[{"data":1,"prerenderedAt":754},["ShallowReactive",2],{"nav_featured_podcast":3,"nav_featured_press_release":21,"navigation_content":30,"page:uk-bacs":377},{"uid":4,"title":5,"episodeLabel":6,"dateLabel":7,"episodeArt":8,"href":20},"from-payment-rails-to-connectivity","From Payment Rails to Connectivity, with The Clearing House's David Watson","EPISODE 5","August 18, 2026",{"dimensions":9,"alt":12,"copyright":13,"url":14,"id":15,"edit":16},{"width":10,"height":11},1064,652,"Payments Cannot Fail — Episode 05 with David Watson",null,"\u002F_prismic-media\u002Fd80df2e47c3ecb6f-cFcyPAgzKCMQEaND_Episode-05-David.jpg","cFcyPAgzKCMQEaND",{"x":17,"y":17,"zoom":18,"background":19},0,1,"transparent","\u002Fresources\u002Fpodcasts\u002Ffrom-payment-rails-to-connectivity",{"uid":22,"title":23,"tag":24,"dateLabel":25,"imageUrl":26,"imageAlt":27,"href":28,"imageFit":29},"form3-expands-strategic-partnership-with-sumup","Form3 expands strategic partnership with SumUp to bring real-time SEPA payments to millions of European small businesses","EU","February 25, 2026","\u002F_prismic-media\u002F3e91177f91478610-QA44Gzev0_tdg3ZI_SumUp.jpg","sumup","\u002Fresources\u002Fpress-releases\u002Fform3-expands-strategic-partnership-with-sumup","cover",{"header":31,"platform":59,"solutions":91,"developers":133,"company":155,"resources":184,"partnerships":208,"footer":220,"mobile":324},{"ctaLabel":32,"ctaHref":33,"topNav":34},"TALK TO OUR TEAM","\u002Fcontact",[35,39,43,47,51,55],{"label":36,"href":37,"key":38},"Platform","\u002Fplatform","platform",{"label":40,"href":41,"key":42},"Solutions","\u002Fsolutions","solutions",{"label":44,"href":45,"key":46},"Developers","\u002Fdevelopers","developers",{"label":48,"href":49,"key":50},"Company","\u002Fcompany","company",{"label":52,"href":53,"key":54},"Resources","\u002Fresources","resources",{"label":56,"href":57,"key":58},"Partnerships","\u002Fpartnerships","partnerships",{"sectionEyebrow":60,"primary":61,"productLinks":65,"enterprise":81,"trustFabric":86},"Explore the Platform",{"heading":62,"body":63,"ctaLabel":64,"ctaHref":37},"Our Payments Platform","A resilient, cloud-native platform powering real-time account-to-account payments at global scale.","See How It Works",[66,69,72,75,78],{"label":67,"href":68},"Payments Processing & Gateway","\u002Fpayments-processing-gateway",{"label":70,"href":71},"Orchestration & Intelligent Routing","\u002Forchestration-intelligent-routing",{"label":73,"href":74},"Payments Simulator","\u002Fpayments-simulator",{"label":76,"href":77},"Sponsor Bank Enablement","\u002Fsponsor-bank-enablement",{"label":79,"href":80},"Inform3d UI","\u002Finform3d-ui",{"heading":82,"body":83,"ctaLabel":84,"ctaHref":85},"Form3 Enterprise","Deploy and manage proven cloud-native payments technology in the environment that works for your institution.","Deploy Enterprise","\u002Fplatform\u002Fenterprise",{"heading":87,"body":88,"ctaLabel":89,"ctaHref":90},"Form3 Trust Fabric","Manage TLS certificates, cryptographic vulnerabilities and quantum readiness at scale, with continuous visibility.","Deploy Trust Fabric","\u002Fplatform\u002Ftrust-fabric",{"regionsIntro":92,"regions":98,"industries":118},{"eyebrow":93,"heading":94,"headingLine2":95,"body":96,"ctaLabel":64,"ctaHref":97},"Regions","Global Reach.","Regional Expertise.","A proven payments platform serving organizations worldwide, with specialized experience across North America, United Kingdom, and Europe.","\u002Fglobal",[99,108,113],{"label":100,"description":101,"ctaLabel":102,"href":103,"extraLinks":104},"North