1767,"excerpt":1768,"card_image":1769,"published_date":1774,"reading_time":399,"tag":232,"dek":13,"featured_image":1775,"about_form3":1780,"client_about_heading":13,"client_about_body":1781,"author_name":13,"author_title":13,"author_photo":1782,"author_bio":1783,"author_linkedin":1784,"slices":1785,"meta_title":1767,"meta_description":1768},"Visa invests in Form3 with a focus on reducing fraud and increasing operational efficiency in real-time payments","Form3 today announces that Visa, a world leader in digital payments, has invested in the cloud-native account-to-account platform, which will help Form3 continue its expansion. This funding is in parallel to news that Form3 will provide Visa’s clients with access to their best-in-class payments platform, to enable them to modernise their payments’ infrastructure.",{"dimensions":1770,"alt":1767,"copyright":13,"url":1771,"id":1772,"edit":1773},{"width":552,"height":552},"\u002F_prismic-media\u002F4d92b6c8d920f739-LdYoIVFcbgGLGAUr_visa-invests-in-form3-reducing-.jpg","LdYoIVFcbgGLGAUr",{"x":17,"y":17,"zoom":18,"background":1036},"2023-09-12",{"dimensions":1776,"alt":13,"copyright":13,"url":1777,"id":1778,"edit":1779},{"width":394,"height":1032},"\u002F_prismic-media\u002Fbdbb5a39981c0679-Q5qZIicrhBk5XVHz_39c847fd-8cf5-420a-9302-d3a85d7.jpg","Q5qZIicrhBk5XVHz",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[1786,1810],{"variation":422,"version":447,"items":1787,"primary":1788,"id":1809,"slice_type":468,"slice_label":13},[],{"body":1789},[1790,1797,1800,1803,1806],{"type":413,"text":1791,"spans":1792},"Form3 today announces that Visa, a world leader in digital payments, has invested in the cloud-native account-to-account platform, which will help Form3 continue its expansion. This funding is in parallel to news that Form3 will provide Visa’s clients with access to their best-in-class payments platform, to enable them to modernise their payments’ infrastructure. ",[1793],{"start":1794,"end":1729,"type":531,"data":1795},27,{"link_type":533,"url":1796},"https:\u002F\u002Fwww.visa.co.uk\u002F",{"type":413,"text":1798,"spans":1799},"The new commercial partnership aims to bring our capabilities together in an effort to reduce high levels of fraud in real-time account-to-account payments, which includes building on Form3’s single API connectivity.  ",[],{"type":413,"text":1801,"spans":1802},"Michael Mueller, Form3’s CEO, says: “Today’s Visa funding and partnership announcement demonstrates the confidence that they have in Form3’s ability to deliver for their customers. We are delighted with this unique partnership we have built in collaboration with Visa which enables us together to continue to offer best-in-class services for the world’s most established banks and financial institutions.”",[],{"type":413,"text":1804,"spans":1805},"Jack Forestell, Visa’s Chief Product and Strategy Officer, adds “A2A payments continue to grow in key segments and markets and Visa and Form3’s partnership will look to offer modern cloud-native access to real-time payment infrastructures. Together we can grow confidence in real-time A2A payments, as we seek to combine Form3’s FinCrime Orchestration service with Visa’s deep learning AI and real-time risk scoring to help financial institution clients better manage the risk of sending and receiving real-time A2A payments.” ",[],{"type":413,"text":1807,"spans":1808},"The Visa investment will enable Form3 to continue its growth journey, developing new products and services, and expanding into new territories, where the emergence of real-time payment solutions are becoming essential. ",[],"rich_text$4ea738bd-6482-45f0-8bc9-49887e9d5f2f",{"variation":422,"version":447,"items":1811,"primary":1812,"id":1819,"slice_type":468,"slice_label":13},[],{"body":1813},[1814,1816],{"type":499,"text":500,"spans":1815},[],{"type":413,"text":1817,"spans":1818},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s and the US’s biggest tier one banks and global financial institutions to handle their critical payments architecture. Form3 has been awarded Tech of the Future for Banks & Financial Institutions 2023 by the Paytech Awards, Payments Tech of the Year 2023 at the UK Fintech Awards, Engineering Team of the Year 2023 at the Europe Fintech Awards, Payments Innovation of the Year 2022 by FSTech Awards, and was shortlisted as Diversity Champion of the Year 2022 run by British Diversity Awards.",[],"rich_text$be037bd0-adc6-4449-b922-1a0438e07e56",{"id":1821,"uid":1822,"url":1823,"type":380,"href":1824,"tags":1825,"first_publication_date":1583,"last_publication_date":1826,"slugs":1827,"linked_documents":1828,"lang":388,"alternate_languages":1829,"data":1830},"alw3yxEAACsAT76g","form3-appoints-matt-tuck-as-its-new-chief-commercial-officer","\u002Fresources\u002Fpress-releases\u002Fform3-appoints-matt-tuck-as-its-new-chief-commercial-officer","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3yxEAACsAT76g%22%29+%5D%5D",[],"2026-09-02T18:19:07+0000",[386],[],[],{"title":1831,"excerpt":1832,"card_image":1833,"published_date":1836,"reading_time":399,"tag":1191,"dek":1837,"featured_image":1838,"about_form3":1839,"client_about_heading":13,"client_about_body":1840,"author_name":13,"author_title":13,"author_photo":1841,"author_bio":1842,"author_linkedin":1843,"slices":1844,"meta_title":1831,"meta_description":1832},"Form3 Appoints Matt Tuck as its New Chief Commercial Officer","Form3, the cloud-native account-to-account platform, today announces it has strengthened its Executive Management Team by appointing Matt Tuck as its new Chief Commercial Officer, joining on 11 September. Matt’s focus will be to support new and existing customers’ payment technology needs to enable their market growth and to continue delivering service excellence.",{"dimensions":1834,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1835},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2023-09-06","Matt’s new role will support UK, European and US growth for Form3 and its customers",{},[],[],{},[],{"link_type":419},[1845,1865],{"variation":422,"version":447,"items":1846,"primary":1847,"id":1864,"slice_type":468,"slice_label":13},[],{"body":1848},[1849,1852,1855,1858,1861],{"type":413,"text":1850,"spans":1851},"Form3, the cloud-native account-to-account platform, today announces it has strengthened its Executive Management Team by appointing Matt Tuck as its new Chief Commercial Officer, joining on 11 September. Matt’s focus will be to support new and existing customers’ payment technology needs to enable their market growth and to continue delivering service excellence. ",[],{"type":413,"text":1853,"spans":1854},"Matt joins Form3 to lead on all customer relations, in addition to focusing on Form3’s expansion of its customer base across key markets including the UK, Europe and the US. He will work with leading banks and financial institutions to offer seamless payment technology and the ongoing delivery of the full range of products available on Form3’s platform that provide best-in-class cloud payment technology. ",[],{"type":413,"text":1856,"spans":1857},"Matt has over 35 years’ experience in financial services products, sales, operations and payment solutions. He joins Form3 from NatWest, where he was Head of Product, Service and Operations, delivering for all commercial customers, including financial institutions. Previous roles held by Matt included Head of Global Corporate Banking at Barclays and Head of Cash Management at Deutsche Bank, working with financial institutions in Northern Europe. ",[],{"type":413,"text":1859,"spans":1860},"Commenting on his new role, Matt says: “I’m excited to be joining Form3 as we continue to make rapid progress in cloud payment technology. The market-leading technology enables us and our customers to grow at scale in the UK, Europe and the US. I am very much looking forward to working at Form3 and with our customers.”",[],{"type":413,"text":1862,"spans":1863},"Michael Mueller, Form3’s CEO, added: “Matt has a proven track record in supporting leading financial services customers on their growth journey. He knows exactly what financial institutions need to stay ahead of the competition. I am confident he can help Form3 to provide our customers with value-added services for the next stage in transforming their payments technology. Welcome on-board Matt.”",[],"rich_text$0d217c1b-86bf-4480-9be0-8d16327cf680",{"variation":422,"version":447,"items":1866,"primary":1867,"id":1873,"slice_type":468,"slice_label":13},[],{"body":1868},[1869,1871],{"type":499,"text":500,"spans":1870},[],{"type":413,"text":1817,"spans":1872},[],"rich_text$34a48c90-4427-42b5-8e28-5341e6337752",{"id":1875,"uid":1876,"url":1877,"type":380,"href":1878,"tags":1879,"first_publication_date":1880,"last_publication_date":1881,"slugs":1882,"linked_documents":1884,"lang":388,"alternate_languages":1885,"data":1886},"alw3zxEAACoAT76w","certification-for-federal-reserves-new-instant-payment-service","\u002Fresources\u002Fpress-releases\u002Fcertification-for-federal-reserves-new-instant-payment-service","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3zxEAACoAT76w%22%29+%5D%5D",[],"2026-07-19T02:38:14+0000","2026-09-02T19:24:15+0000",[1883],"safe-and-efficient-instant-payment-services-in-real-time",[],[],{"title":1887,"excerpt":1888,"card_image":1889,"published_date":1892,"reading_time":399,"tag":1508,"dek":13,"featured_image":1893,"about_form3":1898,"client_about_heading":13,"client_about_body":1899,"author_name":13,"author_title":13,"author_photo":1900,"author_bio":1901,"author_linkedin":1902,"slices":1903,"meta_title":1887,"meta_description":1912},"Form3 Completes Certification for Federal Reserve’s New Instant Payment Service","Form3 announced that is among the first in the industry to complete testing and certification for the FedNowSM Service, the Federal Reserve’s new instant payment offering that launched on July 20, 2023.",{"dimensions":1890,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":1891},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2023-07-26",{"dimensions":1894,"alt":13,"copyright":13,"url":1895,"id":1896,"edit":1897},{"width":394,"height":1032},"\u002F_prismic-media\u002F5317eec142b8e38c-jifOw8wBQIJSgkZy_5471670d-bda8-4709-a607-6f0303e.png","jifOw8wBQIJSgkZy",{"x":17,"y":17,"zoom":18,"background":19},[],[],{},[],{"link_type":419},[1904,1956],{"variation":422,"version":447,"items":1905,"primary":1906,"id":1955,"slice_type":468,"slice_label":13},[],{"body":1907},[1908,1911,1919,1922,1930,1933,1936,1939,1947],{"type":1126,"text":1909,"spans":1910},"Safe and efficient instant payment services in real time",[],{"type":413,"text":1912,"spans":1913},"Form3, the cloud-native account-to-account platform, today announced that is among the first in the industry to complete testing and certification for the FedNowSM Service, the Federal Reserve’s new instant payment offering that launched on July 20, 2023.",[1914],{"start":1915,"end":1916,"type":531,"data":1917},155,171,{"link_type":533,"url":1918,"target":535},"https:\u002F\u002Fwww.frbservices.org\u002Fnews\u002Fpress-releases\u002F072023-fednow-live-announcement",{"type":413,"text":1920,"spans":1921},"The FedNow Service is the Federal Reserve’s new instant payment platform, which will provide financial institutions of every size, and in any location across the nation, access to safe and efficient instant payment services in real time, 24 hours a day. The launch of the FedNow Service marks a significant step forward in the US payments landscape, providing substantial benefits for consumers and businesses, such as rapid access to funds and managing cash flows. ",[],{"type":413,"text":1923,"spans":1924},"“We are excited that early adopters of all sizes across the country are making strides in their operational readiness for live transactions through the system,” said Ken Montgomery, Federal Reserve Bank of Boston first vice president and FedNow Service program executive. “Completing certification is a key milestone for participating organizations to validate their ability to deliver instant payment services.\"",[1925,1927],{"start":17,"end":1926,"type":1641},160,{"start":1928,"end":1929,"type":1641},272,412,{"type":413,"text":1931,"spans":1932},"To achieve certification, Form3 met the requirements of the FedNow Service testing program and attested that it is prepared to meet the requirements to successfully operate in a 24x7x365 instant payments environment. Form3 has also participated in the FedNow Service Pilot Program since July 2022.",[],{"type":413,"text":1934,"spans":1935},"Form3's enterprise-grade, managed, payment technology platform is available to help early adopters connect to the FedNow Service, offering banks and financial service providers in the US the opportunity to take the next step on their journey by expanding their reach and product range.",[],{"type":413,"text":1937,"spans":1938},"Form3’s innovative and industry-leading approach to backend payment technology is built on the company’s deep experience of the instant payment industry in Europe. Form3 has been working with leading banks and financial institutions in the UK on the Faster Payments System (FPS) network since 2016.  ",[],{"type":413,"text":1940,"spans":1941},"Form3's scheme-agnostic API will help to drive the broader roll-out of instant payments in the US. Form3's instant payments simulator is available for banks and financial service providers to use to test out instant payments, ensuring a seamless onboarding process to institutions that want to connect to the FedNow Service and TCH RTP.",[1942],{"start":1943,"end":1944,"type":531,"data":1945},107,133,{"link_type":533,"url":1946,"target":535},"https:\u002F\u002Fwww.form3.tech\u002Flanding\u002Fsandbox-testing-for-rtp-and-fednow-in-2023",{"type":413,"text":1948,"spans":1949},"\"We are delighted to have achieved certification for the FedNow Service, marking yet more progress on Form3's journey to becoming the premier provider of US payment gateway connectivity,\" said Dave Scola, US Chief Executive, Form3. “Our scale and experience in mature instant payment markets such as the UK means we are the perfect partner for US banks and financial service providers that want to move on to the next stage in their growth.”",[1950,1952],{"start":17,"end":1951,"type":1641},187,{"start":1953,"end":1954,"type":1641},232,441,"rich_text$fc99ce65-6fd7-4a2a-ac98-041ea410bdae",{"variation":422,"version":447,"items":1957,"primary":1958,"id":1965,"slice_type":468,"slice_label":13},[],{"body":1959},[1960,1962],{"type":499,"text":500,"spans":1961},[],{"type":413,"text":1963,"spans":1964},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Payments Innovation of the Year 2022 by Payments Awards, Most Innovative Mobile or Financial Service Payments Solution 2022 by PAY360 Awards, Payments Innovation of the Year 2022 by FSTech Awards and was shortlisted as Diversity Champion of the Year 2022 run by British Diversity Awards.",[],"rich_text$2c4b742c-d3dc-46a2-8748-45d88fbb44db",{"id":1967,"uid":1968,"url":1969,"type":380,"href":1970,"tags":1971,"first_publication_date":1880,"last_publication_date":1972,"slugs":1973,"linked_documents":1975,"lang":388,"alternate_languages":1976,"data":1977},"alw30hEAACsAT77B","sumup-selects-form3-for-uk-payments-to-boost-growth","\u002Fresources\u002Fpress-releases\u002Fsumup-selects-form3-for-uk-payments-to-boost-growth","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw30hEAACsAT77B%22%29+%5D%5D",[],"2026-09-02T17:21:50+0000",[1974],"enhancing-their-business-account-offering-for-uk-customers",[],[],{"title":1978,"excerpt":1979,"card_image":1980,"published_date":1985,"reading_time":399,"tag":1113,"dek":1986,"featured_image":1987,"about_form3":1988,"client_about_heading":13,"client_about_body":1989,"author_name":13,"author_title":13,"author_photo":1990,"author_bio":1991,"author_linkedin":1992,"slices":1993,"meta_title":1978,"meta_description":1979},"SumUp Selects Form3 for UK Payments to Boost Growth","SumUp, the financial partner for over 4 million businesses worldwide, has selected Form3, the cloud-native account-to-account payments platform, to provide direct access into the UK Faster Payments Scheme (FPS) and Bacs Scheme to further enhance its business account offering for UK customers.",{"dimensions":1981,"alt":27,"copyright":13,"url":1982,"id":1983,"edit":1984},{"width":552,"height":552},"\u002F_prismic-media\u002F13d39a736dea4819-lmsiFu_NTyDZ8rQy_form3-expands-strategic-partner.png","lmsiFu_NTyDZ8rQy",{"x":17,"y":17,"zoom":18,"background":19},"2023-07-06","SumUp will be one of only 40 direct members of FPS",{},[],[],{},[],{"link_type":419},[1994,2017,2033,2043],{"variation":422,"version":447,"items":1995,"primary":1996,"id":2016,"slice_type":468,"slice_label":13},[],{"body":1997},[1998,2001,2004,2007,2010,2013],{"type":1126,"text":1999,"spans":2000},"Enhancing their business account offering for UK customers",[],{"type":413,"text":2002,"spans":2003},"SumUp, the financial partner for over 4 million businesses worldwide, has selected Form3, the cloud-native account-to-account payments platform, to provide direct access into the UK Faster Payments Scheme (FPS) and Bacs Scheme to further enhance its business account offering for UK customers. ",[],{"type":413,"text":2005,"spans":2006},"SumUp will connect to the Form3 platform via a single API where Form3 will manage the payment processing. In a unique model pioneered by Form3, Barclays will provide scheme settlement with the Bank of England on SumUp’s behalf. This will enable SumUp to build and create unique products for its UK small and medium business customers.  ",[],{"type":413,"text":2008,"spans":2009},"Michael Mueller, Form3 CEO, said: “SumUp is a major name in mobile point of sale and our core values very much align; a tech-first approach to payments with a primary goal of delighting customers. We are very pleased to support their expansion and aid their mission to support small and medium businesses which is the lifeblood of the UK economy. SumUp is yet another Faster Payments direct participant choosing to use Form3 technology, further strengthening our position as the leading cloud-native account-to-account payment platform for the world’s leading banks and fintech organisations.” ",[],{"type":413,"text":2011,"spans":2012},"Direct scheme participation will lead to many benefits for SumUp including more resilient and reliable payments, the ability to seamlessly scale and to reduce their total processing costs as they continue their rapid expansion. Form3’s fully managed service also future proofs SumUp against the potentially disruptive impact of mandatory scheme and regulatory changes such as the New Payments Architecture (NPA).",[],{"type":413,"text":2014,"spans":2015},"David Tatarishvilli, Head of Business Operations Banking Tribe at SumUp, comments: “Having thoroughly assessed the UK market, Form3 was the standout candidate. We are delighted to partner with Form3 as our payments provider for UK Faster Payments. Form3’s established reputation in the market, proven operational resiliency and ability to scale with our growth plans made them our chosen partner. As a platform, Form3 can also help us break into new markets and create new payments offerings, so we are very excited about what the future holds.”",[],"rich_text$69e56a5c-d602-4f19-8766-e01baacc5f20",{"variation":422,"version":447,"items":2018,"primary":2019,"id":2031,"slice_type":2032,"slice_label":13},[],{"headline":13,"sub_headline":13,"embed":2020,"caption":13},{"embed_url":2021,"type":2022,"version":2023,"title":1978,"author_name":1024,"author_url":285,"provider_name":284,"provider_url":2024,"thumbnail_url":2025,"thumbnail_width":2026,"thumbnail_height":2027,"html":2028,"height":2029,"width":2030},"https:\u002F\u002Fwww.youtube.com\u002Fwatch?v=A5PyPuCxCJQ","video","1.0","https:\u002F\u002Fwww.youtube.com\u002F","https:\u002F\u002Fi.ytimg.com\u002Fvi\u002FA5PyPuCxCJQ\u002Fhqdefault.jpg",480,360,"\u003Ciframe width=\"200\" height=\"113\" src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002FA5PyPuCxCJQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen title=\"SumUp Selects Form3 for UK Payments to Boost Growth\">\u003C\u002Fiframe>",113,200,"embed$7ed83b10-8db0-4f82-aa87-be497f9ebd47","embed",{"variation":422,"version":447,"items":2034,"primary":2035,"id":2042,"slice_type":482,"slice_label":13},[],{"quote":2036,"attribution_name":2040,"attribution_role":2041},[2037],{"type":413,"text":2038,"spans":2039},"SumUp is yet another Faster Payments direct participant choosing to use Form3 technology, further strengthening our position as the leading cloud-native account-to-account payment platform for the world’s leading banks and fintech organisations.",[],"Michael Mueller","Executive Chair","pull_quote$86c283c9-f14a-4a94-a4f3-a6199b34941f",{"variation":422,"version":447,"items":2044,"primary":2045,"id":2060,"slice_type":468,"slice_label":13},[],{"body":2046},[2047,2049,2051,2053],{"type":499,"text":500,"spans":2048},[],{"type":413,"text":1963,"spans":2050},[],{"type":499,"text":410,"spans":2052},[],{"type":413,"text":2054,"spans":2055},"SumUp is a leading global financial technology company driven by the purpose of levelling the playing field for small businesses. Founded in 2012, SumUp is the financial partner for more than 4 million small merchants in over 35 markets worldwide, helping them start, run and grow their business. Through its Super App, SumUp provides merchants with a free business account and card, an online store, and an invoicing solution – as well as in-person and remote payments seamlessly integrated with SumUp’s card terminals and point-of-sale registers. SumUp is committed to leveraging its success to make the world a better place and has pledged to donate 1% of its revenue to support environmental, educational and entrepreneurial causes. In 2022 SumUp was recognised as a Top Global Employer for the LGBTQ+ community by the Stonewall Workplace Equality Index. For more information, please visit sumup.co.uk.",[2056],{"start":2057,"end":2058,"type":531,"data":2059},894,905,{"link_type":533,"url":534,"target":535},"rich_text$c318270b-b6c0-45e7-a451-3f509b3528ee",{"id":2062,"uid":2063,"url":2064,"type":380,"href":2065,"tags":2066,"first_publication_date":1880,"last_publication_date":2067,"slugs":2068,"linked_documents":2070,"lang":388,"alternate_languages":2071,"data":2072},"alw31REAACcAT77S","the-payments-association-whitepaper-in-collaboration-with-form3","\u002Fresources\u002Fpress-releases\u002Fthe-payments-association-whitepaper-in-collaboration-with-form3","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw31REAACcAT77S%22%29+%5D%5D",[],"2026-08-27T02:08:02+0000",[2069],"data-sharing-to-prevent-economic-crime-why-you-can-now-share-data-with-confidence",[],[],{"title":2073,"excerpt":2074,"card_image":2075,"published_date":2080,"reading_time":838,"tag":232,"dek":13,"featured_image":2081,"about_form3":2086,"client_about_heading":13,"client_about_body":2087,"author_name":13,"author_title":13,"author_photo":2088,"author_bio":2089,"author_linkedin":2090,"slices":2091,"meta_title":2152,"meta_description":2153},"Data sharing to prevent Economic Crime: Why you can now share data with confidence","In today’s fast-paced world, the complexity of economic crime continues to increase, making data sharing and collaboration critical in its detection and prevention. This whitepaper highlights how the payments industry approaches data sharing, provides an inside scoop on the proposed legislation in the U.K. that will support a better regulatory framework for data sharing, and pulls on a range of data-sharing initiatives from around the world that are mitigating the risks that come from low collaboration and siloed data.",{"dimensions":2076,"alt":2073,"copyright":13,"url":2077,"id":2078,"edit":2079},{"width":552,"height":552},"\u002F_prismic-media\u002Fbf4c9595e00e01dd-dD8CJfIESdAw9Lqe_the-payments-association-whitep.jpg","dD8CJfIESdAw9Lqe",{"x":17,"y":17,"zoom":18,"background":1036},"2023-04-18",{"dimensions":2082,"alt":13,"copyright":13,"url":2083,"id":2084,"edit":2085},{"width":394,"height":1032},"\u002F_prismic-media\u002F8951221b076384df-4kABeq_14SHY1MMP_e2445b55-7b5a-4cc9-b8e5-fa13816.jpg","4kABeq_14SHY1MMP",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[2092,2118,2144],{"variation":422,"version":447,"items":2093,"primary":2094,"id":2117,"slice_type":468,"slice_label":13},[],{"body":2095},[2096,2099,2107,2111,2114],{"type":413,"text":2097,"spans":2098},"Form3 in partnership with The Payments Association has released a new whitepaper examining the current arrangements for sharing data to prevent financial crime in the UK, citing collaboration between regulated entities and between public and private sector is key to progress on data sharing to prevent financial crime. The report also presents the changes that may be introduced by the relevant provisions of the Economic Crime and Corporate Transparency Bill, now making its way through Parliament. ",[],{"type":413,"text":2100,"spans":2101},"Global estimates suggest $2 trillion is laundered annually and fraud is now at epidemic levels. Illicit finance has become one of the world’s most prevalent businesses – “economic crime is, in short, the crime of our times, and is increasingly being recognised as a threat to the UK’s national security”.  