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the global financial services firm, is partnering with Form3, a leading global fintech offering account-to-account payments technology, to deliver instant payments in Canada via the country’s new Real Time Rail (RTR).",{"dimensions":394,"alt":26,"copyright":13,"url":25,"id":397,"edit":398},{"width":395,"height":396},2400,1254,"Z-3hcmT-xDKUOlHd",{"x":17,"y":17,"zoom":18,"background":19},"2026-11-03",2,{},[403,408,411,414],{"type":404,"text":405,"spans":406,"direction":407},"paragraph","Form3 is building the Financial Fabric behind modern money movement.",[],"ltr",{"type":404,"text":409,"spans":410,"direction":407},"Founded in 2016, Form3 applies cloud-native technology to the foundations of payments—connecting infrastructure, payment networks and capabilities through a secure, resilient and always-on platform.",[],{"type":404,"text":412,"spans":413,"direction":407},"Through a single API, Form3 helps banks and fintechs simplify payment connectivity, reduce complexity and adapt to change, 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