America","Real-time infrastructure, through a resilient, multi-cloud platform built for scale and regulatory confidence.","US HOME","\u002Fsolutions\u002Funited-states",[105],{"label":106,"href":107},"CANADA HOME","\u002Fsolutions\u002Fcanada",{"label":109,"description":110,"ctaLabel":111,"href":112},"United Kingdom","Powering account-to-account payments at the heart of the UK financial ecosystem, with proven resilience.","UK HOME","\u002Fsolutions\u002Funited-kingdom",{"label":114,"description":115,"ctaLabel":116,"href":117},"Europe","Enabling secure, real-time and SEPA payments across European markets through a unified, cloud-native platform.","EUROPE HOME","\u002Fsolutions\u002Feurope",{"eyebrow":119,"links":120},"Industries",[121,125,129],{"label":122,"href":123,"iconSrc":124},"Financial Services","\u002Fsolutions\u002Findustries\u002Ffinancial-services","\u002F_prismic-media\u002F29c09c45caa89db9-kbUHZmgTmuIMbo1t_FinancialServices_menu.svg",{"label":126,"href":127,"iconSrc":128},"Fintech","\u002Fsolutions\u002Findustries\u002Ffintech","\u002F_prismic-media\u002F6de3e7cb4dd8d874-SjwNe6Nh-bbuTi0P_Fintech_menu.svg",{"label":130,"href":131,"iconSrc":132},"Government","\u002Fsolutions\u002Findustries\u002Fgovernment","\u002F_prismic-media\u002Fe71bc3a74a1d2142-kaGgdituzKDnVTbm_Government_menu.svg",{"engineering":134,"api":142,"pressEyebrow":154},{"eyebrow":135,"links":136},"Engineering",[137,139],{"label":135,"href":138},"\u002Fengineering",{"label":140,"href":141},"Accreditations","\u002Faccreditations",{"eyebrow":143,"links":144},"API",[145,148,151],{"label":146,"href":147},"API Docs","https:\u002F\u002Fwww.api-docs.form3.tech\u002F",{"label":149,"href":150},"API Tutorials","https:\u002F\u002Fwww.api-docs.form3.tech\u002Fapi\u002Ftutorials\u002Fgetting-started\u002Fintroduction",{"label":152,"href":153},"API Status","https:\u002F\u002Fstatus.form3.tech\u002F","Latest Press Release",{"about":156,"people":171,"podcastEyebrow":183},{"eyebrow":157,"links":158},"About",[159,162,165,168],{"label":160,"href":161},"Our Story","\u002Fcompany\u002Four-story",{"label":163,"href":164},"Our Team","\u002Fcompany\u002Fteam",{"label":166,"href":167},"Our Success & Strategic Approach","\u002Fcompany\u002Four-success",{"label":169,"href":170},"Customer Stories","\u002Fcompany\u002Fcustomer-stories",{"eyebrow":172,"links":173},"People",[174,177,180],{"label":175,"href":176},"Careers","\u002Fcompany\u002Fcareers",{"label":178,"href":179},"Vacancies","\u002Fcompany\u002Fvacancies",{"label":181,"href":182},"Culture","\u002Fcompany\u002Fculture","Latest Podcast",{"intro":185,"links":189,"pressEyebrow":154,"podcastEyebrow":183},{"eyebrow":52,"heading":186,"body":187,"ctaLabel":188,"ctaHref":53},"Form3 Resources","Our Resources bring together thought leadership, engineering insights, payments expertise, webinars, podcasts, whitepapers, company news and stories from our teams—all in one place.","LEARN MORE",[190,193,196,199,202,205],{"label":191,"href":192},"Payments Cannot Fail Podcast","\u002Fresources\u002Fpodcasts",{"label":194,"href":195},"Press Releases","\u002Fresources\u002Fpress-releases",{"label":197,"href":198},"Payment Insights","\u002Fresources\u002Fpayment-insights",{"label":200,"href":201},"Culture Blog","\u002Fresources\u002Fculture-blog",{"label":203,"href":204},"Engineering Blog","\u002Fresources\u002Fengineering-blog",{"label":206,"href":207},"Events","\u002Fevents",{"intro":209,"links":213,"pressEyebrow":154},{"eyebrow":56,"heading":210,"body":211,"ctaLabel":212,"ctaHref":57},"Partner with