With the government having a firm spotlight on economic crime and fraud, the whitepaper, entitled ‘Data Sharing to prevent Financial Crime: Why you can now share data with confidence’, sets out clear recommendations about ways in which data sharing in the UK could be improved to prevent financial crime while taking account of existing and forthcoming privacy legislation, including:",[2102],{"start":2103,"end":2104,"type":531,"data":2105},405,488,{"link_type":533,"url":2106},"https:\u002F\u002Fwww.form3.tech\u002Fwhy-form3\u002Finsights\u002Fwhitepaper-data-sharing-to-prevent-economic-crime",{"type":2108,"text":2109,"spans":2110},"o-list-item","Collaboration both between regulated entities and between public and private sector is key to progress on data sharing to prevent financial crime. ",[],{"type":2108,"text":2112,"spans":2113},"Confidence in their ability to share data without risk of prosecution is vital for financial institutions to be able to combat financial crime.",[],{"type":2108,"text":2115,"spans":2116},"The position of data providers to financial institutions, not just regulated entities, must be covered in both legislation and guidance as many financial institutions want to be able to use the latest technology and data and do not have the technical resources or are too small to do this for themselves.",[],"rich_text$17c641ac-5025-421a-885d-f7a3a17a1583",{"variation":422,"version":447,"items":2119,"primary":2120,"id":2143,"slice_type":468,"slice_label":13},[],{"body":2121},[2122,2125,2128,2133,2138],{"type":413,"text":2123,"spans":2124},"The whitepaper also surveyed the membership of The Payments Association and identified several key issues which prevent the effective and privacy-conscious sharing of data to prevent financial crime: balancing data privacy and the need to share data, siloed data within firms, inconsistent formatting of data, criminal exploitation of technology, the cross-border nature of financial crime and the multiple data-handing laws across borders.",[],{"type":413,"text":2126,"spans":2127},"Most commentators agree that the very limited way that the financial industry is sharing information today is outdated and must be vastly improved if the UK wants to stop the rising tide of financial crime. A robust data-driven (preferably global) solution is, therefore, seen as critical. The whitepaper, finds the nation is now at now at a crossroads where many forces are aligning to open up the opportunity for more effective data sharing both within the public sector, within the private sector and between each sector. ",[],{"type":413,"text":2129,"spans":2130},"Jane Jee, Lead of Project Financial Crime at The Payments Association, said: \"The UK lacks the infrastructure to effectively defeat fraud and financial crime. Criminals operate without regard to our laws and our borders. Therefore, data sharing is a crucial part of any organisation’s armoury to stop them. This report is a must read for all financial institutions concerned about the rising tide of crime.\" ",[2131],{"start":17,"end":2132,"type":492},69,{"type":413,"text":2134,"spans":2135},"Michael Mueller, Chief Executive Officer at Form3 – Benefactor for Project Financial Crime at The Payments Association, added: “The effective use of data sharing within the payment ecosystem can deliver a seismic shift in collaboratively combatting Financial Crime. This whitepaper reflects the current barriers to data sharing that financial institutions in the UK face as well as the opportunities that can be realised when these can be overcome.”",[2136],{"start":17,"end":2137,"type":492},118,{"type":413,"text":2139,"spans":2140},"Tony Craddock, Director General of The Payments Association, commented: “We are very excited to share the results of this report. Every one of us has our payments data shared with agencies in the UK and sometimes elsewhere for the purpose of complying with anti-money laundering legislation and fraud protection, so it is vitally important that individuals, businesses and governments all understands what is possible, what doesn’t work and what is necessary to keep everyone involved in the payment landscape secure.”",[2141],{"start":17,"end":2142,"type":492},61,"rich_text$054a69cf-4b41-4af0-954f-64e672976ea9",{"variation":422,"version":447,"items":2145,"primary":2146,"id":2151,"slice_type":482,"slice_label":13},[],{"quote":2147,"attribution_name":2040,"attribution_role":2041},[2148],{"type":413,"text":2149,"spans":2150},"This whitepaper reflects the current barriers to data sharing that financial institutions in the UK face as well as the opportunities that can be realised when these can be overcome.",[],"pull_quote$ca71250f-44d0-4c5d-bd5e-ce59f7095782","How collaboration is key for fraud prevention whitepaper","The Payments Association’s research sets out opportunities in sharing data between public and private entities, capitalising on the UK Government’s focus on economic crime and fraud.",{"id":2155,"uid":2156,"url":2157,"type":380,"href":2158,"tags":2159,"first_publication_date":1880,"last_publication_date":2160,"slugs":2161,"linked_documents":2163,"lang":388,"alternate_languages":2164,"data":2165},"alw32REAAC0AT77l","nationwide-building-society-accenture-form3","\u002Fresources\u002Fpress-releases\u002Fnationwide-building-society-accenture-form3","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw32REAAC0AT77l%22%29+%5D%5D",[],"2026-08-27T02:08:01+0000",[2162],"enhancing-the-customer-experience",[],[],{"title":2166,"excerpt":2167,"card_image":2168,"published_date":2173,"reading_time":838,"tag":232,"dek":13,"featured_image":2174,"about_form3":2179,"client_about_heading":13,"client_about_body":2180,"author_name":13,"author_title":13,"author_photo":2181,"author_bio":2182,"author_linkedin":2183,"slices":2184,"meta_title":2166,"meta_description":2167},"Nationwide Building Society to Modernise its Digital Payments System in the Cloud with Accenture and Form3","Nationwide Building Society has selected Accenture (NYSE: ACN) and Form3 to transform its digital payments infrastructure through the adoption of a cloud native platform, aiming to enhance the customer experience with seamless, secure and fast transactions.",{"dimensions":2169,"alt":2166,"copyright":13,"url":2170,"id":2171,"edit":2172},{"width":552,"height":552},"\u002F_prismic-media\u002F4bb37b02e3504851-bOwYNr7nAS5DSyK2_nationwide-building-society-acc.svg","bOwYNr7nAS5DSyK2",{"x":17,"y":17,"zoom":18,"background":1036},"2023-03-07",{"dimensions":2175,"alt":13,"copyright":13,"url":2176,"id":2177,"edit":2178},{"width":394,"height":1032},"\u002F_prismic-media\u002Fab6f19c5a5304d4e-e1OjEe8p-4rAfDjT_c9d398f9-9f08-4964-b8d9-dc7e1c3.jpg","e1OjEe8p-4rAfDjT",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[2185,2210,2218],{"variation":422,"version":447,"items":2186,"primary":2187,"id":2209,"slice_type":468,"slice_label":13},[],{"body":2188},[2189,2192,2194,2197,2200,2203,2206],{"type":1126,"text":2190,"spans":2191},"Enhancing the customer experience",[],{"type":413,"text":2167,"spans":2193},[],{"type":413,"text":2195,"spans":2196},"As digital payments continue to grow, the cost-efficient solution has been designed with resilience and compliance at the core, enabling Nationwide to future-proof its operations for regulatory changes such as ISO 20022. Based on an account-to-account platform, the Form3 cloud solution connects financial institutions to payments schemes such as Faster Payments and BACS. Building on a decade long collaboration, Accenture was selected by Nationwide as the strategic delivery partner for its payments modernisation program, bringing deep expertise in this space, along with strong cloud engineering and architecture capabilities.",[],{"type":413,"text":2198,"spans":2199},"Otto Benz, Payments Director at Nationwide Building Society said, “We’ve seen exponential growth in cashless payments in the UK, with Nationwide processing around 430 million transactions each year. We needed a solution that will evolve alongside our business, facilitating an increasing volume of payments whilst meeting the expectations of our customers. This project, in collaboration with Form3 and Accenture is a major step in simplifying and strengthening our payments processing.”",[],{"type":413,"text":2201,"spans":2202},"Through a series of phases which launched in 2022, Nationwide is to migrate all types of retail payments from an on-premise platform to the Form3 cloud, with a robust process in place to ensure there is no impact for its customers.",[],{"type":413,"text":2204,"spans":2205},"“The accelerating digitisation of payments, coupled with economic volatility, means that consumers are re-evaluating how they pay and move their money,” added Sulabh Agarwal, Global Payments lead at Accenture. “Nationwide’s transformation is an excellent example of a traditional financial institution embracing next generation payments and recognising the importance of delivering seamless customer experiences at speed and scale – supporting future growth and relevance in the payments space.”",[],{"type":413,"text":2207,"spans":2208},"Michael Mueller, Form3 CEO, commented: “As digital payments increase, many financial institutions are starting to modernise their infrastructure to compete effectively. Working with Accenture, Form3 will help Nationwide transition their payment processing to one of the most modern, efficient, secure and resilient platforms in the market without impacting on service delivery.”",[],"rich_text$720c633a-7889-480b-8fa4-4eef2c489c0c",{"variation":422,"version":447,"items":2211,"primary":2212,"id":2217,"slice_type":482,"slice_label":13},[],{"quote":2213,"attribution_name":2040,"attribution_role":2041},[2214],{"type":413,"text":2215,"spans":2216},"Working with Accenture, Form3 will help Nationwide transition their payment processing to one of the most modern, efficient, secure and resilient platforms in the market without impacting on service delivery.",[],"pull_quote$f83e25e6-f3cc-4f5d-b6f0-0b85a434085c",{"variation":422,"version":447,"items":2219,"primary":2220,"id":2274,"slice_type":468,"slice_label":13},[],{"body":2221},[2222,2225,2258,2261,2269,2271],{"type":499,"text":2223,"spans":2224},"About Nationwide Building Society",[],{"type":413,"text":2226,"spans":2227},"Nationwide is the world's largest building society as well as one of the largest savings providers and a top-three provider of mortgages in the UK. It is also a major provider of current accounts, credit cards, ISAs and personal loans. Nationwide has around 15 million customers. Customers can manage their finances in a branch, via the mobile app, on the telephone, internet and post. The Society has around 18,000 employees. Nationwide's head office is in Swindon with administration centres based in Northampton, Bournemouth and Dunfermline. The Society also has a number of call centres across the UK.",[2228,2233,2238,2243,2248,2253],{"start":2229,"end":2230,"type":531,"data":2231},81,88,{"link_type":533,"url":2232},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Fsavings\u002Four-savings-accounts\u002Fall-savings-accounts",{"start":2234,"end":2235,"type":531,"data":2236},127,136,{"link_type":533,"url":2237},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Fmortgages\u002Four-mortgages\u002Fwho-we-can-help",{"start":2239,"end":2240,"type":531,"data":2241},179,195,{"link_type":533,"url":2242},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Fcurrent-accounts\u002Four-current-accounts\u002Foverview",{"start":2244,"end":2245,"type":531,"data":2246},197,209,{"link_type":533,"url":2247},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Fcredit-cards\u002Four-credit-cards\u002Four-cards",{"start":2249,"end":2250,"type":531,"data":2251},211,215,{"link_type":533,"url":2252},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Fisas\u002Fall-isa-accounts",{"start":2254,"end":2255,"type":531,"data":2256},220,234,{"link_type":533,"url":2257},"https:\u002F\u002Fwww.nationwide.co.uk\u002Fproducts\u002Floans\u002Fpersonal-loans\u002Ffeatures-and-benefits",{"type":499,"text":2259,"spans":2260},"About Accenture",[],{"type":413,"text":2262,"spans":2263},"Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent and innovation led company with 738,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities. Visit us at www.accenture.com.",[2264],{"start":2265,"end":2266,"type":531,"data":2267},1188,1205,{"link_type":533,"url":2268},"http:\u002F\u002Fwww.accenture.com",{"type":499,"text":500,"spans":2270},[],{"type":413,"text":2272,"spans":2273},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Payments Innovation of the Year 2022 by Payments Awards, Most Innovative Mobile or Financial Service Payments Solution 2022 by PAY360 Awards, Payments Innovation of the Year 2022 by FSTech Awards and was shortlisted as Diversity Champion of the Year 2022 run by British Diversity Awards. ",[],"rich_text$f73bd191-7d63-4562-aaf5-5204effbd7f1",{"id":2276,"uid":2277,"url":2278,"type":380,"href":2279,"tags":2280,"first_publication_date":2281,"last_publication_date":2160,"slugs":2282,"linked_documents":2284,"lang":388,"alternate_languages":2285,"data":2286},"alw33BEAAC4AT772","form3-signs-clarency-for-swift-api-solution","\u002Fresources\u002Fpress-releases\u002Fform3-signs-clarency-for-swift-api-solution","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw33BEAAC4AT772%22%29+%5D%5D",[],"2026-07-19T02:38:13+0000",[2283],"enabling-further-customer-growth",[],[],{"title":2287,"excerpt":2288,"card_image":2289,"published_date":2294,"reading_time":838,"tag":232,"dek":2295,"featured_image":2296,"about_form3":2301,"client_about_heading":13,"client_about_body":2302,"author_name":13,"author_title":13,"author_photo":2303,"author_bio":2304,"author_linkedin":2305,"slices":2306,"meta_title":2287,"meta_description":2366},"Form3 Signs Clarency As First International Customer For Its Swift Solution","Leading fintech will be able to connect to over 11,000 institutions on the Swift network.",{"dimensions":2290,"alt":2287,"copyright":13,"url":2291,"id":2292,"edit":2293},{"width":552,"height":552},"\u002F_prismic-media\u002F78f108a484144704-YnzVKuMnbe-EWVli_form3-signs-clarency-for-swift-.svg","YnzVKuMnbe-EWVli",{"x":17,"y":17,"zoom":18,"background":1036},"2023-02-23","Leading fintech will be able to connect to over 11,000 institutions on the Swift network",{"dimensions":2297,"alt":2287,"copyright":13,"url":2298,"id":2299,"edit":2300},{"width":394,"height":1032},"\u002F_prismic-media\u002F459ab3afee251601-v-ZMamZjjSmmjC9m_1797804a-198a-4baa-879b-b290e5f.jpg","v-ZMamZjjSmmjC9m",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[2307,2339,2347],{"variation":422,"version":447,"items":2308,"primary":2309,"id":2338,"slice_type":468,"slice_label":13},[],{"body":2310},[2311,2314,2320,2323,2326,2329,2332,2335],{"type":1126,"text":2312,"spans":2313},"Enabling further customer growth",[],{"type":413,"text":2315,"spans":2316},"Clarency takes a further significant step in integrating its KYC-first payments and liquidity platform into core banking with its announcement today of selecting Form3, the cloud-native account-to-account platform, to provide it with direct access to the Swift network. The move extends its support for international payments and enables further customer growth. Clarency is the first customer on Form3’s Swift-as-a-service solution. ",[2317],{"start":17,"end":858,"type":531,"data":2318},{"link_type":533,"url":2319},"https:\u002F\u002Fwww.clarency.com",{"type":413,"text":2321,"spans":2322},"The new collaboration will enable Clarency’s international customers, mainly financial institutions, challenger banks, remittance firms and small businesses, to send and receive international payments on the Swift network. The company currently processes transactions across its twelve core, instant-liquidity currencies and more than 100 less frequently requested exotics.",[],{"type":413,"text":2324,"spans":2325},"Clarency will have easy access to the full Swift network via Form3’s cloud-based API. Once live, the new service will be fully automated and allow over 11,000 financial institutions to communicate using their accustomed channel for international payments and cash-management services.  ",[],{"type":413,"text":2327,"spans":2328},"Michael Mueller, Form3’s CEO, says: “As financial institutions make the shift from MT to ISO20022 for payments, Form3’s account-to-account cloud technology platform is fast, reliable and adaptable to modernise and upgrade their underlying Swift infrastructure. The collaboration with Clarency demonstrates our ambition to extend our offering to providing international and cross-border payment services to organisations globally.\"",[],{"type":413,"text":2330,"spans":2331},"A key business benefit of Form3’s Swift-as-a-service solution includes the reduction of operational costs and overheads by leveraging scalable cloud-based services. It also enables customers to future proof their payment systems and remain compliant with new Swift messaging standards.  ",[],{"type":413,"text":2333,"spans":2334},"Bob Blower, Clarency’s CEO Designate, adds: “Seamless Swift integration has been part of our progress plan since our launch of the biz.Clarency platform. Clarency platform. It allows us to greatly extend the transaction information available to our partners beyond the 140 characters supported by the MT103 message. We looked for a technology partner that could connect us to Swift and had the partnership mindset that allows us to innovate together. Form3 ticked both boxes with the enthusiasm that we hoped for. Their cloud platform will expand our payment capabilities safely and reliably and keep pushing forward. The Swift integration is a key element of our move towards self-clearing. I’m convinced Form3 are the guys to help us get there.”",[],{"type":413,"text":2336,"spans":2337},"Clarency will offer customer access to Form3’s Swift-as-a-service solution from May this year. ",[],"rich_text$f46d231a-d7fc-4b3c-bc8e-a1d9b9f9a332",{"variation":422,"version":447,"items":2340,"primary":2341,"id":2346,"slice_type":482,"slice_label":13},[],{"quote":2342,"attribution_name":2040,"attribution_role":2041},[2343],{"type":413,"text":2344,"spans":2345},"The collaboration with Clarency demonstrates our ambition to extend our offering to providing international and cross-border payment services to organisations globally.",[],"pull_quote$8de3e7ff-5ff4-42d1-9185-a2cbd9c60987",{"variation":422,"version":447,"items":2348,"primary":2349,"id":2365,"slice_type":468,"slice_label":13},[],{"body":2350},[2351,2353,2359,2362],{"type":499,"text":500,"spans":2352},[],{"type":413,"text":2354,"spans":2355},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of the UK’s and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Payments Innovation of the Year 2022 by Payments Awards, Most Innovative Mobile or Financial Service Payments Solution 2022 by PAY360 Awards, Payments Innovation of the Year 2022 by FSTech Awards and was shortlisted as Diversity Champion of the Year 2022 run by British Diversity Awards.