Form3

PLATFORM: ORCHESTRATION & INTELLIGENT ROUTING

Embrace Payment Change at Pace

Form3 Payment Orchestration enables financial institutions to configure and adapt payment workflows rapidly, autonomously and without unnecessary complexity.

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WHY FORM3 & WHY IT MATTERS

Capabilities Built for Simplifying Change

Whether introducing new products or responding to regulatory change, adapting payment workflows is often a slow and costly process. Multiple systems and manual processes create friction at every stage, increasing operational costs and slowing speed to market.

Form3 Payment Orchestration connects your payment-related systems through a single integration layer, automating the coordination of every step in the payment workflow from instruction to completion.

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  • Interoperability

    Interoperability

    A single API standard connects any payment or core banking system, enabling seamless interaction across your entire payments estate.

  • Self-Serve Configuration

    Self-Serve Configuration

    Configure, test and deploy workflow changes autonomously, with automated staging that keeps you in full control throughout.

  • Automated Exception Management

    Automated Exception Management

    Automated workflows handle exceptions without manual intervention, improving transaction reliability and the customer experience.

  • Rapid Change Deployment & Cost Savings

    Rapid Change Deployment & Cost Savings

    Deploy changes to existing workflows or introduce new ones quickly, reducing the cost and time burden of change and improving speed to market.

  • Full Configuration

    Full Configuration

    Every element of a workflow, including inputs, decisions, outputs and sequencing is fully configurable to reflect your operational requirements.

INTELLIGENT ROUTING

Routing for the Outcome that Matters

Our platform intelligently routes payments across the respective network, selecting the most effective path in real time. This is automatically handled through our API, ensuring each payment reaches its destination efficiently.

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  • Speed & Efficiency

    Speed & Efficiency

    Payments are dynamically routed to the optimal payment network, reducing delays and improving processing performance.

  • Seamless Interoperability

    Seamless Interoperability

    Form3 abstracts fragmented payment ecosystems, automatically determining how to reach each beneficiary across networks.

  • Built-In Intelligence

    Built-In Intelligence

    Powered by orchestration, routing decisions are executed within configurable workflows, enabling real-time control and continuous optimization.

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The Process

A payment instruction is received from your customer channel or scheme.

Form3’s platform validates the instruction.

The relevant workflow is triggered, initiating a sequence of steps across your internal and external systems, including accounting, ledger updates and fraud screening.

If exceptions arise, automated workflows manage them in real time, removing the need for manual intervention.

The workflow concludes once all defined steps have been successfully completed.

Form3 also combats payments fraud and supports sanctions screening with additional integrations.

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FEATURED RESOURCES

Expertise Behind the Infrastructure

Explore Form3’s expertise across our solutions, platform, and people as we continue building the financial fabric for resilient, scalable payments worldwide.

sumup

PRESS RELEASE

Form3 expands strategic partnership with SumUp to bring real-time SEPA payments to millions of European small businesses

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Payments Cannot Fail — Episode 05 with David Watson

PODCAST

From Payment Rails to Connectivity

In Episode 5 of Payments Cannot Fail, David Watson, President & CEO of The Clearing House, joins Form3 CRO Mark Fieldhouse to explore how payment infrastructure is evolving from traditional payment rails towards a world of connected value.

WATCH NOW
trust-fabric

Payment insights · Blog

As certificate volumes mushroom, so do their risks and the potential for outages

Form3’s new Trust Fabric offering supports firms to manage their certificate estate, maintain visibility, automate renewals and mitigate the risk of expired or unknown certificates bringing down a whole service.

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Route Every Payment with Confidence

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