Form3","Explore how Form3 works with banks, fintechs, cloud providers, technology platforms and system integrators to accelerate payment modernization, strengthen customer offerings and unlock new opportunities for growth.","Let's Partner Together",[214,217],{"label":215,"href":216},"Technical & Ecosystem Partners","\u002Fpartnerships\u002Ftechnical-ecosystem",{"label":218,"href":219},"Channel & Distribution Partners","\u002Fpartnerships\u002Fchannel-distribution",{"platform":221,"region":228,"development":239,"company":247,"resources":258,"partnerships":266,"stayConnected":271,"legalLinks":291,"certifications":313},{"title":36,"links":222},[223,224,225,226,227],{"label":62,"href":37},{"label":67,"href":68},{"label":70,"href":71},{"label":73,"href":74},{"label":76,"href":77},{"title":229,"links":230},"Region",[231,233,235,236,237],{"label":232,"href":97},"Global",{"label":234,"href":103},"United States",{"label":109,"href":112},{"label":114,"href":117},{"label":238,"href":107},"Canada",{"title":240,"links":241},"Development",[242,243,244,245,246],{"label":135,"href":138},{"label":140,"href":141},{"label":146,"href":147},{"label":149,"href":150},{"label":152,"href":153},{"title":48,"links":248},[249,250,251,252,253,254,255],{"label":160,"href":161},{"label":163,"href":164},{"label":169,"href":170},{"label":175,"href":176},{"label":178,"href":179},{"label":181,"href":182},{"label":256,"href":257},"Net Zero","\u002Fcompany\u002Fnet-zero",{"title":52,"links":259},[260,261,262,263,264,265],{"label":186,"href":53},{"label":191,"href":192},{"label":194,"href":195},{"label":200,"href":201},{"label":203,"href":204},{"label":206,"href":207},{"title":56,"links":267},[268,269,270],{"label":210,"href":57},{"label":215,"href":216},{"label":218,"href":219},{"title":272,"body":273,"ctaLabel":32,"ctaHref":33,"social":274},"Stay Connected","Form3 is a global account-to-account financial fabric delivering a proven payments platform trusted by banks and fintechs to deliver resilient, real-time payment experiences for their customers at scale.",[275,279,283,287],{"label":276,"href":277,"icon":278},"LinkedIn","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fform3-financial-cloud\u002F","linkedin",{"label":280,"href":281,"icon":282},"X","https:\u002F\u002Fwww.x.com\u002FForm3Cloud","x",{"label":284,"href":285,"icon":286},"YouTube","https:\u002F\u002Fwww.youtube.com\u002F@Form3Cloud","youtube",{"label":288,"href":289,"icon":290},"Instagram","https:\u002F\u002Fwww.instagram.com\u002Fform3.tech","instagram",[292,295,298,301,304,307,310],{"label":293,"href":294},"Terms & Conditions","\u002Flegal\u002Fterms-and-conditions",{"label":296,"href":297},"Privacy Policy","\u002Flegal\u002Fdata-privacy-statement",{"label":299,"href":300},"Recruitment Data Policy","\u002Flegal\u002Frecruitment-data-policy",{"label":302,"href":303},"Modern Slavery Statement","\u002Flegal\u002Fmodern-slavery",{"label":305,"href":306},"License","\u002Flegal\u002Flicense",{"label":308,"href":309},"Cookie Policy","\u002Flegal\u002Fcookie-policy",{"label":311,"href":312},"Manage Cookies","#cookies",[314,316,318,320,322],{"label":315},"ISO 27001",{"label":317},"ISO 27017",{"label":319},"ISO 27018",{"label":321},"ISAE 3000 SOC 2 Type II",{"label":323},"ISO 