[{"data":1,"prerenderedAt":455},["ShallowReactive",2],{"nav_featured_podcast":3,"nav_featured_press_release":21,"navigation_content":30,"press_release:form3-barclays-sepa-credit-transfer":378},{"uid":4,"title":5,"episodeLabel":6,"dateLabel":7,"episodeArt":8,"href":20},"from-payment-rails-to-connectivity","From Payment Rails to Connectivity, with The Clearing House's David Watson","EPISODE 5","August 18, 2026",{"dimensions":9,"alt":12,"copyright":13,"url":14,"id":15,"edit":16},{"width":10,"height":11},1064,652,"Payments Cannot Fail — Episode 05 with David Watson",null,"\u002F_prismic-media\u002Fd80df2e47c3ecb6f-cFcyPAgzKCMQEaND_Episode-05-David.jpg","cFcyPAgzKCMQEaND",{"x":17,"y":17,"zoom":18,"background":19},0,1,"transparent","\u002Fresources\u002Fpodcasts\u002Ffrom-payment-rails-to-connectivity",{"uid":22,"title":23,"tag":24,"dateLabel":25,"imageUrl":26,"imageAlt":27,"href":28,"imageFit":29},"form3-expands-strategic-partnership-with-sumup","Form3 expands strategic partnership with SumUp to bring real-time SEPA payments to millions of European small businesses","EU","February 25, 2026","\u002F_prismic-media\u002F3e91177f91478610-QA44Gzev0_tdg3ZI_SumUp.jpg","sumup","\u002Fresources\u002Fpress-releases\u002Fform3-expands-strategic-partnership-with-sumup","cover",{"header":31,"platform":59,"solutions":91,"developers":133,"company":155,"resources":184,"partnerships":208,"footer":220,"mobile":325},{"ctaLabel":32,"ctaHref":33,"topNav":34},"TALK TO OUR TEAM","\u002Fcontact",[35,39,43,47,51,55],{"label":36,"href":37,"key":38},"Platform","\u002Fplatform","platform",{"label":40,"href":41,"key":42},"Solutions","\u002Fsolutions","solutions",{"label":44,"href":45,"key":46},"Developers","\u002Fdevelopers","developers",{"label":48,"href":49,"key":50},"Company","\u002Fcompany","company",{"label":52,"href":53,"key":54},"Resources","\u002Fresources","resources",{"label":56,"href":57,"key":58},"Partnerships","\u002Fpartnerships","partnerships",{"sectionEyebrow":60,"primary":61,"productLinks":65,"enterprise":81,"trustFabric":86},"Explore the Platform",{"heading":62,"body":63,"ctaLabel":64,"ctaHref":37},"Our Payments Platform","A resilient, cloud-native platform powering real-time account-to-account payments at global scale.","See How It Works",[66,69,72,75,78],{"label":67,"href":68},"Payments Processing & Gateway","\u002Fpayments-processing-gateway",{"label":70,"href":71},"Orchestration & Intelligent Routing","\u002Forchestration-intelligent-routing",{"label":73,"href":74},"Payments Simulator","\u002Fpayments-simulator",{"label":76,"href":77},"Sponsor Bank Enablement","\u002Fsponsor-bank-enablement",{"label":79,"href":80},"Informed UI","\u002Finformed-ui",{"heading":82,"body":83,"ctaLabel":84,"ctaHref":85},"Form3 Enterprise","Deploy and manage proven cloud-native payments technology in the environment that works for your institution.","Deploy Enterprise","\u002Fplatform\u002Fenterprise",{"heading":87,"body":88,"ctaLabel":89,"ctaHref":90},"Form3 Trust Fabric","Manage TLS certificates, cryptographic vulnerabilities and quantum readiness at scale, with continuous visibility.","Deploy Trust Fabric","\u002Fplatform\u002Ftrust-fabric",{"regionsIntro":92,"regions":98,"industries":118},{"eyebrow":93,"heading":94,"headingLine2":95,"body":96,"ctaLabel":64,"ctaHref":97},"Regions","Global Reach.","Regional Expertise.","A proven payments platform serving organizations worldwide, with specialized experience across North America, United Kingdom, and Europe.","\u002Fglobal",[99,108,113],{"label":100,"description":101,"ctaLabel":102,"href":103,"extraLinks":104},"North America","Real-time infrastructure, through a resilient, multi-cloud platform built for scale and regulatory confidence.","US HOME","\u002Fsolutions\u002Funited-states",[105],{"label":106,"href":107},"CANADA HOME","\u002Fsolutions\u002Fcanada",{"label":109,"description":110,"ctaLabel":111,"href":112},"United Kingdom","Powering account-to-account payments at the heart of the UK financial ecosystem, with proven resilience.","UK HOME","\u002Fsolutions\u002Funited-kingdom",{"label":114,"description":115,"ctaLabel":116,"href":117},"Europe","Enabling secure, real-time and SEPA payments across European markets through a unified, cloud-native