\n",[2356],{"start":2357,"end":2358,"type":492},709,710,{"type":499,"text":2360,"spans":2361},"About Clarency ",[],{"type":413,"text":2363,"spans":2364},"Clarency is a licensed Major Payments Institution based in Singapore. It enables liquidity and performs settlements that connect clients with limited or no access to correspondent accounts to global finance. Its KYC-first processes employ exceptionally high levels of transactional diligence, with all transactions, activities and background information stored using next-generation blockchain technologies. The company’s principal focus is on facilitating commercial payments for imports and exports to and from countries with poor infrastructure and minimal access to safe, cost-effective global banking. Clarency’s biz. Clarency platform currently handles more than $3 billion per year, with growth now exceeding 50% year-on-year.",[],"rich_text$8aa52202-22bf-45e9-b336-91e033afa508","Clarency takes a further significant step in integrating its KYC-first payments and liquidity platform into core banking with its announcement today of selecting Form3, the cloud-native account-to-account platform, to provide it with direct access to the Swift network.",{"id":2368,"uid":2369,"url":2370,"type":380,"href":2371,"tags":2372,"first_publication_date":2281,"last_publication_date":2373,"slugs":2374,"linked_documents":2376,"lang":388,"alternate_languages":2377,"data":2378},"alw33xEAAC0AT78H","soldo-partnership","\u002Fresources\u002Fpress-releases\u002Fsoldo-partnership","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw33xEAAC0AT78H%22%29+%5D%5D",[],"2026-09-02T18:34:18+0000",[2375],"boosting-european-customer-growth",[],[],{"title":2379,"excerpt":2380,"card_image":2381,"published_date":2387,"reading_time":838,"tag":56,"dek":2388,"featured_image":2389,"about_form3":2390,"client_about_heading":13,"client_about_body":2391,"author_name":13,"author_title":13,"author_photo":2392,"author_bio":2393,"author_linkedin":2394,"slices":2395,"meta_title":2379,"meta_description":2449},"Soldo Selects Form3 for SEPA Capabilities","The partnership will enable leading fintech to expand its payment technology in 2023.",{"dimensions":2382,"alt":2383,"copyright":13,"url":2384,"id":2385,"edit":2386},{"width":552,"height":552},"soldo","\u002F_prismic-media\u002F534d03b1d13cde56-jRBWk055hkdcryx7_Soldo-Resource.png","jRBWk055hkdcryx7",{"x":17,"y":17,"zoom":18,"background":19},"2023-02-15","The partnership will enable leading fintech to expand its payment technology in 2023",{},[],[],{},[],{"link_type":419},[2396,2422,2430],{"variation":422,"version":447,"items":2397,"primary":2398,"id":2421,"slice_type":468,"slice_label":13},[],{"body":2399},[2400,2403,2406,2409,2412,2415,2418],{"type":1126,"text":2401,"spans":2402},"Boosting European customer growth",[],{"type":413,"text":2404,"spans":2405},"Soldo, the London-based fintech creating the next generation of payments and expense management solutions, has today selected Form3, the cloud-native account-to-account platform, to provide SEPA Credit Transfer and Instant connectivity. ",[],{"type":413,"text":2407,"spans":2408},"Soldo’s upgraded SEPA capabilities will allow it to update its payment technology to boost customer growth as its business expands, taking advantage of SEPA Instant adoption mandate in 2023. ",[],{"type":413,"text":2410,"spans":2411},"Julian Colls, Form3’s Chief Customer Officer, said: “We are excited to be partnering with Soldo to help realise their exciting ambitions in Europe as they benefit from the flexibility and resilience of Form3’s fully managed, cloud native, account to account technology platform. Soldo’s customers will now also experience true real time payments previously only available to direct scheme participants.”",[],{"type":413,"text":2413,"spans":2414},"The new partnership sees Form3 providing Soldo with direct technical access to the SEPA clearing system via its cloud-based, single payment API account-to-account platform, using a direct non-settling participant model provided in collaboration with Barclays Bank. ",[],{"type":413,"text":2416,"spans":2417},"Carlo Gualandri, Soldo’s CEO, commented: “Secure, reliable and scalable real-time financial interactions are the foundation of everything we do. So, we're delighted to partner with Form3 to provide bank-strength connections for instant payments in the UK and across the SEPA region. This is another example of our deep investment in the best infrastructure for our customers, as they look for new, digital ways to manage their money.”",[],{"type":413,"text":2419,"spans":2420},"Soldo’s new SEPA offerings, underpinned by Form3’s cloud technology, are now live for customers. ",[],"rich_text$ff4a6e5b-c734-4279-a1f0-edbdd68d27fe",{"variation":422,"version":447,"items":2423,"primary":2424,"id":2429,"slice_type":482,"slice_label":13},[],{"quote":2425,"attribution_name":13,"attribution_role":13},[2426],{"type":413,"text":2427,"spans":2428},"Soldo’s customers will now also experience true real time payments previously only available to direct scheme participants.",[],"pull_quote$6b8e5625-ea4a-4f18-94f2-1de4a205cff7",{"variation":422,"version":447,"items":2431,"primary":2432,"id":2448,"slice_type":468,"slice_label":13},[],{"body":2433},[2434,2436,2442,2445],{"type":499,"text":500,"spans":2435},[],{"type":413,"text":2437,"spans":2438},"Form3 is the account-to-account platform. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Payments Innovation of the Year 2022 by Payments Awards, Most Innovative Mobile or Financial Service Payments Solution 2022 by PAY360 Awards, Payments Innovation of the Year 2022 by FSTech Awards and was shortlisted as Diversity Champion of the Year 2022 run by British Diversity Awards. \n",[2439],{"start":2440,"end":2441,"type":492},703,705,{"type":499,"text":2443,"spans":2444},"About Soldo ",[],{"type":413,"text":2446,"spans":2447},"Soldo is the European spend management platform that combines smart company cards, issued by Mastercard®, with comprehensive software. More than 30,000 companies, from small businesses to multi-national corporations in more than 31 countries, use Soldo to track and control spending. Headquartered in the UK, with additional offices in Dublin, Milan, and Rome, Soldo empowers customers including Mercedes Benz, GetYourGuide, Bauli, and Brooks Running to spend company money on travel and entertainment, advertising, purchases, software subscriptions, e-commerce, and more. Financial decision-makers can control every cost with custom budgets and real-time tracking of transactions.",[],"rich_text$a79499f5-03f4-4041-83d7-59a5de3f77d3","Soldo, the London-based fintech creating the next generation of payments and expense management solutions, has today selected Form3, the cloud-native account-to-account platform, to provide SEPA Credit Transfer and Instant connectivity.",{"id":2451,"uid":2452,"url":2453,"type":380,"href":2454,"tags":2455,"first_publication_date":2281,"last_publication_date":2160,"slugs":2456,"linked_documents":2457,"lang":388,"alternate_languages":2458,"data":2459},"alw34xEAACkAT78X","form3-sponsors-payments-association-working-group-to-tackle-uk-digital-and-financial-crime","\u002Fresources\u002Fpress-releases\u002Fform3-sponsors-payments-association-working-group-to-tackle-uk-digital-and-financial-crime","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw34xEAACkAT78X%22%29+%5D%5D",[],[2452],[],[],{"title":2460,"excerpt":2461,"card_image":2462,"published_date":2468,"reading_time":399,"tag":1113,"dek":13,"featured_image":2469,"about_form3":2475,"client_about_heading":13,"client_about_body":2476,"author_name":13,"author_title":13,"author_photo":2477,"author_bio":2478,"author_linkedin":2479,"slices":2480,"meta_title":2460,"meta_description":2461},"Form3 sponsors Payments Association Working Group to tackle UK digital and financial crime","Form3, the cloud-native account-to-account platform, today announces that it is sponsoring the Payment Association's Project Financial Crime Working Group this year, to address the challenges of tackling increasing levels of digital and financial crime in the UK.",{"dimensions":2463,"alt":2464,"copyright":13,"url":2465,"id":2466,"edit":2467},{"width":552,"height":552},"Financial Crime ","\u002F_prismic-media\u002Fe106f93b7a595a1b-V1oG89dwvFh_K0XB_form3-sponsors-payments-associa.png","V1oG89dwvFh_K0XB",{"x":17,"y":17,"zoom":18,"background":19},"2023-01-25",{"dimensions":2470,"alt":2471,"copyright":13,"url":2472,"id":2473,"edit":2474},{"width":394,"height":1032},"the payments association","\u002F_prismic-media\u002Ff7bb72f00d67e416-7ZH6UPJJMsXJOIQE_92c4fa5d-9571-4c4c-93c1-c2dcad2.jpg","7ZH6UPJJMsXJOIQE",{"x":17,"y":17,"zoom":18,"background":1036},[],[],{},[],{"link_type":419},[2481,2494,2514],{"variation":422,"version":447,"items":2482,"primary":2483,"id":2493,"slice_type":468,"slice_label":13},[],{"body":2484},[2485,2488],{"type":413,"text":2486,"spans":2487},"Form3, the cloud-native account-to-account platform, today announces that it is sponsoring the Payment Association’s Project Financial Crime Working Group this year, to address the challenges of tackling increasing levels of digital and financial crime in the UK. ",[],{"type":413,"text":2489,"spans":2490},"As benefactors of the project, Form3 will lead on industry collaboration among financial institutions to develop strategies to enable banks to deal with the ever- increasing threat of financial crime. This activity is timely, as UK-based customers lost £583 million to authorised push payment (APP) scams in 2021, up by 39% on 2020. ",[2491],{"start":1729,"end":2492,"type":492},101,"rich_text$9320108a-6a4a-4848-ac2d-cce3897ffad9",{"variation":422,"version":447,"items":2495,"primary":2496,"id":2513,"slice_type":468,"slice_label":13},[],{"body":2497},[2498,2504,2507,2510],{"type":413,"text":2499,"spans":2500},"Nick Fleetwood, Head of Data Services, Form3, commented: “The scale of financial fraud shows no sign of slowing down. This working group will help foster collaboration and shape the agenda and discussion around combating fraud. This activity will also provide insights and opinions for those involved in leading the regulation of UK financial services as they tackle digital crime.”",[2501],{"start":2502,"end":2503,"type":1641},57,382,{"type":413,"text":2505,"spans":2506},"Form3 felt it was best placed to support the industry in its fight against financial crime due to it being a leader in the payments space with new services being brought to market to meet the challenges of Financial Crime. This was recognised by the Payments Association, as it seeked a leading industry figure that already had strong relationships with major UK and international banks. ",[],{"type":413,"text":2508,"spans":2509},"In terms of deliverables, Form3 will coordinate the group’s activity to produce insights and research, white papers, webinars and reports offering guidance on tackling UK financial crime in partnership with the Payments Association. ",[],{"type":413,"text":2511,"spans":2512},"‘The only way we solve the problems of payments-related financial crime is if companies support the community’s work.’ said Tony Craddock, Director General, Payments Association. ‘And Form3 is providing this support for the year ahead, acting as a catalyst for coordinated action. That’s leadership, the payments way’.",[],"rich_text$c2d6f173-b670-4479-bbe7-9586fa94bcdc",{"variation":422,"version":447,"items":2515,"primary":2516,"id":2523,"slice_type":482,"slice_label":13},[],{"quote":2517,"attribution_name":2521,"attribution_role":2522},[2518],{"type":413,"text":2519,"spans":2520},"The only way we solve the problems of payments-related financial crime is if companies support the community’s work.",[],"Tony Craddock","Director General, Payments Association","pull_quote$15490594-403d-49bf-89b7-c02388efcdf6",{"id":2525,"uid":2526,"url":2527,"type":380,"href":2528,"tags":2529,"first_publication_date":2281,"last_publication_date":2530,"slugs":2531,"linked_documents":2533,"lang":388,"alternate_languages":2534,"data":2535},"alw35hEAACwAT78r","form3-secures-eur23-million-funding-to-continue-exponential-growth-journey","\u002Fresources\u002Fpress-releases\u002Fform3-secures-eur23-million-funding-to-continue-exponential-growth-journey","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw35hEAACwAT78r%22%29+%5D%5D",[],"2026-09-02T18:11:11+0000",[2532],"form3-secures-eur23-million-funding",[],[],{"title":2536,"excerpt":2537,"card_image":2538,"published_date":2541,"reading_time":399,"tag":232,"dek":2542,"featured_image":2543,"about_form3":2544,"client_about_heading":2548,"client_about_body":2549,"author_name":13,"author_title":13,"author_photo":2557,"author_bio":2558,"author_linkedin":2559,"slices":2560,"meta_title":2602,"meta_description":2603},"Form3 secures EUR23 million funding","Form3, the leading cloud-native payment technology provider, today announces it has secured a EUR23 million venture debt facility to continue its rapid global expansion and follows its $160 million Series C funding led by Goldman Sachs last year.",{"dimensions":2539,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":2540},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2022-11-01","Venture debt facility will support potential acquisitions, new market activity and products",{},[2545],{"type":413,"text":2546,"spans":2547},"Form3 design, build and run the technology that powers the future of payments. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Best Cloud Payments Platform 2021 by Paytech and Fintech Finance, most influential fintech company in 2021 by The Financial Technologist and ranked in the Top European Fintechs to watch by Sifted 2020.",[],"About Atempo Growth",[2550],{"type":413,"text":2551,"spans":2552},"Atempo Growth was founded in 2021 and launched its first fund in January 2022. The founding team has significant experience in providing capital to over 100 high-growth technology companies across Europe. The team has worked closely together for several years and has experience spanning the last 20 years in the venture debt space. Atempo Growth is headquartered in London with a pan-European presence and approach.",[2553],{"start":17,"end":2554,"type":531,"data":2555},13,{"link_type":533,"url":2556,"target":535},"https:\u002F\u002Fwww.atempogrowth.com\u002F",{},[],{"link_type":419},[2561,2572,2592],{"variation":422,"version":447,"items":2562,"primary":2563,"id":2571,"slice_type":468,"slice_label":13},[],{"body":2564},[2565,2568],{"type":413,"text":2566,"spans":2567},"Form3, the leading cloud-native payment technology provider, today announces it has secured a EUR23 million venture debt facility to continue its rapid global expansion and follows its $160 million Series C funding led by Goldman Sachs last year. ",[],{"type":413,"text":2569,"spans":2570},"The venture debt funding provided by Atempo Growth, – which counts among its LPs the European Investment Bank, Santander, and the British Business Bank – will enable Form3 to explore acquisitions, launch into new markets and support new product growth.  ",[],"rich_text$332911b7-de33-4c3f-b0ad-b1ed5858da70",{"variation":422,"version":447,"items":2573,"primary":2574,"id":2591,"slice_type":468,"slice_label":13},[],{"body":2575},[2576,2582,2585],{"type":413,"text":2577,"spans":2578},"Michael Mueller, Form3’s CEO, commented: “The current environment is presenting us with new opportunities, both in terms of new markets and potential acquisitions. The Atempo facility will enable us to accelerate our growth and continue to offer market-leading cloud payments solutions to the world’s largest banks.”",[2579],{"start":2580,"end":2581,"type":1641},41,316,{"type":413,"text":2583,"spans":2584},"Form3’s API-based cloud technology solutions are used by financial institutions such as Goldman Sachs, Lloyds Bank and Nationwide Building Society to deliver mission-critical payments. ",[],{"type":413,"text":2586,"spans":2587},"Luca Colciago, Atempo Growth’s Co-founder and Investor, said: “We're delighted to be supporting such a fast-growing and successful company such as Form3. This investment will further support Form3’s journey to provide best-in-class solutions for the world’s biggest financial institutions.”",[2588],{"start":2589,"end":2590,"type":1641},62,290,"rich_text$3b305285-8b66-471e-81c4-c02d1df4470e",{"variation":422,"version":447,"items":2593,"primary":2594,"id":2601,"slice_type":482,"slice_label":13},[],{"quote":2595,"attribution_name":2599,"attribution_role":2600},[2596],{"type":413,"text":2597,"spans":2598},"We're delighted to be supporting such a fast-growing and successful company such as Form3",[],"Luca Colciago","Co-founder, Atempo Growth","pull_quote$72507aac-1fc6-47ac-a8e6-5764031afa3f","Form3 Secures EUR23 million Funding To Continue Exponential Growth Journey","Form3, the leading cloud-native payment technology provider, today announces it has secured a EUR23million venture debt facility to continue its rapid global expansion and follows its $160 million Series C funding led by Goldman Sachs last year.",{"id":2605,"uid":2606,"url":2607,"type":380,"href":2608,"tags":2609,"first_publication_date":2610,"last_publication_date":2611,"slugs":2612,"linked_documents":2614,"lang":388,"alternate_languages":2615,"data":2616},"alw36hEAACsAT788","form3-to-launch-cloud-native-api-swift-connectivity","\u002Fresources\u002Fpress-releases\u002Fform3-to-launch-cloud-native-api-swift-connectivity","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw36hEAACsAT788%22%29+%5D%5D",[],"2026-07-19T02:38:12+0000","2026-08-27T22:06:01+0000",[2613],"form3-to-launch-cloud-native-api-swift-connectivity-solution",[],[],{"title":2617,"excerpt":2618,"card_image":2619,"published_date":2624,"reading_time":399,"tag":232,"dek":2625,"featured_image":2626,"about_form3":2627,"client_about_heading":13,"client_about_body":2631,"author_name":13,"author_title":13,"author_photo":2632,"author_bio":2633,"author_linkedin":2634,"slices":2635,"meta_title":2617,"meta_description":2618},"Form3 To Launch Cloud-Native API SWIFT Connectivity Solution","Form3, the leading cloud payment technology provider, today announces its plans to launch a cloud-native API solution to connect financial institutions globally to the SWIFT network.",{"dimensions":2620,"alt":2617,"copyright":13,"url":2621,"id":2622,"edit":2623},{"width":552,"height":552},"\u002F_prismic-media\u002F02ff621c0ce99b57-MloHR9-tucN3f-2U_form3-to-launch-cloud-native-ap.svg","MloHR9-tucN3f-2U",{"x":17,"y":17,"zoom":18,"background":1036},"2022-10-10","API service to connect FI’s globally to over 11,000 institutions on the SWIFT network",{},[2628],{"type":413,"text":2629,"spans":2630},"Form3 design, build and run the technology that powers the future of payments. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Best Cloud Payments Platform 2021 by Paytech and Fintech Finance, most influential fintech company in 2021 by The Financial Technologist and ranked in the Top European Fintechs to watch by Sifted 2020. API technology also provides greater levels of security over traditional connectivity models means, which is paramount in today’s financial services environment. Providing an easier, API native to SWIFT is what financial services have been calling for, as the demand for payments increase, and financial institutions upscale operations. ",[],[],{},[],{"link_type":419},[2636],{"variation":422,"version":447,"items":2637,"primary":2638,"id":2660,"slice_type":468,"slice_label":13},[],{"body":2639},[2640,2645,2648,2651,2654,2657],{"type":413,"text":2641,"spans":2642},"10 October, London – Form3, the leading cloud payment technology provider, today announces its plans to launch a cloud-native API solution to connect financial institutions globally to the SWIFT network. ",[2643],{"start":17,"end":2644,"type":492},18,{"type":413,"text":2646,"spans":2647},"The Swift as a service solution will help banks, fintech’s and payment service providers to gain API access to SWIFT for payments and cash management services.",[],{"type":413,"text":2649,"spans":2650},"The solution will allow institutions to reduce operational costs and overheads by leveraging scalable cloud-based services. Form3’s fully managed service shields customers from annual standards releases, including the upcoming ISO 20022 migration, alongside backwards compatibility for receiving MT messages.",[],{"type":413,"text":2652,"spans":2653},"Customers of the service will benefit from a zero-footprint solution, removing the need to implement and manage software and hardware for connecting to SWIFT. Form3’s platform offers highly scalable and resilient cloud-based services that will future proof organisations to support evolving customer demand. The new service provides increased speed and security over traditional connectivity models, which is critical to scale and meet customer expectations in today’s financial services environment.",[],{"type":413,"text":2655,"spans":2656},"Michael Mueller, Form3’s CEO, comments: “Form3’s new solution is easy-to-operate, cost-effective, and highly reliable, allowing financial institutions of all sizes to access SWIFT. This is at the heart of our mission to democratise and digitise reliable payment solutions. Working with SWIFT clearly demonstrates our desire to grow our global footprint in cloud-based payment technology.”",[],{"type":413,"text":2658,"spans":2659},"The Form3 SWIFT as a Service solution will go live for customers towards the end of 2022. ",[],"rich_text$6d2763f4-7caa-4979-a542-cd274d3e645e",{"id":2662,"uid":2663,"url":2664,"type":380,"href":2665,"tags":2666,"first_publication_date":2610,"last_publication_date":2667,"slugs":2668,"linked_documents":2670,"lang":388,"alternate_languages":2671,"data":2672},"alw37REAAC4AT79M","shawn-meyer-joins-form3-as-sales-specialist-in-the-us","\u002Fresources\u002Fpress-releases\u002Fshawn-meyer-joins-form3-as-sales-specialist-in-the-us","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw37REAAC4AT79M%22%29+%5D%5D",[],"2026-08-27T02:08:00+0000",[2669],"accelerating-form3s-growth",[],[],{"title":2673,"excerpt":2674,"card_image":2675,"published_date":2680,"reading_time":399,"tag":232,"dek":2674,"featured_image":2681,"about_form3":2682,"client_about_heading":13,"client_about_body":2683,"author_name":13,"author_title":13,"author_photo":2684,"author_bio":2685,"author_linkedin":2686,"slices":2687,"meta_title":2673,"meta_description":2674},"Shawn Meyer joins Form3 as Sales Specialist in the US","Form3, the leading cloud-native payment technology provider, today announced it has further strengthened its US team to expand its sales capabilities and competitor landscape knowledge as it expands its cloud technology offering across the globe.",{"dimensions":2676,"alt":2673,"copyright":13,"url":2677,"id":2678,"edit":2679},{"width":552,"height":552},"\u002F_prismic-media\u002Fa71a76fa5adfefa0-h_lTe6Q-OTAeDHGO_shawn-meyer-joins-form3-as-sale.png","h_lTe6Q-OTAeDHGO",{"x":17,"y":17,"zoom":18,"background":19},"2022-08-10",{},[],[],{},[],{"link_type":419},[2688],{"variation":422,"version":447,"items":2689,"primary":2690,"id":2704,"slice_type":468,"slice_label":13},[],{"body":2691},[2692,2695,2698,2701],{"type":1126,"text":2693,"spans":2694},"Accelerating Form3’s growth",[],{"type":413,"text":2696,"spans":2697},"Shawn Meyer joins as Sales Specialist, US, with responsibility for driving new business opportunities with prospects, as part of Form3’s expansion to secure further tier one clients in the US. He joins Form3 with over fifteen years’ experience in payments technology and financial services. Shawn was previously with Bottomline Technologies as Customer Success Manager, responsible for their largest client relationships. He has also held previous client roles at Fiserv and FIS. ",[],{"type":413,"text":2699,"spans":2700},"“I am delighted to welcome Shawn on board. He brings with him second-to-none knowledge of the US payments landscape and the competitor landscape that will help Form3 add influential new customers to our roster. He is a great addition to the US team as we expand our footprint across the US market.”",[],{"type":413,"text":2702,"spans":2703},"Dave Scola, US Chief Executive ",[],"rich_text$0d2e8f60-60fc-453f-8e0b-a5eee771b9ef",{"id":2706,"uid":2707,"url":2708,"type":380,"href":2709,"tags":2710,"first_publication_date":2610,"last_publication_date":2711,"slugs":2712,"linked_documents":2713,"lang":388,"alternate_languages":2714,"data":2715},"alw38BEAACwAT79f","jeremy-bambace-joins-form3-as-a-us-product-manager","\u002Fresources\u002Fpress-releases\u002Fjeremy-bambace-joins-form3-as-a-us-product-manager","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw38BEAACwAT79f%22%29+%5D%5D",[],"2026-08-27T02:07:59+0000",[2669],[],[],{"title":2716,"excerpt":2717,"card_image":2718,"published_date":2723,"reading_time":399,"tag":232,"dek":2717,"featured_image":2724,"about_form3":2725,"client_about_heading":13,"client_about_body":2726,"author_name":13,"author_title":13,"author_photo":2727,"author_bio":2728,"author_linkedin":2729,"slices":2730,"meta_title":2716,"meta_description":2717},"Jeremy