22301",{"platform":325,"solutions":340,"developers":354,"company":364,"resources":365,"partnerships":373},[326,328,338,339],{"kind":327,"label":62,"href":37},"link",{"kind":329,"label":60,"children":330},"group",[331,332,333,334,336],{"label":67,"href":68},{"label":70,"href":71},{"label":73,"href":74},{"label":76,"href":335},"\u002Fplatform\u002Fsponsor-bank-enablement",{"label":79,"href":337},"\u002Fplatform\u002Finform3d-ui",{"kind":327,"label":82,"href":85},{"kind":327,"label":87,"href":90},[341,343,349],{"kind":327,"label":232,"href":342},"\u002Fsolutions\u002Fglobal",{"kind":329,"label":93,"children":344},[345,346,347,348],{"label":234,"href":103},{"label":238,"href":107},{"label":109,"href":112},{"label":114,"href":117},{"kind":329,"label":119,"children":350},[351,352,353],{"label":122,"href":123},{"label":126,"href":127},{"label":130,"href":131},[355,359],{"kind":329,"label":135,"children":356},[357,358],{"label":135,"href":138},{"label":140,"href":141},{"kind":329,"label":143,"children":360},[361,362,363],{"label":146,"href":147},{"label":149,"href":150},{"label":152,"href":153},[],[366,367,368,369,370,371,372],{"kind":327,"label":186,"href":53},{"kind":327,"label":191,"href":192},{"kind":327,"label":194,"href":195},{"kind":327,"label":197,"href":198},{"kind":327,"label":200,"href":201},{"kind":327,"label":203,"href":204},{"kind":327,"label":206,"href":207},[374,375,376],{"kind":327,"label":210,"href":57},{"kind":327,"label":215,"href":216},{"kind":327,"label":218,"href":219},{"id":378,"uid":379,"url":380,"type":381,"href":382,"tags":383,"first_publication_date":384,"last_publication_date":385,"slugs":386,"linked_documents":388,"lang":389,"alternate_languages":390,"data":391},"anqKwBIAAC0AM0AB","uk-bacs","\u002Fsolutions\u002Funited-kingdom\u002Fuk-bacs","page","https:\u002F\u002Fform3-website.cdn.prismic.io\u002Fapi\u002Fv2\u002Fdocuments\u002Fsearch?ref=apjJ1BEAAC0AJxzl&q=%5B%5B%3Ad+%3D+at%28document.id%2C+%22anqKwBIAAC0AM0AB%22%29+%5D%5D",[],"2026-08-11T02:39:07+0000","2026-08-28T04:50:46+0000",[387],"high-volume-payments-simplified",[],"en-us",[],{"slices":392,"title":712,"footer_theme":585,"meta_title":751,"meta_description":752,"meta_image":753},[393,448,526,588,738],{"variation":394,"version":395,"items":396,"primary":397,"id":446,"slice_type":447,"slice_label":13},"default","",[],{"eyebrow":398,"heading":399,"body":405,"cta_label":410,"cta_link":411,"logos":421,"background_video":422,"background_video_poster":430,"background_video_reduced_motion":438,"theme":443,"overlay_pattern":444,"background_continuation":445},"UK SOLUTIONS: UK BACS",[400],{"type":401,"text":402,"spans":403,"direction":404},"heading1","High-Volume Payments, Simplified",[],"ltr",[406],{"type":407,"text":408,"spans":409,"direction":404},"paragraph","Form3 provides reliable, scalable access to the UK Bacs scheme through a cloud-native platform. Institutions can process high-volume, non-urgent payments efficiently while reducing the cost and complexity of legacy batch infrastructure.",[],"LET'S BUILD TOGETHER",{"id":412,"type":413,"tags":414,"lang":389,"slug":415,"first_publication_date":416,"last_publication_date":417,"url":33,"link_type":418,"key":419,"isBroken":420},"alcBWhEAACoAQ_M7","contact_page",[],"contact-page","2026-07-15T03:50:56+0000","2026-09-01T21:08:01+0000","Document","6249cc9e-d061-469d-928d-c4d359ef3170",false,[],{"link_type":423,"key":424,"kind":425,"id":426,"url":427,"name":428,"size":429},"Media","56d894b8-d33b-41b5-aa03-7fe014dec5d6","file","YJPz9pMsRGaJXVXV","\u002F_prismic-media\u002F73d5ddb28dc32c28-YJPz9pMsRGaJXVXV_hero-uk-bacs.mp4","hero-uk-bacs.mp4","1196864",{"dimensions":431,"alt":434,"copyright":13,"url":435,"id":436,"edit":437},{"width":432,"height":433},1280,713,"uk-bacs-static","\u002F_prismic-media\u002F23632f8071fa3453-ahYf3YHrmVSUJzhz_hero-uk-bacs-poster.jpg","ahYf3YHrmVSUJzhz",{"x":17,"y":17,"zoom":18,"background":19},{"dimensions":439,"alt":434,"copyright":13,"url":440,"id":441,"edit":442},{"width":432,"height":433},"\u002F_prismic-media\u002F879a583049bf3195-TcsiqgsrPi2El8vA_hero-uk-bacs-reduced-motion.jpg","TcsiqgsrPi2El8vA",{"x":17,"y":17,"zoom":18,"background":19},"Dark","None","Solid