platform.","EUROPE HOME","\u002Fsolutions\u002Feurope",{"eyebrow":119,"links":120},"Industries",[121,125,129],{"label":122,"href":123,"iconSrc":124},"Financial Services","\u002Fsolutions\u002Findustries\u002Ffinancial-services","\u002F_prismic-media\u002F29c09c45caa89db9-kbUHZmgTmuIMbo1t_FinancialServices_menu.svg",{"label":126,"href":127,"iconSrc":128},"Fintech","\u002Fsolutions\u002Findustries\u002Ffintech","\u002F_prismic-media\u002F6de3e7cb4dd8d874-SjwNe6Nh-bbuTi0P_Fintech_menu.svg",{"label":130,"href":131,"iconSrc":132},"Government","\u002Fsolutions\u002Findustries\u002Fgovernment","\u002F_prismic-media\u002Fe71bc3a74a1d2142-kaGgdituzKDnVTbm_Government_menu.svg",{"engineering":134,"api":142,"pressEyebrow":154},{"eyebrow":135,"links":136},"Engineering",[137,139],{"label":135,"href":138},"\u002Fengineering",{"label":140,"href":141},"Accreditations","\u002Faccreditations",{"eyebrow":143,"links":144},"API",[145,148,151],{"label":146,"href":147},"API Docs","https:\u002F\u002Fwww.api-docs.form3.tech\u002F",{"label":149,"href":150},"API Tutorials","https:\u002F\u002Fwww.api-docs.form3.tech\u002Fapi\u002Ftutorials\u002Fgetting-started\u002Fintroduction",{"label":152,"href":153},"API Status","https:\u002F\u002Fstatus.form3.tech\u002F","Latest Press Release",{"about":156,"people":171,"podcastEyebrow":183},{"eyebrow":157,"links":158},"About",[159,162,165,168],{"label":160,"href":161},"Our Story","\u002Fcompany\u002Four-story",{"label":163,"href":164},"Our Team","\u002Fcompany\u002Fteam",{"label":166,"href":167},"Our Success & Strategic Approach","\u002Fcompany\u002Four-success",{"label":169,"href":170},"Customer Stories","\u002Fcompany\u002Fcustomer-stories",{"eyebrow":172,"links":173},"People",[174,177,180],{"label":175,"href":176},"Careers","\u002Fcompany\u002Fcareers",{"label":178,"href":179},"Vacancies","\u002Fcompany\u002Fvacancies",{"label":181,"href":182},"Culture","\u002Fcompany\u002Fculture","Latest Podcast",{"intro":185,"links":189,"pressEyebrow":154,"podcastEyebrow":183},{"eyebrow":52,"heading":186,"body":187,"ctaLabel":188,"ctaHref":53},"Form3 Resources","Our Resources bring together thought leadership, engineering insights, payments expertise, webinars, podcasts, whitepapers, company news and stories from our teams—all in one place.","LEARN MORE",[190,193,196,199,202,205],{"label":191,"href":192},"Payments Cannot Fail Podcast","\u002Fresources\u002Fpodcasts",{"label":194,"href":195},"Press Releases","\u002Fresources\u002Fpress-releases",{"label":197,"href":198},"Payment Insights","\u002Fresources\u002Fpayment-insights",{"label":200,"href":201},"Culture Blog","\u002Fresources\u002Fculture-blog",{"label":203,"href":204},"Engineering Blog","\u002Fresources\u002Fengineering-blog",{"label":206,"href":207},"Events","\u002Fevents",{"intro":209,"links":213,"pressEyebrow":154},{"eyebrow":56,"heading":210,"body":211,"ctaLabel":212,"ctaHref":57},"Partner with Form3","Explore how Form3 works with banks, fintechs, cloud providers, technology platforms and system integrators to accelerate payment modernization, strengthen customer offerings and unlock new opportunities for growth.","Let's Partner Together",[214,217],{"label":215,"href":216},"Technical & Ecosystem Partners","\u002Fpartnerships\u002Ftechnical-ecosystem",{"label":218,"href":219},"Channel & Distribution Partners","\u002Fpartnerships\u002Fchannel-distribution",{"platform":221,"region":229,"development":240,"company":248,"resources":259,"partnerships":267,"stayConnected":272,"legalLinks":292,"certifications":314},{"title":36,"links":222},[223,224,225,226,227,228],{"label":62,"href":37},{"label":67,"href":68},{"label":70,"href":71},{"label":73,"href":74},{"label":76,"href":77},{"label":79,"href":80},{"title":230,"links":231},"Region",[232,234,236,237,238],{"label":233,"href":97},"Global",{"label":235,"href":103},"United States",{"label":109,"href":112},{"label":114,"href":117},{"label":239,"href":107},"Canada",{"title":241,"links":242},"Development",[243,244,245,246,247],{"label":135,"href":138},{"label":140,"href":141},{"label":146,"href":147},{"label":149,"href":150},{"label":152,"href":153},{"title":48,"links":249},[250,251,252,253,254,255,256],{"label":160,"href":161},{"label":163,"href":164},{"label":169,"href":170},{"label":175,"href":176},{"label":178,"href":179},{"label":181,"href":182},{"label":257,"href":258},"Net