
STAND A016
Sibos 2026
Join us from Monday, September 28 - Thursday, October 1 at the Miami Beach Convention Center for Sibos 2026 - the leading global event for the financial industry. It’s where the brightest minds in banking and payments come together to explore innovation, resilience, and the future of finance.
Visit Form3's stand A016 and Map Your Payments Story. Choose the eight payments that matter most to you, connect your thread across our interactive wall, and discover whether your story is driven by Business, Family, Life Moments or Luxury.
Complete your story and you’ll also be in with a chance to win some fantastic prizes! What will your payments story reveal?

WE'RE SPEAKING
The Cost of Change: Modernizing Payments Without Rebuilding the Bank
As the US payments landscape becomes increasingly fragmented, financial institutions are under pressure to support new payment rails, meet evolving customer expectations, and respond to regulatory change—all while controlling costs and reducing operational complexity.
The session will explore how banks are rethinking their payments operating model and building a modern payments fabric that simplifies connectivity, reduces the cost of change, and provides the flexibility to operate across RTP, FedNow, ACH, wires, and emerging payment models. Rather than focusing on individual rails, we'll discuss how leading institutions are creating a more resilient, scalable, and future-ready foundation for money movement.
- SEPT. 30
- 11:30 AM - 12:00 PM
- EXHIBITOR STAGE 2
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