Bambace joins Form3 as a US Product Manager","Form3, the leading cloud-native payment technology provider, today announced it has further expanded its US team to further enhance its innovative payments products to support new and existing customer growth.",{"dimensions":2719,"alt":2716,"copyright":13,"url":2720,"id":2721,"edit":2722},{"width":552,"height":552},"\u002F_prismic-media\u002F75fe1d920f12a520-5SpxTMSKsT8hPlPh_jeremy-bambace-joins-form3-as-a.png","5SpxTMSKsT8hPlPh",{"x":17,"y":17,"zoom":18,"background":19},"2022-07-27",{},[],[],{},[],{"link_type":419},[2731],{"variation":422,"version":447,"items":2732,"primary":2733,"id":2746,"slice_type":468,"slice_label":13},[],{"body":2734},[2735,2737,2740,2743],{"type":1126,"text":2693,"spans":2736},[],{"type":413,"text":2738,"spans":2739},"Jeremy Bambace joins as Senior Product Manager where he will help develop Form3’s product roadmap, specializing in ACH and RTP capabilities. He has a strong knowledge of both US and European payments infrastructure. Jeremy has over eleven years’ financial services experience. He joins Form3 from JPMorgan Chase & Co., where he also held a Senior Product Manager role, most recently responsible for the Global ISO 20022 migration. ",[],{"type":413,"text":2741,"spans":2742},"“We’re very happy to welcome Jeremy on board. He has deep payments product knowledge, and this will help Form3 gain new customers across the US. It’s very useful that Jeremy has solid experience in US and European payments systems, as this will help us expand in these two key markets. I am certain he will be an asset to Form3 and our customers, as he develops new products that will see us be the leading cloud technology payments provider.” ",[],{"type":413,"text":2702,"spans":2744},[2745],{"start":723,"end":1729,"type":492},"rich_text$099544a9-776e-41c6-9c61-ea617cad9c77",{"id":2748,"uid":2749,"url":2750,"type":380,"href":2751,"tags":2752,"first_publication_date":2610,"last_publication_date":2711,"slugs":2753,"linked_documents":2755,"lang":388,"alternate_languages":2756,"data":2757},"alw39BEAACgAT79x","form3-joins-fednow-pilot-program-to-drive-modernization","\u002Fresources\u002Fpress-releases\u002Fform3-joins-fednow-pilot-program-to-drive-modernization","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw39BEAACgAT79x%22%29+%5D%5D",[],[2754],"form3-joins-fednow-pilot-program-to-drive-modernization-of-us-payments-landscape",[],[],{"title":2758,"excerpt":2759,"card_image":2760,"published_date":2766,"reading_time":683,"tag":232,"dek":2767,"featured_image":2768,"about_form3":2769,"client_about_heading":13,"client_about_body":2783,"author_name":13,"author_title":13,"author_photo":2784,"author_bio":2785,"author_linkedin":2786,"slices":2787,"meta_title":2758,"meta_description":2759},"Form3 joins FedNow Pilot Program to drive modernization of US payments landscape","Pioneer of instant payment services in multiple European markets brings its experience to the FedNow Pilot Program",{"dimensions":2761,"alt":2762,"copyright":13,"url":2763,"id":2764,"edit":2765},{"width":552,"height":552},"fednow","\u002F_prismic-media\u002F57a642159d98d574-quJ6w5s636QIalhN_form3-joins-fednow-pilot-progra.png","quJ6w5s636QIalhN",{"x":17,"y":17,"zoom":18,"background":19},"2022-07-07","Form3, the leading cloud-native payment technology provider, today announced its participation in the Federal Reserve’s FedNow Pilot Program. With deep experience in rolling out instant payment services across Europe, Form3 will play a leading role in driving the modernization of the instant payments landscape in the US. The FedNow Service, due to launch in 2023, will facilitate instant payment services for financial institutions of all sizes nationwide. Having been invited by the Federal Reserve to take part in the FedNow Pilot Program, Form3’s customers will be able to transact using the FedNow Service from the day the service goes live. Since expanding its operations to the US, Form3's product capabilities have grown to include the clearing house’s RTP service and is expanding into the ACH and WIRE landscape as well.Form3’s standardized, scheme-agnostic API increases the number of payment options available to customers, using intelligent routing to offer a seamless experience, with transactions automatically processed via the most viable route at the lowest cost.",{},[2770,2773],{"type":413,"text":2771,"spans":2772},"Form3 design, build and run the technology that powers the future of payments. Founded In 2016, Form3 set out to revolutionize the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. ",[],{"type":413,"text":2774,"spans":2775},"Today, Form3 is trusted by some of the UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 was named Best Cloud Payments Platform 2021 by Paytech and Fintech Finance, Most Influential Fintech Company in 2021 by The Financial Technologist and ranked in the Top European Fintechs to Watch by Sifted 2020.",[2776,2778,2780],{"start":727,"end":2777,"type":1641},201,{"start":2255,"end":2779,"type":1641},266,{"start":2781,"end":2782,"type":1641},323,353,[],{},[],{"link_type":419},[2788,2798],{"variation":422,"version":447,"items":2789,"primary":2790,"id":2797,"slice_type":482,"slice_label":13},[],{"quote":2791,"attribution_name":2795,"attribution_role":2796},[2792],{"type":413,"text":2793,"spans":2794},"We are thrilled to take this next step in Form3’s journey to becoming the premier provider of US payment gateway connectivity. As a member of the FedNow Pilot Program, Form3 will now be able to bring to bear our enterprise-grade, fully managed, payment technology platform in time for the FedNow Service launch;simplifying the journey for early adopters of the new payment rail and help drive the broader roll-out of real-time payments in the US",[],"Dave Scola","Chief Product Officer & US Chief Executive","pull_quote$31550fe1-6520-43e1-9f15-e828158cd268",{"variation":422,"version":447,"items":2799,"primary":2800,"id":2811,"slice_type":468,"slice_label":13},[],{"body":2801},[2802,2805],{"type":413,"text":2803,"spans":2804},"When it launches, the FedNow Service will enable businesses and individuals to send and receive instant payments at any time, giving recipients immediate access to their funds and allowing them greater flexibility to manage their money and make time-sensitive payments. ",[],{"type":413,"text":2806,"spans":2807},"More information about the FedNow Pilot Program and the FedNow Service can be found at explore.fednow.org ",[2808],{"start":1370,"end":778,"type":531,"data":2809},{"link_type":533,"url":2810},"https:\u002F\u002Fexplore.fednow.org","rich_text$e818e49f-1383-4c20-9a2e-eb5bc60938ec",{"id":2813,"uid":2814,"url":2815,"type":380,"href":2816,"tags":2817,"first_publication_date":2818,"last_publication_date":2819,"slugs":2820,"linked_documents":2822,"lang":388,"alternate_languages":2823,"data":2824},"alw39xEAACkAT7-B","seedrs-lhv-uk-fps","\u002Fresources\u002Fpress-releases\u002Fseedrs-lhv-uk-fps","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw39xEAACkAT7-B%22%29+%5D%5D",[],"2026-07-19T02:38:11+0000","2026-08-27T22:20:05+0000",[2821],"seedrs-selects-form3-and-lhv-uk-to-support-instant-and-faster-payments-to-boost-uk-and-european-customer-offering",[],[],{"title":2825,"excerpt":2826,"card_image":2827,"published_date":2833,"reading_time":858,"tag":24,"dek":2826,"featured_image":2834,"about_form3":2835,"client_about_heading":13,"client_about_body":2836,"author_name":13,"author_title":13,"author_photo":2837,"author_bio":2838,"author_linkedin":2839,"slices":2840,"meta_title":2825,"meta_description":2826},"Seedrs Selects Form3 and LHV UK to Support Instant and Faster Payments to Boost UK and European Customer Offering","Collaboration will enable Seedrs to utilise real-time payments for a more efficient and effective service to customers",{"dimensions":2828,"alt":2829,"copyright":13,"url":2830,"id":2831,"edit":2832},{"width":552,"height":552},"dfg","\u002F_prismic-media\u002F886de1c6a6d5e3b1-lF1hbtbnp-7Fq0zP_seedrs-lhv-uk-fps.png","lF1hbtbnp-7Fq0zP",{"x":17,"y":17,"zoom":18,"background":19},"2022-07-06",{},[],[],{},[],{"link_type":419},[2841,2862,2870,2883,2903],{"variation":422,"version":447,"items":2842,"primary":2843,"id":2861,"slice_type":468,"slice_label":13},[],{"body":2844},[2845,2848,2851,2858],{"type":413,"text":2846,"spans":2847},"Seedrs, the leading private investment platform with over £1.9BN investments to date, has chosen Form3, the leading cloud-native payment technology provider, and LHV UK, a banking services provider to over 200 fintech companies, to enable it to access UK Faster Payments and SEPA Instant Payments in Europe, to augment its customer offering. ",[],{"type":413,"text":2849,"spans":2850},"The new payment capability will support Seedrs’ efforts to make it easier and faster for retail investors to invest in innovative, fast-growth European businesses. The integration of Form3 will provide Seedrs’ users with real-time payments for account funding – the next step in its business development. ",[],{"type":413,"text":2852,"spans":2853},"Charlie James, Seedrs’s Head of Finance & Business Intelligence, commented: “As a leading private investment platform, we need partners that can provide payments and services that makes investing on our platform seamless, transparent and quick to support. In Form3 and LHV UK we’ve found agile and reliable collaborators who can help Seedrs expand its UK and European offering.”",[2854,2856],{"start":17,"end":2855,"type":492},75,{"start":773,"end":2857,"type":1641},377,{"type":413,"text":2859,"spans":2860},"The new collaboration is underpinned by Form3’s cloud-API technology and LHV UK’s banking infrastructure and regulatory expertise to provide Seedrs with real-time payments for account funding and reconciliation services, safely adhering to banking regulations. This will greatly benefit Seedrs’ businesses and the investors who support them. ",[],"rich_text$eb3b3c4e-9db9-4a5c-a749-8e6b2ec826b4",{"variation":422,"version":447,"items":2863,"primary":2864,"id":2869,"slice_type":482,"slice_label":13},[],{"quote":2865,"attribution_name":13,"attribution_role":13},[2866],{"type":413,"text":2867,"spans":2868},"“Form3 provides cloud-based payments solutions to benefit everyone from tier one banks to the thriving startup investor space. This is part of our drive to reimagine payments technology, ensuring all companies - established or new - can have access to best-in-class services. Working with Seedrs, in partnership with LHV UK, further supports our UK and European market expansion.”",[],"pull_quote$d2f45901-1454-480f-8320-05e13587db8d",{"variation":422,"version":447,"items":2871,"primary":2872,"id":2882,"slice_type":468,"slice_label":13},[],{"body":2873},[2874],{"type":413,"text":2875,"spans":2876,"direction":454},"Andres Kitter, Deputy CEO of LHV UK, said: “Seedrs is one of the most reputable fintechs, having launched in the UK ten years ago. They continue to democratise equity crowdfunding across the UK and Europe, and LHV UK, in partnership with Form3, is thrilled to support their continued expansion. We are uniquely positioned to provide multi-currency CASS account infrastructure and access to real-time payment schemes across multiple jurisdictions. We shall do our best to assist Seedrs with their ambition of building the best global private equity marketplace.”",[2877,2880],{"start":2878,"end":2879,"type":1641},44,159,{"start":1926,"end":2881,"type":1641},559,"rich_text$d5e4d86a-8e8e-451f-adc2-86388ff7502b",{"variation":422,"version":423,"items":2884,"primary":2885,"id":2902,"slice_type":445,"slice_label":13},[],{"eyebrow":13,"heading":2886,"body":2887,"cta_label":13,"cta_link":2891,"aside_type":13,"aside_image":2892,"aside_video":2897,"aside_video_poster":2898,"aside_video_reduced_motion":2899,"aside_video_url":13,"aside_embed":2900,"pardot_form_url":13,"form_submit_label":13,"form_variant":436,"form_heading":13,"redirect_on_success":2901,"theme":439,"overlay_pattern":440,"background_continuation":441,"media_position":442,"aside_vertical_align":443},[],[2888],{"type":413,"text":2889,"spans":2890,"direction":454},"The new payment collaboration is due to go live in August. ",[],{"link_type":419},{"dimensions":2893,"alt":13,"copyright":13,"url":2894,"id":2895,"edit":2896},{"width":394,"height":394},"\u002F_prismic-media\u002Ff7ffebc8a6db515a-tL7554La3upg6tfA_57e33ab5-e89c-4098-a117-5b72a11.png","tL7554La3upg6tfA",{"x":17,"y":17,"zoom":18,"background":19},{"link_type":432},{},{},{},{"link_type":438},"content_block$2036d819-9be9-4a6d-9a75-81bc35c6ef23",{"variation":422,"version":447,"items":2904,"primary":2905,"id":2940,"slice_type":468,"slice_label":13},[],{"body":2906},[2907,2911,2916,2920,2927,2931,2937],{"type":413,"text":2908,"spans":2909,"direction":454},"About Form3 ",[2910],{"start":17,"end":650,"type":492},{"type":413,"text":2912,"spans":2913,"direction":454},"Form3 design, build and run the technology that powers the future of payments. Founded In 2016, Form3 set out to revolutionise the world of payment processing and disrupt the traditional payment infrastructure model, with an always on, cloud-native, Payments-as-a-Service platform. Today, Form3 is trusted by some of UK and Europe’s biggest Tier1 banks and fastest-growing fintechs to handle their critical payments architecture. Form3 has been awarded Best Cloud Payments Platform 2021 by Paytech and Fintech Finance, most influential fintech company in 2021 by The Financial Technologist and ranked in the Top European Fintechs to watch by Sifted 2020",[2914],{"start":17,"end":792,"type":531,"data":2915},{"link_type":533,"url":725,"target":535},{"type":413,"text":2917,"spans":2918,"direction":454},"About Seedrs ",[2919],{"start":17,"end":2554,"type":492},{"type":413,"text":2921,"spans":2922,"direction":454},"Seedrs is a leading online investment platform. It allows investors to buy and sell shares in private companies, and ambitious entrepreneurs to gain investment for their businesses while building communities in the process. Since its launch in 2012, Seedrs has funded over 1,600 deals, with over £1.9 billion invested on the platform to date. Businesses that have successfully raised funds with Seedrs include: Revolut, Perkbox, Wealthify (sold to Aviva), Tandem, FreeAgent (sold to RBS), Allplants, Stamplay (sold to Apple), Chapel Down, Assetz Capital, Courier (sold to Mailchimp), THIS, Humble Grape, JAJA Finance and Mindful Chef (sold to Nestle). Seedrs is backed by leading European institutional investors as well as over 4,600 of its own customers. ",[2923],{"start":17,"end":2924,"type":531,"data":2925},6,{"link_type":533,"url":2926,"target":535},"https:\u002F\u002Fwww.seedrs.com\u002F",{"type":413,"text":2928,"spans":2929,"direction":454},"About LHV UK ",[2930],{"start":17,"end":2554,"type":492},{"type":413,"text":2932,"spans":2933,"direction":454},"LHV UK is a leading banking services provider to over 200 fintech companies, including Paysafe, Blockchain, Currencycloud, Coinbase, Trustly, Monese and Wise. Its clients vary from fintech unicorns and digital asset companies to established financial institutions with a global reach. LHV UK offers several innovative banking services, including instant EUR and GBP payments, agency banking, virtual IBANs, safeguarding accounts, multicurrency accounts, and FX. ",[2934],{"start":17,"end":2924,"type":531,"data":2935},{"link_type":533,"url":2936,"target":535},"https:\u002F\u002Fwww.lhv.com\u002F",{"type":413,"text":2938,"spans":2939,"direction":454},"LHV UK is the founding member and leader in instant EUR payments, processing 8% of the total transactions in Europe. Its clients reach 500 million end-customers in the UK and Europe by making and collecting payments. In February 2022, LHV UK submitted its full UK banking license application, which is subject to regulatory approval by the Prudential Regulatory Authority and Financial Conduct Authority.  ",[],"rich_text$b2f4568a-7192-4268-8d50-df0a82634371",{"id":2942,"uid":2943,"url":2944,"type":380,"href":2945,"tags":2946,"first_publication_date":2818,"last_publication_date":2947,"slugs":2948,"linked_documents":2949,"lang":388,"alternate_languages":2950,"data":2951},"alw3-hEAACoAT7-S","miriam-sheril","\u002Fresources\u002Fpress-releases\u002Fmiriam-sheril","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3-hEAACoAT7-S%22%29+%5D%5D",[],"2026-08-27T22:15:42+0000",[2669],[],[],{"title":2952,"excerpt":2953,"card_image":2954,"published_date":2959,"reading_time":792,"tag":232,"dek":2953,"featured_image":2960,"about_form3":2961,"client_about_heading":13,"client_about_body":2962,"author_name":13,"author_title":13,"author_photo":2963,"author_bio":2964,"author_linkedin":2965,"slices":2966,"meta_title":2952,"meta_description":2953},"Miriam Sheril joins Form3 from the Fed as a US Product Manager","Form3, the leading cloud-native payment technology provider, today announced it has strengthened its US team to accelerate its product capabilities and customer growth as it continues its global expansion in cloud payments technology.",{"dimensions":2955,"alt":2952,"copyright":13,"url":2956,"id":2957,"edit":2958},{"width":552,"height":552},"\u002F_prismic-media\u002Ff328f1323b556b8a-0WhZNx1dREG5S8Xc_miriam-sheril.png","0WhZNx1dREG5S8Xc",{"x":17,"y":17,"zoom":18,"background":19},"2022-06-07",{},[],[],{},[],{"link_type":419},[2967,2977],{"variation":422,"version":447,"items":2968,"primary":2969,"id":2976,"slice_type":468,"slice_label":13},[],{"body":2970},[2971,2973],{"type":1126,"text":2693,"spans":2972,"direction":454},[],{"type":413,"text":2974,"spans":2975,"direction":454},"Miriam Sheril joins as Senior Product Manager with responsibility to build out and enhance Form3’s product capabilities in the US, focusing on the Federal Reserve’s FedNow and ACH capabilities, as well as the Clearinghouse’s RTP and ACH  capabilities. Miriam comes with more than 13 years’ experience in financial services, where she focused on product and software development and management. She joins Form3 from the Federal Reserve Bank, where she was most recently the FedNow Core Product Manager Lead AVP, responsible for the design and build of the FedNow product since its inception.",[],"rich_text$0cd12e76-4eeb-45be-9c5c-d290dddc1300",{"variation":422,"version":423,"items":2978,"primary":2979,"id":2996,"slice_type":445,"slice_label":13},[],{"eyebrow":13,"heading":2980,"body":2981,"cta_label":13,"cta_link":2985,"aside_type":13,"aside_image":2986,"aside_video":2991,"aside_video_poster":2992,"aside_video_reduced_motion":2993,"aside_video_url":13,"aside_embed":2994,"pardot_form_url":13,"form_submit_label":13,"form_variant":436,"form_heading":13,"redirect_on_success":2995,"theme":439,"overlay_pattern":440,"background_continuation":441,"media_position":442,"aside_vertical_align":443},[],[2982],{"type":413,"text":2983,"spans":2984,"direction":454},"\"We're thrilled to have Miriam on board to work with our clients and to lead the US market build out of our FedNow capability. She is an experienced product manager who focuses on connecting business and technical teams together. We’re proud to have her on board to help accelerate Form3’s growth.\" Dave Scola, US Chief Executive ",[],{"link_type":419},{"dimensions":2987,"alt":2952,"copyright":13,"url":2989,"id":2957,"edit":2990},{"width":2988,"height":2988},364,"\u002F_prismic-media\u002F1e5c5189e683e2da-0WhZNx1dREG5S8Xc_miriam-sheril.png",{"x":17,"y":17,"zoom":18,"background":19},{"link_type":432},{},{},{},{"link_type":438},"content_block$6d88d992-5bae-4516-8291-38417fa0e14c",{"id":2998,"uid":2999,"url":3000,"type":380,"href":3001,"tags":3002,"first_publication_date":2818,"last_publication_date":3003,"slugs":3004,"linked_documents":3006,"lang":388,"alternate_languages":3007,"data":3008},"alw3_BEAACgAT7-c","form3-hires-ex-swift-chief-executive-for-us-market","\u002Fresources\u002Fpress-releases\u002Fform3-hires-ex-swift-chief-executive-for-us-market","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3_BEAACgAT7-c%22%29+%5D%5D",[],"2026-09-02T18:35:33+0000",[3005],"form3-today-announced-that-it-has-strengthened-its-executive-management-team-to-expand-its-geographical-footprint-and-product-offering-in-the-us-and-capture-market-opportunities-in-payment-technology",[],[],{"title":3009,"excerpt":3010,"card_image":3011,"published_date":3017,"reading_time":792,"tag":1191,"dek":13,"featured_image":3018,"about_form3":3019,"client_about_heading":13,"client_about_body":3020,"author_name":13,"author_title":13,"author_photo":3021,"author_bio":3022,"author_linkedin":3023,"slices":3024,"meta_title":3009,"meta_description":3010},"Form3 Hires Ex-SWIFT Chief Executive for US Market Expansion","Form3, the leading cloud-native payment technology provider, today announced that it has strengthened its Executive Management team to expand its geographical footprint and product offering in the US, to capture market opportunities in payment technology.",{"dimensions":3012,"alt":3013,"copyright":13,"url":3014,"id":3015,"edit":3016},{"width":552,"height":552},"Dave-Resource","\u002F_prismic-media\u002Fa7c6420ce8cdecc5--PKlHg1weyA_wiqV_Dave-Resource.png","-PKlHg1weyA_wiqV",{"x":17,"y":17,"zoom":18,"background":19},"2022-03-21",{},[],[],{},[],{"link_type":419},[3025],{"variation":422,"version":447,"items":3026,"primary":3027,"id":3054,"slice_type":468,"slice_label":13},[],{"body":3028},[3029,3033,3036,3043,3051],{"type":3030,"text":3031,"spans":3032,"direction":454},"heading3","Form3 today announced that it has strengthened its Executive Management team to expand its geographical footprint and product offering in the US and capture market opportunities in payment technology",[],{"type":413,"text":3034,"spans":3035,"direction":454},"Dave Scola joins as Chief Executive for the US to lead the company's expansion into the US market as Form3 builds out its product capability to include Real-Time Payments and Automated Clearing House connectivity with both the Federal Reserve and The Clearing House.\n\nDave has over 20 years' experience in transaction banking and payments services and has extensive experience leading large, multifunctional teams in financial services. Dave joins from SWIFT, where he was Chief Executive of the Americas, UK and Ireland. Previously, Dave was Head of Financial Institutions for Barclays Corporate Bank based in London and New York and has also worked in transaction banking at Deutsche Bank and Bank of New York.",[],{"type":413,"text":3037,"spans":3038,"direction":454},"\"The US market is an enormous opportunity for Form3 and it was essential that we find the right leader to spearhead our growth there. For that reason, I am delighted to welcome Dave as our US Chief Executive. He is an experienced leader with deep knowledge of the payments landscape and the US market with a successful track record in transformation and innovation. His passion for driving large, multi-functional teams aligned against the needs of a broad set of financial institutions aligns with Form3's customer-first approach to transform payments technology, together with our customers and partners around the globe.