Zero","\u002Fcompany\u002Fnet-zero",{"title":52,"links":260},[261,262,263,264,265,266],{"label":186,"href":53},{"label":191,"href":192},{"label":194,"href":195},{"label":200,"href":201},{"label":203,"href":204},{"label":206,"href":207},{"title":56,"links":268},[269,270,271],{"label":210,"href":57},{"label":215,"href":216},{"label":218,"href":219},{"title":273,"body":274,"ctaLabel":32,"ctaHref":33,"social":275},"Stay Connected","Form3 is a global account-to-account financial fabric delivering a proven payments platform trusted by banks and fintechs to deliver resilient, real-time payment experiences for their customers at scale.",[276,280,284,288],{"label":277,"href":278,"icon":279},"LinkedIn","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fform3-financial-cloud\u002F","linkedin",{"label":281,"href":282,"icon":283},"X","https:\u002F\u002Fwww.x.com\u002FForm3Cloud","x",{"label":285,"href":286,"icon":287},"YouTube","https:\u002F\u002Fwww.youtube.com\u002F@Form3Cloud","youtube",{"label":289,"href":290,"icon":291},"Instagram","https:\u002F\u002Fwww.instagram.com\u002Fform3.tech","instagram",[293,296,299,302,305,308,311],{"label":294,"href":295},"Terms & Conditions","\u002Flegal\u002Fterms-and-conditions",{"label":297,"href":298},"Privacy Policy","\u002Flegal\u002Fdata-privacy-statement",{"label":300,"href":301},"Recruitment Data Policy","\u002Flegal\u002Frecruitment-data-policy",{"label":303,"href":304},"Modern Slavery Statement","\u002Flegal\u002Fmodern-slavery",{"label":306,"href":307},"License","\u002Flegal\u002Flicense",{"label":309,"href":310},"Cookie Policy","\u002Flegal\u002Fcookie-policy",{"label":312,"href":313},"Manage Cookies","#cookies",[315,317,319,321,323],{"label":316},"ISO 27001",{"label":318},"ISO 27017",{"label":320},"ISO 27018",{"label":322},"ISAE 3000 SOC 2 Type II",{"label":324},"ISO 22301",{"platform":326,"solutions":341,"developers":355,"company":365,"resources":366,"partnerships":374},[327,329,339,340],{"kind":328,"label":62,"href":37},"link",{"kind":330,"label":60,"children":331},"group",[332,333,334,335,337],{"label":67,"href":68},{"label":70,"href":71},{"label":73,"href":74},{"label":76,"href":336},"\u002Fplatform\u002Fsponsor-bank-enablement",{"label":79,"href":338},"\u002Fplatform\u002Finform3d-ui",{"kind":328,"label":82,"href":85},{"kind":328,"label":87,"href":90},[342,344,350],{"kind":328,"label":233,"href":343},"\u002Fsolutions\u002Fglobal",{"kind":330,"label":93,"children":345},[346,347,348,349],{"label":235,"href":103},{"label":239,"href":107},{"label":109,"href":112},{"label":114,"href":117},{"kind":330,"label":119,"children":351},[352,353,354],{"label":122,"href":123},{"label":126,"href":127},{"label":130,"href":131},[356,360],{"kind":330,"label":135,"children":357},[358,359],{"label":135,"href":138},{"label":140,"href":141},{"kind":330,"label":143,"children":361},[362,363,364],{"label":146,"href":147},{"label":149,"href":150},{"label":152,"href":153},[],[367,368,369,370,371,372,373],{"kind":328,"label":186,"href":53},{"kind":328,"label":191,"href":192},{"kind":328,"label":194,"href":195},{"kind":328,"label":197,"href":198},{"kind":328,"label":200,"href":201},{"kind":328,"label":203,"href":204},{"kind":328,"label":206,"href":207},[375,376,377],{"kind":328,"label":210,"href":57},{"kind":328,"label":215,"href":216},{"kind":328,"label":218,"href":219},{"id":379,"uid":380,"url":381,"type":382,"href":383,"tags":384,"first_publication_date":385,"last_publication_date":386,"slugs":387,"linked_documents":389,"lang":390,"alternate_languages":391,"data":392},"alw3_REAACgAT7-m","form3-barclays-sepa-credit-transfer","\u002Fresources\u002Fpress-releases\u002Fform3-barclays-sepa-credit-transfer","press_release","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apnMZxEAACcAKWxv&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22alw3_REAACgAT7-m%22%29+%5D%5D",[],"2026-07-19T02:38:11+0000","2026-09-02T17:30:41+0000",[388],"form3-a-leading-cloud-native-payment-technology-provider-and-barclays-have-announced-the-addition-of-a-sepa-credit-transfer-sct-service-to-their-combined-directly-connected-access-solution.",[],"en-us",[],{"title":393,"excerpt":394,"card_image":395,"published_date":402,"reading_time":13,"tag":24,"dek":13,"featured_image":403,"about_form3":404,"client_about_heading":13,"client_about_body":405,"author_name":13,"author_title":13,"author_photo":406,"author_bio":407,"author_linkedin":408,"slices":410,"meta_title":393,"meta_description":394},"Barclays