color (no gradient)","hero$2b68ee84-779d-4a62-bdaa-b22f675f2524","hero",{"variation":394,"version":395,"items":449,"primary":450,"id":524,"slice_type":525,"slice_label":13},[],{"list_position":451,"eyebrow":452,"heading":453,"body":458,"cta_label":465,"cta_link":466,"rows":469,"theme":443,"overlay_pattern":444,"background_continuation":523},"Right","WHY FORM3",[454],{"type":455,"text":456,"spans":457,"direction":404},"heading2","Modern Infrastructure Built for Essential Payment Flows",[],[459,462],{"type":407,"text":460,"spans":461,"direction":404},"Bacs remains critical for batch payment processing, supporting transaction types such as payroll, government payments, pensions, insurance settlements and direct debits. However, many institutions depend on outdated systems that are costly to maintain, difficult to change, and operationally intensive. ",[],{"type":407,"text":463,"spans":464,"direction":404},"Form3 abstracts scheme connectivity and infrastructure into a single platform, simplifying how payments are built and operated.",[],"TALK TO OUR EXPERTS",{"id":412,"type":413,"tags":467,"lang":389,"slug":415,"first_publication_date":416,"last_publication_date":417,"url":33,"link_type":418,"key":468,"isBroken":420},[],"807bfc0f-3d4e-4faf-817c-7af4006c4cb7",[470,483,493,503,513],{"icon":471,"title":479,"description":480,"link":481},{"dimensions":472,"alt":475,"copyright":13,"url":476,"id":477,"edit":478},{"width":473,"height":474},192,200,"modernize","\u002F_prismic-media\u002Fcb0b2ee85edd3f52-RZZHIJ10wjcYZ-OC_Streaming_white.svg","RZZHIJ10wjcYZ-OC",{"x":17,"y":17,"zoom":18,"background":19},"Simplify Scheme Access","Access Bacs through a single API, standardizing connectivity for batch payment processing.",{"link_type":482},"Any",{"icon":484,"title":490,"description":491,"link":492},{"dimensions":485,"alt":486,"copyright":13,"url":487,"id":488,"edit":489},{"width":473,"height":474},"faster","\u002F_prismic-media\u002Fe7b0eaaa35824809-LNFPHLcnoydf7Cmh_PerformanceMonitoring_white.svg","LNFPHLcnoydf7Cmh",{"x":17,"y":17,"zoom":18,"background":19},"Deliver Faster Time to Value","Reduce onboarding timelines by replacing complex legacy integrations with a single, API-driven approach.",{"link_type":482},{"icon":494,"title":500,"description":501,"link":502},{"dimensions":495,"alt":496,"copyright":13,"url":497,"id":498,"edit":499},{"width":473,"height":474},"batch","\u002F_prismic-media\u002Fb98db0dfb6f36cba-K2D3ZcuhsiAK3ByN_BatchPayments_white.svg","K2D3ZcuhsiAK3ByN",{"x":17,"y":17,"zoom":18,"background":19},"Lower Cost of Ownership","Reduce reliance on legacy batch infrastructure and manual processes, lowering operational cost and complexity.",{"link_type":482},{"icon":504,"title":510,"description":511,"link":512},{"dimensions":505,"alt":506,"copyright":13,"url":507,"id":508,"edit":509},{"width":473,"height":474},"resilience","\u002F_prismic-media\u002F2a353ce6272ff7ef-Flqcp7mLtBCJfuWD_GuaranteeofPayment_white.svg","Flqcp7mLtBCJfuWD",{"x":17,"y":17,"zoom":18,"background":19},"Built for Resilience","Rely on Form3’s cloud-native, multi-cloud architecture to process high volumes of batch payments, without