\" - Michael Mueller",[3039,3041],{"start":17,"end":3040,"type":1641},624,{"start":395,"end":3042,"type":492},642,{"type":413,"text":3044,"spans":3045,"direction":454},"\"I couldn't be more excited by the opportunity to lead Form3's expansion into the US. The combination of cutting-edge technology combined with deep payments expertise creates a powerful platform to help financial institutions address the growing need to modernize their payments platforms - particularly as they contemplate challenging market events like ISO 20022 conversion and the roll-out of FedNow. I'm very much looking forward to working with our customers and partners in enabling the future of payment technology.\" - Dave Scola",[3046,3048],{"start":17,"end":3047,"type":1641},523,{"start":3049,"end":3050,"type":492},526,536,{"type":413,"text":3052,"spans":3053,"direction":454},"Form3 already employs over 340 people in 27 markets and expects to continue to grow in people terms by around 60% in next 12 months. As the single largest payment market in the world, the US is an essential part of that growth strategy.",[],"rich_text$ee9f83e2-155f-409e-8793-eac90d96ad1f",{"id":3056,"uid":3057,"url":3058,"type":380,"href":3059,"tags":3060,"first_publication_date":2818,"last_publication_date":3061,"slugs":3062,"linked_documents":3064,"lang":388,"alternate_languages":3065,"data":3066},"alw3_REAACgAT7-m","form3-barclays-sepa-credit-transfer","\u002Fresources\u002Fpress-releases\u002Fform3-barclays-sepa-credit-transfer","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3_REAACgAT7-m%22%29+%5D%5D",[],"2026-09-02T17:30:41+0000",[3063],"form3-a-leading-cloud-native-payment-technology-provider-and-barclays-have-announced-the-addition-of-a-sepa-credit-transfer-sct-service-to-their-combined-directly-connected-access-solution.",[],[],{"title":3067,"excerpt":3068,"card_image":3069,"published_date":3075,"reading_time":13,"tag":24,"dek":13,"featured_image":3076,"about_form3":3077,"client_about_heading":13,"client_about_body":3078,"author_name":13,"author_title":13,"author_photo":3079,"author_bio":3080,"author_linkedin":3081,"slices":3082,"meta_title":3067,"meta_description":3068},"Barclays and Form3 Provide Fintech Customers With Innovative Direct Technical Access And Settlement Services To Enable SEPA Credit Transfer Payment Scheme Participation","Form3, a leading cloud-native payment technology provider and Barclays have announced the addition of a SEPA Credit Transfer (SCT) service to their combined directly connected access solution.",{"dimensions":3070,"alt":3071,"copyright":13,"url":3072,"id":3073,"edit":3074},{"width":552,"height":552},"Barclays-Resource","\u002F_prismic-media\u002Fbe49997ea0e5e376-ZYIV92QZXRGxDZnq_Barclays-Resource.png","ZYIV92QZXRGxDZnq",{"x":17,"y":17,"zoom":18,"background":19},"2021-11-10",{},[],[],{},[],{"link_type":419},[3083,3093,3101],{"variation":422,"version":447,"items":3084,"primary":3085,"id":3092,"slice_type":468,"slice_label":13},[],{"body":3086},[3087,3089],{"type":3030,"text":3068,"spans":3088,"direction":454},[],{"type":413,"text":3090,"spans":3091,"direction":454},"The partnership, already live with SEPA Instant, now offers full reachability for SEPA payment transactions through a connectivity service available to Barclays customers who are regulated payment service providers.\n\nThis specialised cloud-native SEPA solution enables scheme connectivity for both SEPA Instant and SCT.\n\nMichael Mueller, CEO Form3 commented \"Barclays’ fintech customers can now benefit from direct technical access to the SEPA payment schemes, with connectivity enabled by the fully managed Form3 technical service accessed through a single API.  Barclays will support in its role as a dedicated liquidity service provider enabling settlement with the schemes on the fintech’s behalf. For fintechs, this direct technical connectivity was previously only an option for credit institutions holding their own liquidity.\"\n\n“Form3 has been working with Barclays since day one and together we are committed to making payments faster, easier and more cost effective for the global financial community, including non-banks. We are delighted to expand our partnership with Barclays to allow the fintech community and financial institutions more broadly to access the full range of SEPA services, thus enabling them to reduce costs and provide a much-improved experience to their end customers.”",[],"rich_text$4c976fb9-6e15-4b5b-9140-8a91f17ed71c",{"variation":422,"version":447,"items":3094,"primary":3095,"id":3100,"slice_type":482,"slice_label":13},[],{"quote":3096,"attribution_name":2040,"attribution_role":2041},[3097],{"type":413,"text":3098,"spans":3099},"“More and more financial institutions (FI’s) are placing mission critical processes onto a platform. Cloud-native technology is now proven at an industrial scale and confidence is high and growing. This announcement marks the beginning of a global roll out for Form3, and the funding required to tackle the next big challenges in payments;  how should payments become smart – uniquely possible with our cloud native technology and an exciting new phase to come.” ",[],"pull_quote$a002f9ba-0b41-4f72-8ec7-8e57a96ee088",{"variation":422,"version":447,"items":3102,"primary":3103,"id":3114,"slice_type":468,"slice_label":13},[],{"body":3104},[3105],{"type":413,"text":3106,"spans":3107},"Martin Runow, Global Head of Payments, FX and Digital, Barclays Corporate Banking commented \"Our continued close collaboration with Form3 has allowed us to add a SEPA Credit transfer service alongside our SEPA Instant proposition which we jointly launched in 2020. This is another key step in enabling Payment Service Providers to offer comprehensive pan-European payment and receipt solutions to their underlying customers.\"",[3108,3109,3112],{"start":17,"end":777,"type":492},{"start":3110,"end":3111,"type":492},91,93,{"start":3111,"end":3113,"type":1641},425,"rich_text$b2f7ad0b-cf04-43ec-aef0-1d921b0e2554",{"id":3116,"uid":3117,"url":3118,"type":380,"href":3119,"tags":3120,"first_publication_date":3121,"last_publication_date":3122,"slugs":3123,"linked_documents":3125,"lang":388,"alternate_languages":3126,"data":3127},"alw3_xEAACsAT7-x","form3-simeon-lando","\u002Fresources\u002Fpress-releases\u002Fform3-simeon-lando","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3_xEAACsAT7-x%22%29+%5D%5D",[],"2026-07-19T02:38:10+0000","2026-09-02T18:14:09+0000",[3124],"form3-the-leading-payment-platform-technology-company-today-announced-it-has-strengthened-its-executive-management-team-to-accelerate-business-growth-and-capture-the-global-market-opportunity-in-cloud-based-payment-technology.",[],[],{"title":3128,"excerpt":3129,"card_image":3130,"published_date":3133,"reading_time":13,"tag":1191,"dek":13,"featured_image":3134,"about_form3":3135,"client_about_heading":13,"client_about_body":3136,"author_name":13,"author_title":13,"author_photo":3137,"author_bio":3138,"author_linkedin":3139,"slices":3140,"meta_title":3128,"meta_description":3129},"Form3 Appoints New Marketing Executive to Accelerate Business Growth in Payment Technology","Form3, the leading payment platform technology company, today announced it has strengthened its Executive Management team to accelerate business growth and capture the global market opportunity in cloud based payment technology.",{"dimensions":3131,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3132},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2021-09-23",{},[],[],{},[],{"link_type":419},[3141,3154,3162,3170],{"variation":422,"version":447,"items":3142,"primary":3143,"id":3153,"slice_type":468,"slice_label":13},[],{"body":3144},[3145,3147],{"type":3030,"text":3129,"spans":3146,"direction":454},[],{"type":413,"text":3148,"spans":3149,"direction":454},"Simeon Lando joins as Chief Marketing Officer (CMO) to lead the next phase of growth as Form3 builds out its global ‘go-to-market’ strategy, as well as forging new partnerships through co-marketing and co-innovation. Simeon comes with over 20 years in B2B marketing and has extensive experience leading marketing organisations for technology enterprises, including financial software and cloud services. Simeon joins Form3 from Finastra, where he was Senior Director for Marketing. Previously, Simeon was Marketing Director at Thomson Reuters Financial & Risk and subsequently Refinitiv. He has also had senior Marketing roles at Barclaycard and PayPal.",[3150],{"start":3151,"end":3152,"type":492},51,52,"rich_text$9ff926eb-914d-4aa7-95b7-e4e85978a15a",{"variation":422,"version":447,"items":3155,"primary":3156,"id":3161,"slice_type":482,"slice_label":13},[],{"quote":3157,"attribution_name":2040,"attribution_role":2041},[3158],{"type":413,"text":3159,"spans":3160},"\"We have added excellent strength by bringing in a new leader to further Form3’s position for its next phase of growth. I am delighted to welcome Simeon as our CMO. He is an experienced leader with a successful track record in transformation and innovation. His passion for driving purpose-led brands and building a customer-centred marketing organization aligns with Form3’s customer-first approach to transform payments technology, together with our customers and partners around the globe.”",[],"pull_quote$f1d3bd2a-a530-4ce1-8226-ce58b9a58488",{"variation":422,"version":447,"items":3163,"primary":3164,"id":3169,"slice_type":482,"slice_label":13},[],{"quote":3165,"attribution_name":13,"attribution_role":13},[3166],{"type":413,"text":3167,"spans":3168},"“I’m excited and honoured to be leading the Form3 marketing team and helping to realise our mission in making Form3 the undisputed leader in payment technology. I’m very much looking forward to working with our customers and partners in enabling the future of payment technology.”",[],"pull_quote$3157a098-ae57-4931-a493-d9a7cbf1e770",{"variation":422,"version":447,"items":3171,"primary":3172,"id":3177,"slice_type":468,"slice_label":13},[],{"body":3173},[3174],{"type":413,"text":3175,"spans":3176},"Form3 expects to continue to grow in people terms by around 60% in next 12 months having seen an annual recurring revenue in 2021 grow by 233%. Form3 already employs over 260 people in 22 countries.",[],"rich_text$0d4b3c7e-75e9-4287-bb50-6622e2e0910f",{"id":3179,"uid":3180,"url":3181,"type":380,"href":3182,"tags":3183,"first_publication_date":3121,"last_publication_date":3184,"slugs":3185,"linked_documents":3187,"lang":388,"alternate_languages":3188,"data":3189},"alw4AREAAC4AT7-7","form3-raises-160-million","\u002Fresources\u002Fpress-releases\u002Fform3-raises-160-million","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4AREAAC4AT7-7%22%29+%5D%5D",[],"2026-09-02T18:22:12+0000",[3186],"form3-welcomes-new-shareholder-goldman-sachs",[],[],{"title":3190,"excerpt":3191,"card_image":3192,"published_date":3198,"reading_time":807,"tag":684,"dek":3199,"featured_image":3200,"about_form3":3201,"client_about_heading":13,"client_about_body":3202,"author_name":13,"author_title":13,"author_photo":3203,"author_bio":3204,"author_linkedin":3205,"slices":3206,"meta_title":3190,"meta_description":3191},"Form3 Announces a $160 million Series C funding round led by Goldman Sachs Asset Management","Form3, the leading platform payment technology provider, has today announced its Series C investment funding of $160 million. The fundraising was led by the Growth Equity business within Goldman Sachs Asset Management (Goldman Sachs) and included participation from existing investors. This brings the company’s total fundraising to $220 million",{"dimensions":3193,"alt":3194,"copyright":13,"url":3195,"id":3196,"edit":3197},{"width":552,"height":552},"GoldmanSachs-Resource","\u002F_prismic-media\u002F93daeedb55948826-WHWznA0PO7_tU5zi_GoldmanSachs-Resource.png","WHWznA0PO7_tU5zi",{"x":17,"y":17,"zoom":18,"background":19},"2021-09-16","The fundraising was led by the Growth Equity business within Goldman Sachs Asset Management (Goldman Sachs) and included participation from existing investors. This brings the company’s total fundraising to $220 million.",{},[],[],{},[],{"link_type":419},[3207,3219,3233,3241,3261],{"variation":422,"version":447,"items":3208,"primary":3209,"id":3218,"slice_type":468,"slice_label":13},[],{"body":3210},[3211],{"type":413,"text":3212,"spans":3213},"Watch: https:\u002F\u002Fvimeo.com\u002F604705425",[3214],{"start":683,"end":3215,"type":531,"data":3216},34,{"link_type":533,"url":3217},"https:\u002F\u002Fvimeo.com\u002F604705425","rich_text$3d37bb42-5e29-47e3-a570-caa8657192d3",{"variation":422,"version":447,"items":3220,"primary":3221,"id":3232,"slice_type":468,"slice_label":13},[],{"body":3222},[3223,3226],{"type":3030,"text":3224,"spans":3225,"direction":454},"Form3 welcomes new shareholder Goldman Sachs",[],{"type":413,"text":3227,"spans":3228,"direction":454},"This new investment goes alongside Form3's existing investors Lloyds Banking Group, Nationwide Building Society, Barclays, Mastercard, 83North and Draper Esprit. Form3 has seen unprecedented growth since launching its cloud-native payment technology platform in 2017 with a mission to fundamentally change the way that technology in this key industry operates. \n\nMichael Mueller, CEO at Form3, commented: “More and more financial institutions are placing mission critical processes onto a platform. Cloud-native technology is now proven at an industrial scale and confidence is high and growing. This announcement marks the beginning of a global roll out for Form3, and the funding required to tackle the next big challenges in payments; how should payments become smart – uniquely possible with our cloud native technology and an exciting new phase to come.\"",[3229],{"start":3230,"end":3231,"type":492},363,393,"rich_text$ec2e9ed5-4fab-42ef-9cf0-8658c5bf1f91",{"variation":422,"version":447,"items":3234,"primary":3235,"id":3240,"slice_type":482,"slice_label":13},[],{"quote":3236,"attribution_name":2040,"attribution_role":2041},[3237],{"type":413,"text":3238,"spans":3239},"Cloud-native technology is now proven at an industrial scale and confidence is high and growing. ",[],"pull_quote$6ae57dc9-46db-4926-9726-6f307b2e2950",{"variation":422,"version":447,"items":3242,"primary":3243,"id":3260,"slice_type":468,"slice_label":13},[],{"body":3244},[3245,3248,3251,3255],{"type":3030,"text":3246,"spans":3247,"direction":454},"Form3 is expected to move into new markets including the USA where it is in advanced conversations with a number of banks.",[],{"type":413,"text":3249,"spans":3250,"direction":454},"An ambitious strategic roadmap across geographies and within its platform functionality will further propel Form3 into pole position as a leading global player in platform payment technology. ",[],{"type":413,"text":3252,"spans":3253,"direction":454},"James Hayward, Managing Director in the Growth Equity Business within Goldman Sachs Asset Management, commented: “Financial institutions (FI’s) are increasingly turning to modern, cloud-based technologies in order to handle growing payment volumes efficiently and in real-time. We are delighted to be leading this investment round and look forward to working together with Form3 and other shareholders to help realise their ambitious global roadmap and strategic growth plan.” ",[3254],{"start":17,"end":2492,"type":492},{"type":413,"text":3256,"spans":3257,"direction":454},"Vinoth Jayakumar, Partner at Draper Esprit said; “Form3 continues to prove its ability to own and drive a pioneering, innovative narrative in cloud native payments for financial institutions. We are excited to double down on our support for the Form3 team and welcome Goldman Sachs and 83North to the journey.”",[3258],{"start":17,"end":3259,"type":492},42,"rich_text$59deb3ed-3fa6-45b3-96f1-713ae72ed912",{"variation":422,"version":447,"items":3262,"primary":3263,"id":3268,"slice_type":482,"slice_label":13},[],{"quote":3264,"attribution_name":2040,"attribution_role":2041},[3265],{"type":413,"text":3266,"spans":3267},"This announcement marks the beginning of a global roll out for Form3, and the funding required to tackle the next big challenges in payments;  how should payments become smart.",[],"pull_quote$4dc3e178-7152-49d5-ba40-242c89e162e9",{"id":3270,"uid":3271,"url":3272,"type":380,"href":3273,"tags":3274,"first_publication_date":3121,"last_publication_date":3275,"slugs":3276,"linked_documents":3278,"lang":388,"alternate_languages":3279,"data":3280},"alw4AxEAAC0AT7_F","form3-nationwide-strategic-partnership","\u002Fresources\u002Fpress-releases\u002Fform3-nationwide-strategic-partnership","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4AxEAAC0AT7_F%22%29+%5D%5D",[],"2026-09-02T17:29:48+0000",[3277],"nationwide-the-worlds-largest-building-society-has-partnered-with-leading-technology-provider-form3-and-will-be-connecting-to-their-cloud-native-payments-platform-to-simplify-and-reinforce-the-societys-payments-infrastructure.",[],[],{"title":3281,"excerpt":3282,"card_image":3283,"published_date":3289,"reading_time":2924,"tag":56,"dek":13,"featured_image":3290,"about_form3":3291,"client_about_heading":13,"client_about_body":3292,"author_name":13,"author_title":13,"author_photo":3293,"author_bio":3294,"author_linkedin":3295,"slices":3296,"meta_title":3281,"meta_description":3282},"Nationwide partners with Form3 to underpin future payments strategy","Nationwide has partnered with Form3 to use their platform to help deliver the Society’s future payments strategy. The Society’s members will be amongst the first in the UK to benefit from the cloud-native technology Form3 uses to process payments",{"dimensions":3284,"alt":3285,"copyright":13,"url":3286,"id":3287,"edit":3288},{"width":552,"height":552},"nationwide","\u002F_prismic-media\u002Fc0070142e57fd9ed-OnytTfyUvo_lkOid_nationwide-Resource.png","OnytTfyUvo_lkOid",{"x":17,"y":17,"zoom":18,"background":19},"2021-05-11",{},[],[],{},[],{"link_type":419},[3297,3316,3324],{"variation":422,"version":447,"items":3298,"primary":3299,"id":3315,"slice_type":468,"slice_label":13},[],{"body":3300},[3301,3304,3307],{"type":3030,"text":3302,"spans":3303,"direction":454},"Nationwide, the world’s largest building society, has partnered with leading technology provider Form3 and will be connecting to their cloud-native payments platform to simplify and reinforce the Society’s payments infrastructure.",[],{"type":413,"text":3305,"spans":3306,"direction":454},"In August 2020, Nationwide was one of the first financial services providers in the UK to invest in Form3 via its Ventures Fund, recognising the potential of their platform. Now the organisation will become one of the first major financial services organisations in the UK to adopt Form3’s platform.\n \nForm3’s technology will enable the Society to use a secure cloud-native payments infrastructure to provide greater capacity and mean that regular maintenance can be completed without service interruption for members, improving their experience. The platform is also designed with flexibility in mind, making for easier implementation of new rules and standards as well as increasing the speed of deployment for new features and payments functionality.\n",[],{"type":413,"text":3308,"spans":3309,"direction":454},"Otto Benz, Payments Director at Nationwide Building Society, said: “This is an exciting moment for Nationwide and for Form3. Rolling out Form3’s platform is a big step to simplifying and strengthening our payments processing. We expect that we will be processing millions of transactions through our new platform as we migrate services across as part of our future payment’s strategy.\n\n“Since investing in Form3 in August last year our teams have been working together to integrate Form3’s platform with our own core processing systems. We have made the first step in the process by starting to use the platform for processing member payments, showing the exciting pace of change here at Nationwide – despite the challenges posed by collaborating virtually during Covid.” ",[3310,3312],{"start":17,"end":3311,"type":492},67,{"start":3313,"end":3314,"type":492},771,772,"rich_text$04c0116a-c9a1-40a7-8b1c-9e43d910baef",{"variation":422,"version":447,"items":3317,"primary":3318,"id":3323,"slice_type":482,"slice_label":13},[],{"quote":3319,"attribution_name":2040,"attribution_role":2041},[3320],{"type":413,"text":3321,"spans":3322},"“We are very excited to be part of Nationwide’s journey to migrate to cloud-native technology for much of their service offering. Projects we are running with several large financial institutions in the UK and globally clearly evidence that cloud technology has now reached a level of maturity that allows banks to transition to platform-based technology for their core processing.  This allows them to take advantage of scalability, resilience, security, agility and cost. Nationwide have been one of the first major financial institutions in the UK to engage in a payment transformation project of this scale and we are looking forward to working with their team to fully implement the most modern payment technology in the market.”",[],"pull_quote$74e8872f-5b55-4f83-99d7-aa49c35c6a4f",{"variation":422,"version":447,"items":3325,"primary":3326,"id":3331,"slice_type":468,"slice_label":13},[],{"body":3327},[3328],{"type":413,"text":3329,"spans":3330},"This partnership is the latest step in the Society’s cloud strategy, which aims to use the power of cloud technology to support the evolving needs of its members. Last year Nationwide implemented its new Speed Layer technology, enabling the faster deployment of new products and services and it is already supporting more than 26 million weekly app log ins. The Society’s Mortgage Switching Service has also been powered by cloud native technology since 2018, and more than 320,000 mortgage switches have been made during this time. The application journey time has been cut by a third for members due to the ease and convenience of this cloud powered service.",[],"rich_text$9aaba361-c1bd-42f7-ad74-9967a1d85ca6",{"id":3333,"uid":3334,"url":3335,"type":380,"href":3336,"tags":3337,"first_publication_date":3121,"last_publication_date":3338,"slugs":3339,"linked_documents":3341,"lang":388,"alternate_languages":3342,"data":3343},"alw4BBEAAC0AT7_Q","form3-expanded-leadership-team","\u002Fresources\u002Fpress-releases\u002Fform3-expanded-leadership-team","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4BBEAAC0AT7_Q%22%29+%5D%5D",[],"2026-09-02T18:35:49+0000",[3340],"form3-gears-up-for-rapid-growth-with-expansion-of-its-executive-leadership-team",[],[],{"title":3344,"excerpt":3345,"card_image":3346,"published_date":3352,"reading_time":13,"tag":1191,"dek":3353,"featured_image":3354,"about_form3":3355,"client_about_heading":13,"client_about_body":3356,"author_name":13,"author_title":13,"author_photo":3357,"author_bio":3358,"author_linkedin":3359,"slices":3360,"meta_title":3344,"meta_description":3345},"Form3 gears up for rapid growth with expansion of its Executive Leadership team","Form3, the leading payment technology provider has today announced the appointment of Giles Hawkins as Chief Legal Officer.