and Form3 Provide Fintech Customers With Innovative Direct Technical Access And Settlement Services To Enable SEPA Credit Transfer Payment Scheme Participation","Form3, a leading cloud-native payment technology provider and Barclays have announced the addition of a SEPA Credit Transfer (SCT) service to their combined directly connected access solution.",{"dimensions":396,"alt":398,"copyright":13,"url":399,"id":400,"edit":401},{"width":397,"height":397},800,"Barclays-Resource","\u002F_prismic-media\u002Fbe49997ea0e5e376-ZYIV92QZXRGxDZnq_Barclays-Resource.png","ZYIV92QZXRGxDZnq",{"x":17,"y":17,"zoom":18,"background":19},"2021-11-10",{},[],[],{},[],{"link_type":409},"Any",[411,427,438],{"variation":412,"version":413,"items":414,"primary":415,"id":425,"slice_type":426,"slice_label":13},"default","initial",[],{"body":416},[417,421],{"type":418,"text":394,"spans":419,"direction":420},"heading3",[],"ltr",{"type":422,"text":423,"spans":424,"direction":420},"paragraph","The partnership, already live with SEPA Instant, now offers full reachability for SEPA payment transactions through a connectivity service available to Barclays customers who are regulated payment service providers.\n\nThis specialised cloud-native SEPA solution enables scheme connectivity for both SEPA Instant and SCT.\n\nMichael Mueller, CEO Form3 commented \"Barclays’ fintech customers can now benefit from direct technical access to the SEPA payment schemes, with connectivity enabled by the fully managed Form3 technical service accessed through a single API.  Barclays will support in its role as a dedicated liquidity service provider enabling settlement with the schemes on the fintech’s behalf. For fintechs, this direct technical connectivity was previously only an option for credit institutions holding their own liquidity.\"\n\n“Form3 has been working with Barclays since day one and together we are committed to making payments faster, easier and more cost effective for the global financial community, including non-banks. We are delighted to expand our partnership with Barclays to allow the fintech community and financial institutions more broadly to access the full range of SEPA services, thus enabling them to reduce costs and provide a much-improved experience to their end customers.”",[],"rich_text$4c976fb9-6e15-4b5b-9140-8a91f17ed71c","rich_text",{"variation":412,"version":413,"items":428,"primary":429,"id":436,"slice_type":437,"slice_label":13},[],{"quote":430,"attribution_name":434,"attribution_role":435},[431],{"type":422,"text":432,"spans":433},"“More and more financial institutions (FI’s) are placing mission critical processes onto a platform. Cloud-native technology is now proven at an industrial scale and confidence is high and growing. This announcement marks the beginning of a global roll out for Form3, and the funding required to tackle the next big challenges in payments;  how should payments become smart – uniquely possible with our cloud native technology and an exciting new phase to come.” ",[],"Michael Mueller","Executive Chair","pull_quote$a002f9ba-0b41-4f72-8ec7-8e57a96ee088","pull_quote",{"variation":412,"version":413,"items":439,"primary":440,"id":454,"slice_type":426,"slice_label":13},[],{"body":441},[442],{"type":422,"text":443,"spans":444},"Martin Runow, Global Head of Payments, FX and Digital, Barclays Corporate Banking commented \"Our continued close collaboration with Form3 has allowed us to add a SEPA Credit transfer service alongside our SEPA Instant proposition which we jointly launched in 2020. This is another key step in enabling Payment Service Providers to offer comprehensive pan-European payment and receipt solutions to their underlying customers.\"",[445,448,451],{"start":17,"end":446,"type":447},82,"strong",{"start":449,"end":450,"type":447},91,93,{"start":450,"end":452,"type":453},425,"em","rich_text$b2f7ad0b-cf04-43ec-aef0-1d921b0e2554",1788466511287]