downtime.",{"link_type":482},{"icon":514,"title":520,"description":521,"link":522},{"dimensions":515,"alt":516,"copyright":13,"url":517,"id":518,"edit":519},{"width":473,"height":474},"success","\u002F_prismic-media\u002F4adb0cb35ad6db16-Z2Lt99dtJZ-SCiu1_TargetSettlement_white.svg","Z2Lt99dtJZ-SCiu1",{"x":17,"y":17,"zoom":18,"background":19},"Ensure Success in Production","Test new capabilities in our simulator and rest assured in the knowledge that success in staging will mean success in production.",{"link_type":482},"Gradient: start (top of page)","feature_list$df98d992-84e7-441b-b846-8104055cc336","feature_list",{"variation":394,"version":395,"items":527,"primary":528,"id":586,"slice_type":587,"slice_label":13},[],{"eyebrow":529,"heading":530,"intro":534,"tab_style":535,"tabs":536,"additional_eyebrow":13,"additional_locations":584,"theme":585,"background_continuation":523},"SCHEME CONNECTIVITY",[531],{"type":455,"text":532,"spans":533,"direction":404},"Connect to the Following Schemes",[],[],"Cards",[537,560],{"tab_number":538,"tab_label":539,"tab_icon":540,"panel_heading":539,"panel_body":546,"panel_aside_type":13,"panel_image":553,"panel_aside_video":554,"panel_aside_video_poster":555,"panel_aside_video_reduced_motion":556,"panel_aside_video_url":13,"panel_aside_embed":557,"panel_metrics":558,"panel_items":559},"01","Bacs - Direct",{"dimensions":541,"alt":542,"copyright":13,"url":543,"id":544,"edit":545},{"width":473,"height":474},"direct","\u002F_prismic-media\u002Ff4b8e19ab7c29257-bLC9_boY5moF5V7t_One-offPayments.svg","bLC9_boY5moF5V7t",{"x":17,"y":17,"zoom":18,"background":19},[547,550],{"type":407,"text":548,"spans":549,"direction":404},"This connection model is for large regulated financial institutions looking for long-term, high-volume access to payment schemes in the UK. Customers can gain direct access to the Bacs scheme with settlement via a Bank of England account.",[],{"type":407,"text":551,"spans":552,"direction":404},"As a Bacs Direct Settling Participant, you gain direct access to the Bacs central infrastructure and settle transactions through your own Bank of England account. Form3's API provides access to the full range of Bacs fields and functionality, enabling you to create Bacs Direct Credits, Direct Debits, and Direct Debit Instructions (mandates). Inbound transactions and scheme reports can be received while Form3 automatically generates the required ARUCS, ARUDD, and AUDDIS responses, simplifying operations.",[],{},{"link_type":423},{},{},{},[],[],{"tab_number":561,"tab_label":562,"tab_icon":563,"panel_heading":569,"panel_body":570,"panel_aside_type":13,"panel_image":577,"panel_aside_video":578,"panel_aside_video_poster":579,"panel_aside_video_reduced_motion":580,"panel_aside_video_url":13,"panel_aside_embed":581,"panel_metrics":582,"panel_items":583},"02","Bacs - Direct Non-Settling",{"dimensions":564,"alt":565,"copyright":13,"url":566,"id":567,"edit":568},{"width":473,"height":474},"flexible","\u002F_prismic-media\u002F8ff0d22b91170dfc-W4BbQUZiKQH3xL9N_PredictivePayments.svg","W4BbQUZiKQH3xL9N",{"x":17,"y":17,"zoom":18,"background":19},"Bacs – Directly Connected Non-Settling",[571,574],{"type":407,"text":572,"spans":573,"direction":404},"This connection model is for fast-growing financial institutions and regulated Fintechs wanting quick access to UK payment schemes. Customers can gain access via a sponsor bank that provides the liquidity and settlement.",[],{"type":407,"text":575,"spans":576,"direction":404},"As a Bacs-sponsored participant, you gain access to the Bacs central infrastructure via a sponsor bank, which will undertake settlement on