\n\nGiles joins the Executive Leadership team and is responsible for providing legal counsel to the Board of Directors, CEO and other senior management on a range of company issues.",{"dimensions":3347,"alt":3348,"copyright":13,"url":3349,"id":3350,"edit":3351},{"width":552,"height":552},"Giles-Resource","\u002F_prismic-media\u002F147c15d6ad0a2611-7oyO1rCtyYRYUL-__Giles-Resource.png","7oyO1rCtyYRYUL-_",{"x":17,"y":17,"zoom":18,"background":19},"2021-05-07","Giles joins the Executive Leadership team and is responsible for providing legal counsel to the Board of Directors, CEO and other senior management on a range of company issues.\n\nPreviously, Giles was a partner in the technology team at law firm Ashfords where he was corporate counsel for Form3 for over five years. Before joining Ashfords, Giles was a member of the Technology Companies Group in the London office of Orrick. Giles has also worked at Heller Ehrmann, Accel, the venture capital fund and WilmerHale and he brings over 20 years’ experience of acting for fast growing, disruptive technology companies. \n\nForm3 has been growing at a rapid rate, exceeding 200 employees last month with intentions to double again over the next 12 months.",{},[],[],{},[],{"link_type":419},[3361,3369],{"variation":422,"version":447,"items":3362,"primary":3363,"id":3368,"slice_type":482,"slice_label":13},[],{"quote":3364,"attribution_name":13,"attribution_role":13},[3365],{"type":413,"text":3366,"spans":3367,"direction":454},"“This is an exciting time to be at Form3 as we rapidly scale up our business for growth. Giles is a proven senior legal leader with extensive experience across technology scale ups. I look forward working with him and his contribution to the Form3 journey of becoming the worlds most trusted payment technology provider.\"",[],"pull_quote$47b9a810-7511-4857-bf10-3ce3cd9bbf03",{"variation":422,"version":447,"items":3370,"primary":3371,"id":3378,"slice_type":482,"slice_label":13},[],{"quote":3372,"attribution_name":3376,"attribution_role":3377},[3373],{"type":413,"text":3374,"spans":3375,"direction":454},"“I am delighted to be joining Form3 at a time of significant growth and supporting the business in achieving its strategy to become a world class payment technology leader.”",[],"Giles Hawkins","Chief Legal & Risk Officer","pull_quote$9c5e92a4-371b-4ca7-ad14-5afc15df77ad",{"id":3380,"uid":3381,"url":3382,"type":380,"href":3383,"tags":3384,"first_publication_date":3385,"last_publication_date":3386,"slugs":3387,"linked_documents":3389,"lang":388,"alternate_languages":3390,"data":3391},"alw4BhEAAC0AT7_b","form3-aion-bank-finances","\u002Fresources\u002Fpress-releases\u002Fform3-aion-bank-finances","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4BhEAAC0AT7_b%22%29+%5D%5D",[],"2026-07-19T02:38:09+0000","2026-09-02T18:49:21+0000",[3388],"aion-bank-and-vodeno-partner-with-form3-to-disrupt-banking-and-change-the-way-we-think-about-finances",[],[],{"title":3392,"excerpt":3393,"card_image":3394,"published_date":3397,"reading_time":13,"tag":56,"dek":3398,"featured_image":3399,"about_form3":3400,"client_about_heading":13,"client_about_body":3401,"author_name":13,"author_title":13,"author_photo":3402,"author_bio":3403,"author_linkedin":3404,"slices":3405,"meta_title":3392,"meta_description":3393},"Aion Bank and Vodeno partner with Form3 to disrupt banking and change the way we think about finances","Aion Bank, a new full-service digital bank, and Vodeno, a cloud-based banking-as-a-service platform, have partnered with cloud-native payments technology specialists Form3 to implement their next-generation payments platform and deliver real-time payment processing, clearing and settlement for Aion’s European members.",{"dimensions":3395,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3396},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2021-01-18","Aion Bank offers an all-inclusive approach to banking, which gives its Premium Members access to a number of money-saving products, very high interest rates on savings accounts, ETF based asset management (without any of the typical management fees), competitive rates for loans and personalised financial advice for a fixed monthly fee of 19 euros.Form3 has scaled rapidly in the last year and is becoming the platform of choice for banks to outsource their payment infrastructure and operations. The company provides an infinitely scalable, high availability, transparent solution to manage and monitor payments 24\u002F7\u002F365. This allows partners like Aion Bank to focus on building great customer centric products.Aion Bank utilises Form3’s API-first payments platform to run their real-time payment processing via a simple API integration, common across all payment types. Form3’s first release for Aion enabled the digital bank to be a direct participant in SEPA Instant, SEPA Credit Transfer and SEPA Direct Debit. Additional new markets are planned for launch in the coming months.Tomasz Motyl, Chief Information Officer, Aion Bank said, “We built Aion using the Vodeno Cloud Platform which is fully cloud-based and enabled by advanced API technology. In order to build features and services that would make banking digital first and frictionless for our members we chose the best cloud-native partners, like Form3, to deliver our vision.”",{},[],[],{},[],{"link_type":419},[3406,3414],{"variation":422,"version":447,"items":3407,"primary":3408,"id":3413,"slice_type":482,"slice_label":13},[],{"quote":3409,"attribution_name":618,"attribution_role":619},[3410],{"type":413,"text":3411,"spans":3412},"“Aion Bank’s aspirations to be a digital first bank that puts the needs of their members at the centre is a perfect fit for the Form3 platform. The speed at which Aion has launched and at which they are scaling can only be done with a cloud-native technology provider like ours.”",[],"pull_quote$b412919f-2c11-405f-bb49-5967402db69c",{"variation":422,"version":447,"items":3415,"primary":3416,"id":3421,"slice_type":468,"slice_label":13},[],{"body":3417},[3418],{"type":413,"text":3419,"spans":3420},"Aion Bank is powered by the Vodeno Cloud Platform (VCP). Vodeno is transforming the financial services industry, offering instant access to the most comprehensive banking-as-a-service platform available on the market. VCP offers a fast-track solution for newcomers wishing to enter the financial services market, financial institutions looking to migrate from legacy technology and processes, or financial and e-commerce firms wishing to broaden their portfolio of products.",[],"rich_text$cbff28c8-aa3a-4ce6-b673-6a47e50e92ad",{"id":3423,"uid":3424,"url":3425,"type":380,"href":3426,"tags":3427,"first_publication_date":3385,"last_publication_date":3428,"slugs":3429,"linked_documents":3431,"lang":388,"alternate_languages":3432,"data":3433},"alw4CBEAACkAT7_l","form3-raise-33-million-lloyds-nationwide-83north","\u002Fresources\u002Fpress-releases\u002Fform3-raise-33-million-lloyds-nationwide-83north","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4CBEAACkAT7_l%22%29+%5D%5D",[],"2026-09-02T18:49:47+0000",[3430],"form3-raises-33-million-in-strategic-investment-round-with-new-investors-lloyds-banking-group-nationwide-building-society-and-vc-83north",[],[],{"title":3434,"excerpt":3435,"card_image":3436,"published_date":3439,"reading_time":792,"tag":684,"dek":3440,"featured_image":3441,"about_form3":3442,"client_about_heading":13,"client_about_body":3443,"author_name":13,"author_title":13,"author_photo":3444,"author_bio":3445,"author_linkedin":3446,"slices":3447,"meta_title":3492,"meta_description":3435},"Form3 raises $33 million in strategic investment round with new investors Lloyds Banking Group, Nationwide Building Society and VC 83North","Form3, the leading cloud-native payment technology provider for banks and regulated fintechs is moving into its next phase of growth and development with the completion of a strategic equity investment round of $33m. Following its Series B funding round in November 2018, Form3 has trebled in size and increased its annual recurring revenue by 160%",{"dimensions":3437,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3438},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2020-08-18","Following its Series B funding round in November 2018, Form3 has trebled in size and increased its annual recurring revenue by 160%.\nThe new shareholders include Lloyds Banking Group, Nationwide Building Society and venture capital firm; 83North. Draper Esprit has also re-invested following its participation in November 2018. Form3 is also delighted to welcome Penny Hughes CBE to the Form3 Board as a Non-Executive Director. Penny has been a Director at well-known brands including Coca-Cola, Vodafone and Reuters and more recently a Non-Executive Director at RBS and Chair of Aston Martin.\nForm3’s cloud-native, API platform delivers technical connectivity and managed services to address critical payments infrastructure challenges facing banks and Fintechs globally.  The funding will strengthen Form3’s market leading cloud-native payment technology, building significant functional enhancements and accelerating their global expansion plans in existing and new markets.\nThe new shareholders join existing investors Angel Co-Fund and Barclays.",{},[],[],{},[],{"link_type":419},[3448,3459,3467],{"variation":422,"version":447,"items":3449,"primary":3450,"id":3458,"slice_type":468,"slice_label":13},[],{"body":3451},[3452],{"type":413,"text":3453,"spans":3454},"Watch: https:\u002F\u002Fvimeo.com\u002F447765475",[3455],{"start":683,"end":3215,"type":531,"data":3456},{"link_type":533,"url":3457},"https:\u002F\u002Fvimeo.com\u002F447765475","rich_text$e54d0cf2-25b6-491a-8ad9-31fe0613b448",{"variation":422,"version":447,"items":3460,"primary":3461,"id":3466,"slice_type":482,"slice_label":13},[],{"quote":3462,"attribution_name":2040,"attribution_role":2041},[3463],{"type":413,"text":3464,"spans":3465,"direction":454},"“Our latest equity round is a testament to our growth and maturity in delivering highly secure, best in class technology for major financial institutions globally. Since our inception, our goal is to lead the field in cloud-native payment technology innovation that delivers a flexible, low risk, highly resilient and efficient alternative to legacy payments infrastructure. The big trend is that cloud-native solutions are now becoming part of almost every core strategy for managing mission critical infrastructure among Tier1 banks and Fintechs and we are here to help them implement that.\nTogether with our supportive shareholders, Form3 is reshaping payments technology to the next evolution of real-time payment processing without borders.”",[],"pull_quote$69dd87b6-1f44-4688-ab57-51aa3565fb3f",{"variation":422,"version":447,"items":3468,"primary":3469,"id":3491,"slice_type":468,"slice_label":13},[],{"body":3470},[3471,3474,3478,3481,3484],{"type":413,"text":3472,"spans":3473},"Form3 has shown strong results with clear momentum. In the last year they; ",[],{"type":3475,"text":3476,"spans":3477},"list-item","Increased annual recurring revenue by 160% ",[],{"type":3475,"text":3479,"spans":3480},"Grew from 50 to 140 people in 14 countries ",[],{"type":3475,"text":3482,"spans":3483},"Expanded in Europe with a regional Amsterdam hub\n",[],{"type":413,"text":3485,"spans":3486},"John Chambers, Group Chief Information Officer at Lloyds Banking Groupcommented, \"As part of our ongoing digital transformation we are committed to providing banking services that are simple and easy to use.  Our new strategic partnership, alongside the additional investment announced today, will provide us with the opportunity to implement a cloud native, real-time payment platform to meet our customers’ evolving needs.”\n\nClaire Tracey, Chief Strategy and Sustainability Officer, Nationwide Building Societysaid; “We are delighted to invest in Form3 as part of our ongoing venturing programme. Our members complete billions of transactions each year, and we are always looking for ways to help improve the process making it simpler, safer and easier for them. We look forward to working with Form3 as we continue to explore technology which will help us develop even more payment functionality for our 16 million members in the future.”",[3487,3488],{"start":17,"end":1282,"type":492},{"start":3489,"end":3490,"type":492},427,512,"rich_text$8bd6d046-18b0-4e72-8e92-05b771c5bc42","Form3 raises $33 million in strategic investment round with new investors Lloyds Banking Group, Nationwide Building Society and VC 83North.",{"id":3494,"uid":3495,"url":3496,"type":380,"href":3497,"tags":3498,"first_publication_date":3385,"last_publication_date":3499,"slugs":3500,"linked_documents":3502,"lang":388,"alternate_languages":3503,"data":3504},"alw4ChEAAC4AT7_w","form3-lloyds-strategic-partnership","\u002Fresources\u002Fpress-releases\u002Fform3-lloyds-strategic-partnership","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4ChEAAC4AT7_w%22%29+%5D%5D",[],"2026-09-02T17:28:28+0000",[3501],"lloyds-banking-group-has-today-announced-a-strategic-partnership-with-form3-a-cloud-native-payments-technology-fintech-to-accelerate-its-transformation-and-enhance-the-digital-experience-for-customers.",[],[],{"title":3505,"excerpt":3506,"card_image":3507,"published_date":3513,"reading_time":13,"tag":56,"dek":13,"featured_image":3514,"about_form3":3515,"client_about_heading":13,"client_about_body":3516,"author_name":13,"author_title":13,"author_photo":3517,"author_bio":3518,"author_linkedin":3519,"slices":3520,"meta_title":3505,"meta_description":3526},"Lloyds Banking Group enters strategic partnership with Form3","Lloyds Banking Group (Lloyds) has today announced a strategic partnership with Form3, a cloud-native payments technology fintech, to accelerate its transformation and enhance the digital experience for customers.",{"dimensions":3508,"alt":3509,"copyright":13,"url":3510,"id":3511,"edit":3512},{"width":552,"height":552},"Lloyds","\u002F_prismic-media\u002F54c2b418dfdc5236-7p2kqS0adepQuVZk_Lloyds-Resource.png","7p2kqS0adepQuVZk",{"x":17,"y":17,"zoom":18,"background":19},"2020-07-22",{},[],[],{},[],{"link_type":419},[3521],{"variation":422,"version":447,"items":3522,"primary":3523,"id":3548,"slice_type":468,"slice_label":13},[],{"body":3524},[3525,3528,3531,3534,3539,3545],{"type":3030,"text":3526,"spans":3527,"direction":454},"Lloyds Banking Group has today announced a strategic partnership with Form3, a cloud-native payments technology fintech, to accelerate its transformation and enhance the digital experience for customers.",[],{"type":413,"text":3529,"spans":3530,"direction":454},"Founded in 2016, Form3 is a leading payment technology fintech that focuses on simplifying payments architecture capabilities in a faster and more efficient manner, while providing support for the industry New Payments Architecture (NPA) initiative through its cloud-native Payments-as-a-Service for UK and European banks and fintechs.",[],{"type":413,"text":3532,"spans":3533,"direction":454},"The strategic partnership will enable Lloyds to investigate and develop a cloud-native Payments-as-a-Service platform which has the potential to significantly improve the Group’s payment processes, making them more efficient. The partnership with Form3 will aim to simplify Lloyds’ payments capabilities, aiming to create the basis for Lloyds’ response to the industry NPA initiative and provide support for enhanced data and new overlay services.",[],{"type":413,"text":3535,"spans":3536,"direction":454},"Otto Benz, Director, Payments Technical Services at Lloyds Banking Group said, “Simplifying payments architecture while enhancing security and performance are critical to our digitisation of the Group. The potential of the cloud in payments is enormous and is firmly at the forefront of our strategy. We are committed to working with the most innovative technology providers, including Form3, to deliver a range of solutions that push the boundaries of what’s possible while reducing risk and providing customers with an improved digital experience.\"",[3537],{"start":17,"end":3538,"type":492},72,{"type":413,"text":3540,"spans":3541,"direction":454},"“We believe this is an opportunity to support Lloyds’ transformation using our rapidly evolving technology. The partnership is breaking new ground in collaboration by enabling Lloyds to utilise best in class software built to harness the unique properties of the cloud.” said Michael Mueller, Chief Executive Officer at Form3.",[3542],{"start":3543,"end":3544,"type":492},276,326,{"type":413,"text":3546,"spans":3547,"direction":454},"Lloyds will continue to look at further investment opportunities to help accelerate the delivery of its ambitious transformation programme. This year the Group has announced partnerships with Google Cloud and Microsoft, including the development of Microsoft Managed Desktop, as part of its commitment to transform for success in a digital world.",[],"rich_text$31db569b-4365-47ce-88cb-8b9f0a89237e",{"id":3550,"uid":3551,"url":3552,"type":380,"href":3553,"tags":3554,"first_publication_date":3385,"last_publication_date":3555,"slugs":3556,"linked_documents":3558,"lang":388,"alternate_languages":3559,"data":3560},"alw4DBEAAC4AT7_6","form3-lhv-europe","\u002Fresources\u002Fpress-releases\u002Fform3-lhv-europe","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4DBEAAC4AT7_6%22%29+%5D%5D",[],"2026-09-02T18:29:58+0000",[3557],"lhv--form3-strengthen-their-strategic-partnership-to-further-democratise-access-to-real-time-payments-in-the-uk-and-europe",[],[],{"title":3561,"excerpt":3562,"card_image":3563,"published_date":3569,"reading_time":13,"tag":56,"dek":3570,"featured_image":3571,"about_form3":3572,"client_about_heading":13,"client_about_body":3573,"author_name":13,"author_title":13,"author_photo":3574,"author_bio":3575,"author_linkedin":3576,"slices":3577,"meta_title":3561,"meta_description":3562},"LHV & Form3 strengthen their strategic partnership to further democratise access to real-time payments in the UK and Europe","LHV, the financial and payment services provider, is pleased to announce an extended partnership (the ‘Partnership’) with Form3, the leading provider of real-time, cloud native payment technology. The Partnership delivers a single API-based payments platform, which gives fintechs and financial institutions 24 x7 access to instant payments in both GBP and Euro via the UK Faster Payments and the SEPA Instant Schemes.",{"dimensions":3564,"alt":3565,"copyright":13,"url":3566,"id":3567,"edit":3568},{"width":552,"height":552},"LHV-Resource","\u002F_prismic-media\u002F816a6a0ac5ac8dbf-tZgISyo4_nV1m0vE_LHV-Resource.png","tZgISyo4_nV1m0vE",{"x":17,"y":17,"zoom":18,"background":19},"2020-05-14","LHV, the financial and payment services provider, is pleased to announce an extended partnership (the ‘Partnership’) with Form3, the leading provider of real-time, cloud native payment technology. The Partnership delivers a single API-based payments platform, which gives fintechs and financial institutions 24 x7 access to instant payments in both GBP and Euro via the UK Faster Payments and the SEPA Instant Schemes.Form3, an award winning, cloud based ‘payment Infrastructure as-a Service’ company, will provide its Customers with access to both instant Euro and GBP payments through the joint platform initiative.The Partnership will see LHV become Form3’s first Payment Service Provider able to offer both realtime services through their API platform. The mutual proposition will also include access to existing banking services provided by LHV such as safeguarding funds, Virtual IBANs, multicurrency bank accounts and currency exchange plus a host of others. The Partnership will enhance LHV’s existing go-to-market strategy and bring new names to LHV’s already popular direct market offering. LHV currently provides over 120 companies with immediate Euro and Pound payments using its own proprietary API ‘LHV Connect’. Andres Kitter, Head of LHV’s UK Operations, said, “We have enjoyed a close working relationship with Form3 for many years and we view this further, mutually beneficial, partnership as the next logical step to extend our reach. This partnership will give Form3’s clients access to LHV’s unique service proposition and is thereby expected to increase the existing deal flow. “We’ve always strived to deliver robust and cutting-edge services that enable businesses to function as smoothly and efficiently as possible. Providing them with a single platform from which both SEPA and Faster Payments can be accessed, will do just that. LHV’s own existing full-service proposition has been received with much enthusiasm in the fintech space and our easy to use API framework is used by a growing number of companies. ”",{},[],[],{},[],{"link_type":419},[3578],{"variation":422,"version":447,"items":3579,"primary":3580,"id":3585,"slice_type":482,"slice_label":13},[],{"quote":3581,"attribution_name":618,"attribution_role":619},[3582],{"type":413,"text":3583,"spans":3584},"“Since our founding days in 2016, Form3’s purpose has been to democratise payments for the global financial community, making it easier, faster and more cost effective to move money in real-time. Our partnership with LHV gives Financial Institutions the best of both worlds – real-time payments processing to the universe of payment schemes and LHV’s leading banking services, all accessible from a single API integration.",[],"pull_quote$a82c6ac8-7cca-4933-aa7f-9dd8b49b470d",{"id":3587,"uid":3588,"url":3589,"type":380,"href":3590,"tags":3591,"first_publication_date":3385,"last_publication_date":3592,"slugs":3593,"linked_documents":3595,"lang":388,"alternate_languages":3596,"data":3597},"alw4DREAACkAT8AH","form3-aws-competency-status","\u002Fresources\u002Fpress-releases\u002Fform3-aws-competency-status","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4DREAACkAT8AH%22%29+%5D%5D",[],"2026-09-02T18:27:24+0000",[3594],"form3-achieves-advanced-technology-partner-in-the-amazon-web-services-partner-network-and-aws-financial-services-competency-status",[],[],{"title":3598,"excerpt":3599,"card_image":3600,"published_date":3606,"reading_time":683,"tag":56,"dek":3607,"featured_image":3608,"about_form3":3609,"client_about_heading":13,"client_about_body":3610,"author_name":13,"author_title":13,"author_photo":3611,"author_bio":3612,"author_linkedin":3613,"slices":3614,"meta_title":3598,"meta_description":3599},"Form3 achieves Advanced Technology Partner in the Amazon Web Services Partner Network and AWS Financial Services Competency status","Form3, a leading cloud-native, payment technology provider has announced that they have earned Advanced Technology Partner status in the Amazon Web Services (AWS) Partner Network (APN) as well as AWS Financial Services Competency