your behalf. Customers gain all the benefits of being a direct participant without the need for a Bank of England settlement account. Sponsored participants have full real-time visibility of all transactions.",[],{},{"link_type":423},{},{},{},[],[],[],"Light","tabbed_content$4dc51e61-c92a-4269-936b-0cabe374b68b","tabbed_content",{"variation":589,"version":395,"items":590,"primary":591,"id":736,"slice_type":737,"slice_label":13},"region_grid",[],{"eyebrow":592,"heading":593,"body":597,"cta_label":13,"cta_link":598,"us_title":599,"us_subtitle":600,"us_link":601,"us_mesh_pattern":609,"us_mesh_image":610,"us_schemes":611,"eu_title":644,"eu_subtitle":645,"eu_link":646,"eu_mesh_pattern":654,"eu_mesh_image":655,"eu_schemes":656,"uk_title":688,"uk_subtitle":689,"uk_link":690,"uk_mesh_pattern":698,"uk_mesh_image":699,"uk_schemes":700,"theme":585,"overlay_pattern":444,"background_continuation":735},"EXPLORE YOUR REGION",[594],{"type":455,"text":595,"spans":596,"direction":404},"Form3 Financial Fabric for Your Region",[],[],{"link_type":482},"UNITED STATES","Discover Real-Time Payments",{"id":602,"type":381,"tags":603,"lang":389,"slug":604,"first_publication_date":605,"last_publication_date":606,"uid":607,"url":103,"link_type":418,"key":608,"isBroken":420},"al1xGxEAACwAUobp",[],"the-us-financial-fabric-behind-every-payment","2026-07-20T01:21:55+0000","2026-09-03T00:29:45+0000","united-states","b9bf5ad5-ec4f-4b7e-8f07-ae1fd7f96645","US mesh",{},[612,623,634],{"label":613,"link":614},"US Instant",{"id":615,"type":381,"tags":616,"lang":389,"slug":617,"first_publication_date":618,"last_publication_date":619,"uid":620,"url":621,"link_type":418,"key":622,"isBroken":420},"anoyABIAACkAMehO",[],"instant-payments-without-the-complexity","2026-08-10T20:31:37+0000","2026-09-02T17:43:04+0000","us-instant","\u002Fsolutions\u002Funited-states\u002Fus-instant","1d3ec391-f28b-44bc-91c1-d678b1283fa9",{"label":624,"link":625},"US ACH",{"id":626,"type":381,"tags":627,"lang":389,"slug":628,"first_publication_date":629,"last_publication_date":630,"uid":631,"url":632,"link_type":418,"key":633,"isBroken":420},"anqKqBIAACgAMz9b",[],"modern-ach-without-operational-burden","2026-08-11T02:39:08+0000","2026-09-02T17:45:04+0000","us-ach","\u002Fsolutions\u002Funited-states\u002Fus-ach","288914ba-5310-4649-a1e3-5db30f358bef",{"label":635,"link":636},"US Wire",{"id":637,"type":381,"tags":638,"lang":389,"slug":639,"first_publication_date":629,"last_publication_date":640,"uid":641,"url":642,"link_type":418,"key":643,"isBroken":420},"anqKvBIAAC4AMz_i",[],"high-value-payments-delivered-with-certainty","2026-08-27T17:32:17+0000","us-wire","\u002Fsolutions\u002Funited-states\u002Fus-wire","20e10978-8d40-486e-89e5-e0831a9176da","EUROPE","Unlock Full SEPA Access",{"id":647,"type":381,"tags":648,"lang":389,"slug":649,"first_publication_date":650,"last_publication_date":651,"uid":652,"url":117,"link_type":418,"key":653,"isBroken":420},"anoegxIAACgAMZYQ",[],"the-financial-fabric-connecting-europes-payments","2026-08-10T19:10:37+0000","2026-09-02T23:27:32+0000","eu","37734368-6c4f-46c6-9684-25e21415b102","EU mesh",{},[657,668,678],{"label":658,"link":659},"SEPA Instant",{"id":660,"type":381,"tags":661,"lang":389,"slug":662,"first_publication_date":663,"last_publication_date":664,"uid":665,"url":666,"link_type":418,"key":667,"isBroken":420},"anqKxxIAACoAM0Ar",[],"real-time-sepa-payments-delivered-at-scale","2026-08-11T02:39:06+0000","2026-09-02T17:46:49+0000","sepa-instant","\u002Fsolutions\u002Feurope\u002Fsepa-instant","a3a3448d-6bc6-40b1-8364-1a376acd3c25",{"label":669,"link":670},"SEPA (DD, CT)",{"id":671,"type":381,"tags":672,"lang":389,"slug":673,"first_publication_date":663,"last_publication_date":674,"uid":675,"url":676,"link_type":418,"key":677,"isBroken":420},"anqKyRIAAC4AM0A4",[],"simplified-payments-infrastructure","2026-09-02T17:52:46+0000","sepa-dd-ct","\u002Fsolutions\u002Feurope\u002Fsepa-dd-ct","65a9adf3-a02c-4b29-a791-6689795ebd52",{"label":679,"link":680},"Verification of Payee",{"id":681,"type":381,"tags":682,"lang":389,"slug":683,"first_publication_date":663,"last_publication_date":684,"uid":685,"url":686,"link_type":418,"key":687,"isBroken":420},"anqKyxIAAC0AM0BC",[],"prevent-fraud-before-payments-are-sent","2026-09-03T01:13:56+0000","vop","\u002Fsolutions\u002Feurope\u002Fvop","1472191c-b141-4f43-ac3f-217b4adb2bed","UNITED KINGDOM","One Connection. All Schemes.",{"id":691,"type":381,"tags":692,"lang":389,"slug":693,"first_publication_date":694,"last_publication_date":695,"uid":696,"url":112,"link_type":418,"key":697,"isBroken":420},"anosIxIAACkAMc72",[],"the-uk-financial-fabric-behind-every-payment","2026-08-10T20:04:47+0000","2026-09-02T23:26:49+0000","united-kingdom","1456866a-6b2d-478c-aeea-8e1dc195e8ea","UK mesh",{},[701,711,716,725],{"label":702,"link":703},"UK Instant",{"id":704,"type":381,"tags":705,"lang":389,"slug":706,"first_publication_date":629,"last_publication_date":707,"uid":708,"url":709,"link_type":418,"key":710,"isBroken":420},"anqKvhIAACkAMz_0",[],"real-time-payments-uncompromised","2026-08-27T17:29:55+0000","uk-instant","\u002Fsolutions\u002Funited-kingdom\u002Fuk-instant","5fbefec1-7453-4634-aa10-8d5235e292d6",{"label":712,"link":713},"UK Bacs",{"id":378,"type":381,"tags":714,"lang":389,"slug":387,"first_publication_date":384,"last_publication_date":385,"uid":379,"url":380,"link_type":418,"key":715,"isBroken":420},[],"e834e89f-23fb-461a-baa3-7d3914270964",{"label":717,"link":718},"Confirmation of Payee",{"id":719,"type":381,"tags":720,"lang":389,"slug":683,"first_publication_date":384,"last_publication_date":721,"uid":722,"url":723,"link_type":418,"key":724,"isBroken":420},"anqKwhIAACgAM0AM",[],"2026-08-27T17:28:30+0000","cop","\u002Fsolutions\u002Funited-kingdom\u002Fcop","c71eaaa9-bf28-4150-a917-aee0ec846150",{"label":726,"link":727},"On-Us Payments",{"id":728,"type":381,"tags":729,"lang":389,"slug":730,"first_publication_date":384,"last_publication_date":731,"uid":732,"url":733,"link_type":418,"key":734,"isBroken":420},"anqKxBIAAC0AM0AY",[],"revolutionize-your-internal-transactions","2026-08-27T17:28:57+0000","on-us","\u002Fsolutions\u002Funited-kingdom\u002Fon-us","e1dad4c0-129e-4297-b773-9d95f95df026","Gradient: end (fades to white)","global_reach$9f814e8e-fdf5-4cf1-a421-141af9ab2a27","global_reach",{"variation":394,"version":395,"items":739,"primary":740,"id":749,"slice_type":750,"slice_label":13},[],{"heading":741,"cta_label":410,"cta_link":745,"theme":585,"overlay_pattern":444,"background_continuation":748},[742],{"type":455,"text":743,"spans":744,"direction":404},"Modernize Your Bacs Infrastructure",[],{"id":412,"type":413,"tags":746,"lang":389,"slug":415,"first_publication_date":416,"last_publication_date":417,"url":33,"link_type":418,"key":747,"isBroken":420},[],"32959edd-bac2-488a-90be-af564ac6c295","Gradient into footer: end","pre_footer_cta$0c28992c-1f55-4e44-b508-383c794dc8a4","pre_footer_cta","UK Bacs API for Banks | Form3","Form3 provides reliable, scalable access to the UK Bacs scheme through a single cloud-native API — built for high-volume batch payments.",{},1788399685422]