status.",{"dimensions":3601,"alt":3602,"copyright":13,"url":3603,"id":3604,"edit":3605},{"width":552,"height":552},"AWS-Resource","\u002F_prismic-media\u002F8222a9ccf3f9641d-pHj7_jhLdXz0M__6_AWS-Resource.png","pHj7_jhLdXz0M__6",{"x":17,"y":17,"zoom":18,"background":19},"2020-04-30","To qualify for the Advanced Technology Partner status, APN Partners must meet thorough requirements that demonstrate the scale of their AWS expertise, capabilities, and engagement in AWS. Founded in 2016 by four banking and technology leaders, Form3 has grown to become a leading cloud-based, critical payment infrastructure technology provider managing the complete, end to end payment journey for tier1 banks and regulated fintechs across the UK and Europe.",{},[],[],{},[],{"link_type":419},[3615,3623,3634],{"variation":422,"version":447,"items":3616,"primary":3617,"id":3622,"slice_type":482,"slice_label":13},[],{"quote":3618,"attribution_name":1077,"attribution_role":1078},[3619],{"type":413,"text":3620,"spans":3621}," “AWS enables Form3 to innovate faster at lower cost while having complete flexibility. Attaining APN Advanced Technology Partner and AWS Financial Services Competency status is a significant milestone and a reflection of Form3’s dedication in delivering excellence to customers through our cloud-native payments platform. We are delighted to join an elite community of APN members and continue to deliver services that our customers love to use.”",[],"pull_quote$0723f964-6c5d-469c-ab2a-f12c04bbc2cd",{"variation":422,"version":447,"items":3624,"primary":3625,"id":3633,"slice_type":468,"slice_label":13},[],{"body":3626},[3627,3630],{"type":413,"text":3628,"spans":3629},"AWS has a stringent technical certification and validation process requiring a wide range of enterprise references to be demonstrated and competencies certified from Dev Ops to Operations Management, Information Security and Incident handling. ",[],{"type":413,"text":3631,"spans":3632},"Form3 is regularly ranked in the Top European Fintechs to watch by Sifted and Fintech 50 and named as the Best Digital Innovation by Bobsguide 2019 and runner up in British Bank Awards for Best Technology Partner 2020.",[],"rich_text$c9e7265d-c21b-49f7-b19c-e3fa9b785505",{"variation":422,"version":447,"items":3635,"primary":3636,"id":3641,"slice_type":482,"slice_label":13},[],{"quote":3637,"attribution_name":2040,"attribution_role":2041},[3638],{"type":413,"text":3639,"spans":3640},"“Financial institutions need the ability to deliver real-time payment processing at pace in order to thrive in today’s digital economy. Migrating critical payments infrastructure to a fully managed service in the cloud is significant and we use only proven technology, people, and services to not only get the job done but future proof at every step, ensuring highly secure, payment processing, clearing, settlement and reconciliation in milliseconds. We started working with AWS at the start of our business in 2016 and we’re delighted to continue growing our relationship with them.”",[],"pull_quote$899466de-381f-447f-9fd6-39bfdc0d12bb",{"id":3643,"uid":3644,"url":3645,"type":380,"href":3646,"tags":3647,"first_publication_date":3648,"last_publication_date":3649,"slugs":3650,"linked_documents":3652,"lang":388,"alternate_languages":3653,"data":3654},"alw4DxEAACkAT8AR","payments-as-a-service-first-choice-for-financial-institutions","\u002Fresources\u002Fpress-releases\u002Fpayments-as-a-service-first-choice-for-financial-institutions","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4DxEAACkAT8AR%22%29+%5D%5D",[],"2026-07-19T02:38:08+0000","2026-09-02T18:27:48+0000",[3651],"what-are-the-incumbents-doing-to-keep-up",[],[],{"title":3655,"excerpt":3656,"card_image":3657,"published_date":3660,"reading_time":858,"tag":232,"dek":3661,"featured_image":3662,"about_form3":3663,"client_about_heading":13,"client_about_body":3664,"author_name":13,"author_title":13,"author_photo":3665,"author_bio":3666,"author_linkedin":3667,"slices":3668,"meta_title":3705,"meta_description":3656},"Why Payments as a Service is the first choice for Financial Institutions","More and more Financial Institutions are choosing to outsource their mission critical payments infrastructure over building or licensing legacy technology.",{"dimensions":3658,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3659},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2019-11-19","The pace of change within the global payments technology space is still at full speed with no sign of slowing down. While traditional incumbents have until recently taken comfort in their size and decades of dominance, new digital-only challenger banks are ramping up and making a huge impact on the global financial landscape. The reason for this surge? The accessibility of digital banking services has captured the attention of savvy consumers that want a modern banking service that is a quick and convenient option. Similarly, as corporate clients adopt digital capabilities in their operations and business models, they too require convenient, instant access to and real-time movement of funds, without delays or costly charges.",{},[],[],{},[],{"link_type":419},[3669,3683,3691],{"variation":422,"version":447,"items":3670,"primary":3671,"id":3682,"slice_type":468,"slice_label":13},[],{"body":3672},[3673,3676,3679],{"type":3030,"text":3674,"spans":3675,"direction":454},"What are the incumbents doing to keep up?",[],{"type":413,"text":3677,"spans":3678,"direction":454},"Banks are increasing their spend on technology, while balancing their digital strategy with new regulations, such as European PSD2 which is designed to increase competition. Much of these technology investments are directed towards expensive and complex hard-to-transform legacy infrastructure, which still ends up dictating the digital process flow. ",[],{"type":413,"text":3680,"spans":3681,"direction":454},"While some banks are attempting to bolt new solutions onto existing infrastructure others are moving legacy core systems to cloud hosting and layering on API’s in a bid to reduce costs. Unfortunately this doesn’t solve longer-term issues such as batch processing inefficiencies in the mid and back office and lengthy implementations for every system change and upgrade. These inefficiencies lead to a major competitive disadvantage. ",[],"rich_text$17a7639e-1d7c-4693-91b0-1d4a7ae5869b",{"variation":422,"version":447,"items":3684,"primary":3685,"id":3690,"slice_type":482,"slice_label":13},[],{"quote":3686,"attribution_name":618,"attribution_role":619},[3687],{"type":413,"text":3688,"spans":3689,"direction":454},"In the race to win and retain customers long term, incumbents need to address cultural change, legacy barriers and adopt the type of flexible architecture and working processes that can instantly add new capabilities as the financial landscape changes. ",[],"pull_quote$e66ce047-03e2-4312-a441-9b0a6e51dc44",{"variation":422,"version":447,"items":3692,"primary":3693,"id":3704,"slice_type":468,"slice_label":13},[],{"body":3694},[3695,3698,3701],{"type":413,"text":3696,"spans":3697},"In a drive to become operationally lean and agile in response to market demands, incumbents are now actively investing in cloud-native technology where there are no legacy constraints to deal with. Microservices architecture and a single code base enable scalability, operational efficiencies and speed to market, taking advantage of the latest technology innovations available. ",[],{"type":413,"text":3699,"spans":3700},"Rather than building from scratch, partnering up with a specialist cloud native Fintech can really help. Once seen as fringe disrupters, Fintechs are now becoming important strategic allies at the core of digital banking change. By their nature and design, Fintechs are nimble, can deploy quickly and at a low cost. The technologies, operational processes and organisational culture are all born out of operating cloud-native in a real-time, always on environment. ",[],{"type":413,"text":3702,"spans":3703},"A growing number of Financial Institutions are now choosing to outsource their mission critical payments infrastructure to specialist providers such as Form3. This removes the burden of regulation, variation across payment schemes, engineering, maintenance and updates. To build such an infrastructure is typically a multi-year, multi-million pound project which upon completion, will already be heading into legacy. Moving to a ‘Payments as a Service’ option frees up time and resources to truly transform the customer experience, stay relevant and gain competitive advantage.",[],"rich_text$fe6bca56-45b4-421d-9ab9-533d7e6dbe6b","Why Payments as-a Service is the first choice for Financial Institutions",{"id":3707,"uid":3708,"url":3709,"type":380,"href":3710,"tags":3711,"first_publication_date":3648,"last_publication_date":3712,"slugs":3713,"linked_documents":3715,"lang":388,"alternate_languages":3716,"data":3717},"alw4EREAACkAT8Aa","form3-bonnie-mitchell-joins","\u002Fresources\u002Fpress-releases\u002Fform3-bonnie-mitchell-joins","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4EREAACkAT8Aa%22%29+%5D%5D",[],"2026-09-02T17:29:15+0000",[3714],"form3-appoints-new-chief-financial-officer-to-support-its-strategic-growth-plans",[],[],{"title":3718,"excerpt":3719,"card_image":3720,"published_date":3723,"reading_time":792,"tag":1191,"dek":3724,"featured_image":3725,"about_form3":3726,"client_about_heading":13,"client_about_body":3727,"author_name":13,"author_title":13,"author_photo":3728,"author_bio":3729,"author_linkedin":3730,"slices":3731,"meta_title":3718,"meta_description":3719},"Form3 appoints new Chief Financial Officer to support its strategic growth plans","Form3, the cloud-native, payments as a service (PAAS) technology provider has announced Bonnie Mitchell as its new Chief Financial Officer (CFO)",{"dimensions":3721,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3722},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2019-07-15","Bonnie is a chartered accountant with a 20-year track record of working with incubator and scale up organisations both nationally and internationally. In her role as CFO, Bonnie will have primary responsibility for financial planning, risk management and financial reporting for the global organisation, supporting its next phase of growth as it expands across Europe and beyond. As a member of the leadership team at Form3, Bonnie will contribute to the performance management and strategic decision making of the wider business, reporting to the UK Executive team. Bonnie began her career at EY Banking Audit and Assurance and RBS Treasury before moving to a new venture with a high growth retail brand, pre-revenue in 2016. The venture was successfully launched in both UK and US retail markets. On the back of its success, Bonnie and its founders set up a US based FMCG brand incubator, Green Park Brands Inc.",{},[],[],{},[],{"link_type":419},[3732,3740],{"variation":422,"version":447,"items":3733,"primary":3734,"id":3739,"slice_type":482,"slice_label":13},[],{"quote":3735,"attribution_name":2040,"attribution_role":2041},[3736],{"type":413,"text":3737,"spans":3738,"direction":454}," “I’m delighted to welcome Bonnie to Form3. Her appointment is critical to the ongoing success of the business as we expand into new markets and take Form3 into the next stage of growth.”",[],"pull_quote$7f7ce4b5-4edf-4535-9946-3a97ff3c47d9",{"variation":422,"version":447,"items":3741,"primary":3742,"id":3747,"slice_type":482,"slice_label":13},[],{"quote":3743,"attribution_name":13,"attribution_role":13},[3744],{"type":413,"text":3745,"spans":3746,"direction":454}," “Form3 is a fast-growth business with a strong proposition and backing which has big plans in the coming months. It is a really exciting time to join the team and help shape the next phase of its development.”",[],"pull_quote$5da42098-d851-4681-9ec8-1ea83f4b6ca6",{"id":3749,"uid":3750,"url":3751,"type":380,"href":3752,"tags":3753,"first_publication_date":3648,"last_publication_date":3754,"slugs":3755,"linked_documents":3757,"lang":388,"alternate_languages":3758,"data":3759},"alw4ExEAACcAT8An","form3-and-bpc-announce-partnership-to-combine-expertise","\u002Fresources\u002Fpress-releases\u002Fform3-and-bpc-announce-partnership-to-combine-expertise","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4ExEAACcAT8An%22%29+%5D%5D",[],"2026-09-02T19:05:21+0000",[3756],"form3-and-bpc-announce-partnership-to-combine-expertise-in-cloud-based-payments-processing-solution",[],[],{"title":3760,"excerpt":3761,"card_image":3762,"published_date":3765,"reading_time":807,"tag":56,"dek":3766,"featured_image":3767,"about_form3":3768,"client_about_heading":13,"client_about_body":3769,"author_name":13,"author_title":13,"author_photo":3770,"author_bio":3771,"author_linkedin":3772,"slices":3773,"meta_title":3760,"meta_description":3761},"Form3 and BPC announce partnership to combine expertise in cloud-based payments processing solution","BPC, a leading payments provider to financial services companies and Form3, a cloud-native payments provider, have announced a partnership to deliver a complete cloud-based payments solution. The solution will cover origination, processing, clearing and settlement.",{"dimensions":3763,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3764},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2019-06-13","The solution will cover origination, processing, clearing and settlement. The partnership has already successfully delivered UK Faster Payments, CHAPS, BACs and SEPA services to a well-known payments’ provider. The partnership fits within BPC’s CloudiT strategy, which is BPC’s Payments as a Service offering. It enables customers who do not want to invest in infrastructure and other resources to deploy their required market solutions, turning their payments vision into reality quickly, cost-effectively and virtually risk-free.",{},[],[],{},[],{"link_type":419},[3774,3782],{"variation":422,"version":447,"items":3775,"primary":3776,"id":3781,"slice_type":482,"slice_label":13},[],{"quote":3777,"attribution_name":2040,"attribution_role":2041},[3778],{"type":413,"text":3779,"spans":3780},"“BPC’s expertise and portfolio of systems and clients complements the Form3 platform perfectly in meeting demand for instant payments through a single API. Customers wanting a fully managed end-to-end payments solution can now benefit from our partnership with BPC, linking both services in one market offering, removing the need to ‘go out to market’ to find a provider.”",[],"pull_quote$0ce713ef-6a5d-4938-9f1f-a2407f3a2925",{"variation":422,"version":447,"items":3783,"primary":3784,"id":3789,"slice_type":468,"slice_label":13},[],{"body":3785},[3786],{"type":413,"text":3787,"spans":3788},"Peter Theunis, BPC’s Managing Director Europe, commented: “BPC is delighted to be working with Form3. In the field of cloud payments the company combines an impressive track record with a fresh approach and exceptionally fast implementation. Their payment services are part of our wider CloudiT strategy for SaaS and payments processing for our clients.”",[],"rich_text$87b816a5-5c8d-4b4c-aa18-b04d9f1308d9",{"id":3791,"uid":3792,"url":3793,"type":380,"href":3794,"tags":3795,"first_publication_date":3796,"last_publication_date":3797,"slugs":3798,"linked_documents":3800,"lang":388,"alternate_languages":3801,"data":3802},"alw4FBEAACcAT8Ax","form3-european-expansion","\u002Fresources\u002Fpress-releases\u002Fform3-european-expansion","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4FBEAACcAT8Ax%22%29+%5D%5D",[],"2026-07-19T02:38:07+0000","2026-09-02T18:23:08+0000",[3799],"form3-announces-its-expansion-plans-across-europe",[],[],{"title":3803,"excerpt":3804,"card_image":3805,"published_date":3808,"reading_time":792,"tag":24,"dek":3809,"featured_image":3810,"about_form3":3811,"client_about_heading":13,"client_about_body":3812,"author_name":13,"author_title":13,"author_photo":3813,"author_bio":3814,"author_linkedin":3815,"slices":3816,"meta_title":3803,"meta_description":3804},"Form3 announces its expansion plans across Europe","Form3, the Cloud-native payments platform provider has revealed its ambitious growth plans for expansion across Europe and a new dedicated team based in Amsterdam.",{"dimensions":3806,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3807},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2019-06-04","Founded in 2016, Form3 has led the UK digital payments marketplace with its cloud-native, API payments platform enabling financial institutions and regulated fintechs access to real-time, ACH and Direct Debit payments in the UK and Europe. Form3 who are already serving several large customers in Europe is set to grow by approx. 300% this year and has already expanded its workforce by 50% since 2018.",{},[],[],{},[],{"link_type":419},[3817,3825],{"variation":422,"version":447,"items":3818,"primary":3819,"id":3824,"slice_type":482,"slice_label":13},[],{"quote":3820,"attribution_name":2040,"attribution_role":2041},[3821],{"type":413,"text":3822,"spans":3823}," “The need for better access to scalable and efficient payments technology is a global challenge. From the outset, our mission has been to make payments faster, easier and more cost effective for the global financial community and in doing so, ensuring financial inclusion is possible for everyone. Our expansion across Europe means we can better serve our customers, many of whom are multi-national financial institutions wanting both domestic and pan-European payment services and solutions at low cost.”",[],"pull_quote$781e6dc0-704c-4f1a-a837-b2900e3492c3",{"variation":422,"version":447,"items":3826,"primary":3827,"id":3835,"slice_type":468,"slice_label":13},[],{"body":3828},[3829,3832],{"type":413,"text":3830,"spans":3831},"Today’s announcement also sees a new dedicated team based in Amsterdam to support Form3’s European growth and address the strong demand from customers and prospects looking for a single API platform approach to payments. ",[],{"type":413,"text":3833,"spans":3834},"Alex Schoonkind, Head of Customer Success & Growth Europe commented, “It is an exciting time to be at Form3 as we embark on our strategic expansion plans in Europe. The team is ready to build on Form3’s growing customer base which includes European leaders such as N26, Holvi and LHV amongst others.”",[],"rich_text$9816f855-0734-4789-8acf-d29e2ef3d554",{"id":3837,"uid":3838,"url":3839,"type":380,"href":3840,"tags":3841,"first_publication_date":3796,"last_publication_date":3842,"slugs":3843,"linked_documents":3845,"lang":388,"alternate_languages":3846,"data":3847},"alw4FhEAACcAT8A5","form3-raise-13million","\u002Fresources\u002Fpress-releases\u002Fform3-raise-13million","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4FhEAACcAT8A5%22%29+%5D%5D",[],"2026-09-02T19:07:53+0000",[3844],"form3-the-cloud-technology-provider-of-payments-as-a-service-processing-for-banks-and-regulated-fintechs-today-announced-that-it-has-secured-investment-from-leading-venture-capital-firm-draper-esprit-plc-along-with-existing-shareholders-barclays-bank-plc-angel-cofund-and-several-individuals.",[],[],{"title":3848,"excerpt":3849,"card_image":3850,"published_date":3853,"reading_time":792,"tag":684,"dek":13,"featured_image":3854,"about_form3":3855,"client_about_heading":13,"client_about_body":3856,"author_name":13,"author_title":13,"author_photo":3857,"author_bio":3858,"author_linkedin":3859,"slices":3860,"meta_title":3907,"meta_description":3849},"Form3 Raises $13M in series B funding round led by Draper Esprit","Form3 (“the business”), the cloud technology provider of Payments-as-a-Service processing for banks and regulated fintechs, today announced that it has secured investment from leading venture capital firm, Draper Esprit plc (“Draper Esprit” or “the company”) along with existing shareholders Barclays Bank plc, Angel CoFund and several individuals.",{"dimensions":3851,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3852},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2018-11-20",{},[],[],{},[],{"link_type":419},[3861,3890,3898],{"variation":422,"version":447,"items":3862,"primary":3863,"id":3889,"slice_type":468,"slice_label":13},[],{"body":3864},[3865,3868,3871,3874,3877,3880,3883,3886],{"type":3030,"text":3866,"spans":3867,"direction":454},"Form3, the cloud technology provider of Payments-as-a-Service processing for banks and regulated fintechs, today announced that it has secured investment from leading venture capital firm, Draper Esprit plc along with existing shareholders Barclays Bank plc, Angel CoFund and several individuals.",[],{"type":413,"text":3869,"spans":3870,"direction":454},"Form3 has solved one of the most challenging problems the financial industry faces, sending and receiving payments in real time. Now, transactions that once took hours or days, can be processed in seconds. Whether buying foreign exchange, paying a taxi driver, booking a hotel room or moving millions between large companies, their system is fast, flexible and safe. Form3 is transforming the future of payments.",[],{"type":413,"text":3872,"spans":3873,"direction":454},"Form3’s platform significantly reduces the time it takes to deploy new propositions and reduces operating costs. Existing customers include Ebury, N26, Tandem Bank and LHV Bank. Established in 2016 and led by CEO Michael Mueller, Form3 enables banks and regulated fintechs a faster, more agile way to deliver payments, keeping up with cybersecurity challenges and helpsthe end customer get a better service. This latest funding will be used to build on the momentum that Form3 has established in the UK and Europe, developing additional services and expanding into international markets. The business also plans to grow the organisation to build on the successes it has already achieved with customers across multiple sectors including banks, payment institutions, card payment processors and the fintech community.",[],{"type":413,"text":3875,"spans":3876,"direction":454},"Instead of building their own technology on site, leading banks and fintechs are now building platforms which assemble best in class applications such as Form3. By integrating these applications, through APIs and using cloud infrastructure, these companies can build new products faster to focus on customer needs. Despite the financial services industries slower adoption of platform technology, it’s a development which we believe is here to stay. ",[],{"type":413,"text":3878,"spans":3879,"direction":454},"Form3 is the latest cloud technology provider to join the Draper Esprit portfolio, building on the company’s FinTech investments in Transferwise, Revolut, Crowdcube and Seedrs.",[],{"type":413,"text":3881,"spans":3882,"direction":454},"Alexander Weber, Head of International Markets of N26, said: “We are really supportive of the Form3 mission to open access to payment systems. This is much needed around the world and helps companies like N26 scale faster globally and build products their customers love to use” ",[],{"type":413,"text":3884,"spans":3885,"direction":454},"Juan Lobato, CEO and co- founder of Ebury, said: “Achieving close connectivity to payment systems is about both understanding local regulation and delivering quality technology - Form3 are unique in that they provide expertise in both” ",[],{"type":413,"text":3887,"spans":3888,"direction":454},"Tuomas Toivonen, co-founder of Holvi said: “Our goal at Holvi has always been to make the life of small businesses easier. As we rollout across European markets, partnering with Form3 to access payment systems is helping us disrupt the market and deliver an amazing customer experience.”",[],"rich_text$a8225ff4-18fa-4f0a-bd05-6cc7cf3d172d",{"variation":422,"version":447,"items":3891,"primary":3892,"id":3897,"slice_type":482,"slice_label":13},[],{"quote":3893,"attribution_name":2040,"attribution_role":2041},[3894],{"type":413,"text":3895,"spans":3896},"“We are really pleased with the support we have received in this funding round which reflects both the long-term potential of the business and our track record of successfully delivering high quality services for our customers. Our mission remains clearly focused on lowering the barriers for better access to payment systems and, in doing so, powering the future of payments.",[],"pull_quote$8cad4b4c-dcb1-4ff3-86a3-a5af98902ae0",{"variation":422,"version":447,"items":3899,"primary":3900,"id":3906,"slice_type":468,"slice_label":13},[],{"body":3901},[3902],{"type":413,"text":3903,"spans":3904},"Vinoth Jayakumar, Investment Director at Draper Esprit, said: “Form3 is a cloud-native product which enables cutting edge fintechs and established players to offer their customers real-time payments. Their scalable product enables the infrastructure for the future of banking. They’re exactly what we look for in a portfolio company and we’re delighted to be working with Michael and his team.”",[3905],{"start":17,"end":2589,"type":492},"rich_text$13fd3de2-6786-465f-b27c-cddf22e68477","FORM3 Raises $13M in series B funding round led by Draper Esprit",{"id":3909,"uid":3910,"url":3911,"type":380,"href":3912,"tags":3913,"first_publication_date":3796,"last_publication_date":3914,"slugs":3915,"linked_documents":3917,"lang":388,"alternate_languages":3918,"data":3919},"alw4GBEAACsAT8BG","form3-lhv-faster-payments-direct","\u002Fresources\u002Fpress-releases\u002Fform3-lhv-faster-payments-direct","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4GBEAACsAT8BG%22%29+%5D%5D",[],"2026-09-02T18:36:49+0000",[3916],"lhv-selects-form3-to-become-a-member-of-uk-faster-payments",[],[],{"title":3920,"excerpt":3921,"card_image":3922,"published_date":3925,"reading_time":792,"tag":1113,"dek":3926,"featured_image":3927,"about_form3":3928,"client_about_heading":13,"client_about_body":3929,"author_name":13,"author_title":13,"author_photo":3930,"author_bio":3931,"author_linkedin":3932,"slices":3933,"meta_title":3920,"meta_description":3921},"LHV selects Form3 to become a Member of UK Faster Payments","Form3, the cloud technology provider of Payments-as-a-Service for banks and regulated fintechs, today announced that LHV Bank has selected Form3 to provide a fully managed service connecting the bank directly to the UK Faster Payments infrastructure. LHV will join the scheme as a Directly Connected Participant (Member) in 2019.",{"dimensions":3923,"alt":3565,"copyright":13,"url":3566,"id":3567,"edit":3924},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2018-10-17","LHV will join the scheme as a Directly Connected Participant (Member) in 2019. LHV is Estonia’s largest homegrown banking group, the second-largest pension provider in the Baltics and is recognised as one of Europe’s leading banks in the field of innovative technology and customer experience. The bank secured FCA approval to open a branch in London in March 2018 to expand its services to new clients and its existing UK customer base of over thirty financial institutions and fintechs, including Coinbase and TransferWise. Complementing its direct membership of the Euro Payments System and participation in the Euro Instant Payments System working group, LHV will now use Form3’s cloud-native payments service to connect to the UK Faster Payments scheme, enabling LHV’s customers to send and receive sterling payments in realtime. LHV is focusing on providing a direct link between the latest generation fintech services and the UK’s national banking infrastructure. For this, LHV has decided to open its own accounts at the Bank of England, ahead of becoming a Directly Connected Participant in the UK Faster Payments Scheme. This coveted status will allow LHV to compete with the established players and most disruptive challenger banks alike to deliver the very best user experience to its customers.",{},[],[],{},[],{"link_type":419},[3934,3942],{"variation":422,"version":447,"items":3935,"primary":3936,"id":3941,"slice_type":482,"slice_label":13},[],{"quote":3937,"attribution_name":2040,"attribution_role":2041},[3938],{"type":413,"text":3939,"spans":3940,"direction":454},"“In recent years, LHV has become a leading provider of banking services to the Fintech sector in Europe. We are delighted that Form3 is contributing to them achieving a similar position in the UK. Through our own innovative approach to delivering cloud-native payments technology as a managed service accessed through a single API, Form3 is helping LHV to eliminate much of the cost and complexity that has, until now, prevented such healthy competition”.",[],"pull_quote$748ba26e-8f8b-470a-9bc9-8e0826bacfc3",{"variation":422,"version":447,"items":3943,"primary":3944,"id":3949,"slice_type":468,"slice_label":13},[],{"body":3945},[3946],{"type":413,"text":3947,"spans":3948},"Andres Kitter, Head of LHV UK branch and member of LHV Bank management board, said: “Having celebrated the opening of our London Branch earlier this year, partnering with Form3 enables us to focus on what really matters - delivering the very best possible experience for our customers. Form3’s depth of expertise and approach to simplifying payments complements our own technology strategy, enabling us to deploy new products in the shortest possible time, with the least amount of business and technical risk.”",[],"rich_text$30109a46-ed7d-4c0a-8242-85544e213935",{"id":3951,"uid":3952,"url":3953,"type":380,"href":3954,"tags":3955,"first_publication_date":3796,"last_publication_date":3956,"slugs":3957,"linked_documents":3959,"lang":388,"alternate_languages":3960,"data":3961},"alw4GhEAACcAT8BQ","form3-mambu-real-time-payments","\u002Fresources\u002Fpress-releases\u002Fform3-mambu-real-time-payments","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4GhEAACcAT8BQ%22%29+%5D%5D",[],"2026-09-02T19:08:57+0000",[3958],"form3-and-mambu-unveil-real-time-cloud-payments",[],[],{"title":3962,"excerpt":3963,"card_image":3964,"published_date":3967,"reading_time":792,"tag":56,"dek":3968,"featured_image":3969,"about_form3":3970,"client_about_heading":13,"client_about_body":3971,"author_name":13,"author_title":13,"author_photo":3972,"author_bio":3973,"author_linkedin":3974,"slices":3975,"meta_title":3962,"meta_description":3963},"Form3 and Mambu unveil real-time cloud payments","Cloud payments platform Form3 has joined forces with Software-as-a-Service (SaaS) banking engine provider Mambu to launch a cloud-native and pre-integrated payments processing service.",{"dimensions":3965,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":3966},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2018-05-31","According to the duo, they will help lower the barriers to entry for new players and “help established institutions build for the future by simplifying what has, until now, always been a highly complex integration process”.",{},[],[],{},[],{"link_type":419},[3976,3984],{"variation":422,"version":447,"items":3977,"primary":3978,"id":3983,"slice_type":482,"slice_label":13},[],{"quote":3979,"attribution_name":2040,"attribution_role":2041},[3980],{"type":413,"text":3981,"spans":3982},"“The growing acceptance of cloud services combined with higher customer expectations means we are in an environment where institutions are searching for quick and agile solutions,”",[],"pull_quote$a57ace9b-5181-4b96-a93b-c3de96710a39",{"variation":422,"version":447,"items":3985,"primary":3986,"id":3992,"slice_type":468,"slice_label":13},[],{"body":3987},[3988],{"type":413,"text":3989,"spans":3990},"Ben Goldin, CTO of Mambu, adds: “No single vendor can be the best at all components of a banking architecture which is why we partner with the best service providers to offer clients simplicity, ease of integration and speed.”",[3991],{"start":17,"end":721,"type":492},"rich_text$e952b99a-c894-49f6-a8de-65da0f9a58d5",{"id":3994,"uid":3995,"url":3996,"type":380,"href":3997,"tags":3998,"first_publication_date":3796,"last_publication_date":3999,"slugs":4000,"linked_documents":4002,"lang":388,"alternate_languages":4003,"data":4004},"alw4GxEAACkAT8BY","form3-tandem-ux","\u002Fresources\u002Fpress-releases\u002Fform3-tandem-ux","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4GxEAACkAT8BY%22%29+%5D%5D",[],"2026-09-02T19:07:10+0000",[4001],"tandem-and-form3-partner-to-enhance-user-experience",[],[],{"title":4005,"excerpt":4006,"card_image":4007,"published_date":4010,"reading_time":13,"tag":56,"dek":4011,"featured_image":4012,"about_form3":4013,"client_about_heading":13,"client_about_body":4014,"author_name":13,"author_title":13,"author_photo":4015,"author_bio":4016,"author_linkedin":4017,"slices":4018,"meta_title":4005,"meta_description":4006},"Tandem and Form3 Partner to Enhance User Experience","Form3, the cloud technology provider of Payments-as-a-Service processing for banks and regulated financial services businesses, today announced that it is working with Tandem, a digital only challenger bank, to help bring significant further improvements to the user experience for its customers.",{"dimensions":4008,"alt":1024,"copyright":13,"url":1025,"id":1026,"edit":4009},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"2018-05-29","Form3’s managed technology service is enabling some of the world’s fastest growing banks and fintechs to keep pace with the rapidly changing payments landscape, enabling greater competition, ultimately for the benefit of end customers.",{},[],[],{},[],{"link_type":419},[4019,4027],{"variation":422,"version":447,"items":4020,"primary":4021,"id":4026,"slice_type":482,"slice_label":13},[],{"quote":4022,"attribution_name":2040,"attribution_role":2041},[4023],{"type":413,"text":4024,"spans":4025},"“We are delighted to be working with the team at Tandem. Just as Tandem is rethinking and challenging banking, Form3 is disrupting payments technology. By combining our industry expertise with the very latest API and cloud-native technology, we are helping Tandem create new, compelling propositions that will truly benefit their customers.”",[],"pull_quote$bbf74445-0392-4835-b215-63980d5e5fef",{"variation":422,"version":447,"items":4028,"primary":4029,"id":4034,"slice_type":468,"slice_label":13},[],{"body":4030},[4031],{"type":413,"text":4032,"spans":4033},"Nick Bennett, Chief Operating Officer, Tandem, said: “As we continue our exciting mission to create a new, better way of banking that has the customer at its focus, the partnership with Form3 is going to help us deliver an even better user experience including enhancements to the app and new products.”",[],"rich_text$2e5869fa-e7d8-4193-9650-8d9e6e085f37",{"id":4036,"uid":4037,"url":4038,"type":380,"href":4039,"tags":4040,"first_publication_date":4041,"last_publication_date":4042,"slugs":4043,"linked_documents":4045,"lang":388,"alternate_languages":4046,"data":4047},"alw4HREAACkAT8Bl","ebury-form3-go-live","\u002Fresources\u002Fpress-releases\u002Febury-form3-go-live","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4HREAACkAT8Bl%22%29+%5D%5D",[],"2026-07-19T02:38:06+0000","2026-09-02T17:27:57+0000",[4044],"ebury--form3-go-live-with-new-uk-real-time-payments-service",[],[],{"title":4048,"excerpt":4049,"card_image":4050,"published_date":4055,"reading_time":858,"tag":1113,"dek":4056,"featured_image":4057,"about_form3":4058,"client_about_heading":13,"client_about_body":4059,"author_name":13,"author_title":13,"author_photo":4060,"author_bio":4061,"author_linkedin":4062,"slices":4063,"meta_title":4048,"meta_description":4049},"Ebury & Form3 go live with new UK real-time payments service","Form3, the cloud technology provider of Payments as a Service processing for banks and regulated fintechs, today announced that Ebury, one of the fastest growing fintechs for corporate global transaction services is now live with its real-time service on UK Faster Payments.",{"dimensions":4051,"alt":13,"copyright":13,"url":4052,"id":4053,"edit":4054},{"width":552,"height":552},"\u002F_prismic-media\u002F066488c3e6252beb-wdOgLMlgPafQDM1f_ebury-Resource.png","wdOgLMlgPafQDM1f",{"x":17,"y":17,"zoom":18,"background":19},"2018-03-18","Form3, the cloud technology provider of Payments as a Service processing for banks and regulated fintechs, today announced that Ebury, one of the fastest growing fintechs for corporate global transaction services is now live with its real-time service on UK Faster Payments. The successful delivery of this new service is an “industry-first” under a new agency bank sponsored model. It gives Ebury’s customers access to a truly real-time payments experience, enabling them to move money between UK accounts in under ten seconds by connecting Ebury directly to the national payments infrastructure. Ebury is the first ever nonbank participant to join the Faster Payments Scheme. By providing Ebury with its own dedicated and portable sort codes, the Form3 payments service ensures that every customer now has its own addressable account number (domestic and IBAN). This not only improves transparency for Ebury and its customers but also accelerates the movement of funds (Debits and Credits) in real-time. Outbound payments to suppliers can now be paid instantly and inbound payments for the initiation of a foreign exchange transactions will be executed immediately. This transformational payments capability is underpinned by an agency banking service sponsored by Barclays. The result is significantly improved customer satisfaction, working capital efficiency and improved management of cash flows for Ebury. Form3’s managed technology service uses native-cloud technology, APIs and microservices to deliver a real-time payments processing platform and was recently recognised by the global research and consulting firm Frost and Sullivan for Customer Value Leadership. Juan Lobato, CEO and co- founder of Ebury, says: “Ebury is committed to providing exceptional customer service. We are therefore delighted to be partnering with Form3 whose innovative payments technology allows our customers to experience real-time UK Faster Payments. There is real momentum from regulators to allow non banks to access capabilities that would previously be limited to banks. Being able to deeply integrate with the  Faster Payments Scheme means we can innovate on services and products for our customers in a very direct way. I am extremely proud that Ebury is now one of only a handful of financial institutions in the UK able to provide its customers with truly real-time services 24x7”. \nDan Roberts, Head of Transaction Banking Products & Services at Barclays, states “Barclays has a long history of firsts in delivering ground-breaking payment services to market and we are committed to helping our clients deliver the best possible end-user experience to their customers. Competition in the market is essential for the growth of the UK financial services sector and the collaboration with Form3 and Ebury demonstrates how we have worked together to successfully land this innovative real time payments service that will benefit Ebury and its customers.”",{},[],[],{},[],{"link_type":419},[4064,4072],{"variation":422,"version":447,"items":4065,"primary":4066,"id":4071,"slice_type":482,"slice_label":13},[],{"quote":4067,"attribution_name":2040,"attribution_role":2041},[4068],{"type":413,"text":4069,"spans":4070},"\"We are delighted to be working with Ebury to provide them with the best possible access to the UK national payments infrastructure, enabling them to deliver powerful business propositions that truly benefit their customers. For too long, access to real-time payments has been limited to only a few banks. Form3’s mission is to simplify payment back office processing and in doing so ensure that direct access to real-time payments is economically viable for Banks or PSPs of all sizes. Opening up this new sponsored access route was only possible through strong collaboration between Ebury, Barclays and the Faster Payments Scheme and we are very grateful for the support that we have received from our great partners\"",[],"pull_quote$8da9fd4f-982e-4300-8b4b-7a3cc71c8406",{"variation":422,"version":447,"items":4073,"primary":4074,"id":4080,"slice_type":468,"slice_label":13},[],{"body":4075},[4076],{"type":413,"text":4077,"spans":4078},"Craig Tillotson, Chief Executive Officer of the Faster Payments Scheme: said “We are delighted to recognise Ebury as the first ever financial institution joining the Faster Payments Scheme under this new agency bank sponsored model. This represents a historic milestone in the evolution of our open access agenda and allows more financial institutions and PSP’s to directly participate in the scheme, fuelling competition and innovation.”",[4079],{"start":17,"end":1383,"type":492},"rich_text$8dec10b5-1398-4b58-8163-0c5f059c2d2e",{"id":4082,"uid":4083,"url":4084,"type":380,"href":4085,"tags":4086,"first_publication_date":4041,"last_publication_date":4087,"slugs":4088,"linked_documents":4090,"lang":388,"alternate_languages":4091,"data":4092},"alw4HxEAACsAT8Bw","form3-barclays-sepa-ebury","\u002Fresources\u002Fpress-releases\u002Fform3-barclays-sepa-ebury","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4HxEAACsAT8Bw%22%29+%5D%5D",[],"2026-09-02T17:25:48+0000",[4089],"form3-and-barclays-enable-access-to-the-sepa-instant-payment-scheme-for-fintechs-with-ebury-as-the-launch-client",[],[],{"title":4093,"excerpt":4094,"card_image":4095,"published_date":13,"reading_time":13,"tag":24,"dek":4098,"featured_image":4099,"about_form3":4100,"client_about_heading":13,"client_about_body":4101,"author_name":13,"author_title":13,"author_photo":4102,"author_bio":4103,"author_linkedin":4104,"slices":4105,"meta_title":4093,"meta_description":4094},"Form3 and Barclays enable access to the SEPA Instant payment scheme for FinTechs, with Ebury as the launch client","Form3, the leading cloud-native, payment technology provider, and Barclays, a leading provider of financial services to regulated payment institutions, have announced a combined directly connected access solution to the SEPA Instant payment scheme with Ebury as launch client.",{"dimensions":4096,"alt":3071,"copyright":13,"url":3072,"id":3073,"edit":4097},{"width":552,"height":552},{"x":17,"y":17,"zoom":18,"background":19},"Form3, the leading cloud-native, payment technology provider, and Barclays, a leading provider of financial services to regulated payment institutions, have announced a combined directly connected access solution to the SEPA Instant payment scheme with Ebury as launch client.Form3 and Barclays work together to deliver a solution that enables Ebury to offer Ebury IBANs to their customers that are fully reachable at the SEPA Instant Clearing Mechanism. This is the first solution of its kind in Europe that enables direct technical scheme access for non-banks such as FinTechs.For non-banks this industry first model signifies another important step on the Form3 mission to democratise access to payment schemes. Combining with Barclays expertise in providing liquidity service support, the delivery of this model allows FinTechs to fully benefit from the advantages of real-time payment processing (such as 24\u002F7 non-stop service and end-to-end processing in under 10 seconds).\n\n“Form3 is committed to making payments faster, easier and more cost effective for the global financial community. This includes non-banks. Utilising close partnerships with Tier 1 banks means we can open up access to payment schemes for both the Fintech community and financial institutions more broadly, the value of which can be passed on directly to their customers.”   - Michael Mueller",{},[],[],{},[],{"link_type":419},[4106],{"variation":422,"version":447,"items":4107,"primary":4108,"id":4119,"slice_type":468,"slice_label":13},[],{"body":4109},[4110,4113,4116],{"type":413,"text":4111,"spans":4112},"The Form3 and Barclays joint model offers Ebury a Directly Connected Non-Settling Participant sponsorship model (DCNSP) for SEPA Instant payments. Both Form3 and Barclays are focussed on provisioning UK faster payments and have collaborated successfully on that scheme in the past. With the addition of SEPA Instant (EBA\u002FRT1), Form3 has integrated their real-time payment-processing platform with both schemes and can thus facilitate technical connectivity to the central scheme infrastructures. ",[],{"type":413,"text":4114,"spans":4115},"Toby Young, CTO at Ebury commented: “Directly connecting to SEPA Instant without the need for a Central Bank brings real-time payments to new banks and payment providers. Simplicity and flexibility is key to Ebury and its customers and the Form3-Barclays proposition makes that possible.” ",[],{"type":413,"text":4117,"spans":4118},"Karen Braithwaite, Global Head of Transaction Banking at Barclays, said: “Enabling Ebury to offer IBANs anywhere in Europe that are reachable through SEPA Instant will provide a meaningful enhancement to the services they can offer to their clients. Barclays and Ebury have worked together for 10 years in the UK and Europe and we are very pleased that we can support them with this next step. Delivering this outcome to Ebury was only possible through the close collaboration with Form3 and the recognition of EBA Clearing that banks and Technical Service Providers need to coexist to make real-time payments a reality for non-bank payment service providers. “",[],"rich_text$bffffa77-d7ff-4bfa-8f7b-7e833a5ff736",{"id":4121,"uid":13,"url":195,"type":4122,"href":4123,"tags":4124,"first_publication_date":4041,"last_publication_date":4041,"slugs":4125,"linked_documents":4127,"lang":388,"alternate_languages":4128,"data":4129},"alw4IBEAACcAT8B7","press_releases_page","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw4IBEAACcAT8B7%22%29+%5D%5D",[],[4126],"press-releases-page",[],[],{"eyebrow":4130,"heading":4131,"intro":4136,"meta_title":4140,"meta_description":4141},"RESOURCES: PRESS RELEASES",[4132],{"type":4133,"text":4134,"spans":4135},"heading1","The Latest from Form3",[],[4137],{"type":413,"text":4138,"spans":4139},"Explore our latest press releases covering company news, product innovation, customer announcements, partnerships, and industry milestones.",[],"Press Releases — Form3","Read the latest Form3 press releases covering product innovation, partnerships, fundraising, and payments infrastructure news.",1788399684795]