PRESS RELEASE
PLATFORM: SPONSOR BANK ENABLEMENT
Focus on Your Customers
Form3 enables fintechs to access real-time payment infrastructure through sponsor banks, removing the need to become a direct payment network participant. Form3 manages the underlying payment infrastructure and operational requirements, allowing fintechs to focus on building products that differentiate their business.
Form3 streamlines the coordination between you the fintech and your sponsor bank who handles settlement, allowing you to leverage state of the art technology across multiple rails in multiple regions all through one seamless integration.
WHY FORM3
Built for Fintech Growth
Scaling for fintechs often means relying on a single bank or managing multiple banking relationships and liquidity arrangements. Form3’s platform simplifies this by centralizing payment connectivity to give fintechs ease of access, scalability and speed to market.
We allow you to focus on your payment processing, and your sponsor bank to focus on the settlement aspects – while we handle all the integrations and coordination to make this happen. Leveraging one API across multiple payment networks and regions, regardless of where you choose to manage your settlement/liquidity.
THE BENEFITS
Platform Features
Ease of Use selected.
Access real-time payment infrastructure through a single API, reducing the complexity of managing payment connectivity and operations.
PAYMENT NETWORK CONNECTIVITY
Connectivity Models for Fintechs
US: RTP Network. US: The Clearing House RTP Network – Fintech Enablement.
US: The Clearing House RTP Network – Fintech Enablement
The Form3 US Real-time payment service for fintech enablement is available for regulated financial institutions (credit institutions and other).
This Access Model brings the customer as close as possible to the clearing system without the need to hold a settlement account or direct membership to The Clearing House RTP network.
Our API provides customers with the benefits of direct technical access to The Clearing House RTP clearing system. In collaboration with a partner bank, messages are exchanged as if they were direct participants: same messages and same speed. Settlement occurs on a settlement account held with the partner bank, with customers managing their own liquidity with the partner bank.
FEATURED RESOURCES
Expertise Behind the Infrastructure
Explore Form3’s expertise across our solutions, platform, and people as we continue building the financial fabric for resilient, scalable payments worldwide.
PODCAST
From Payment Rails to Connectivity
In Episode 5 of Payments Cannot Fail, David Watson, President & CEO of The Clearing House, joins Form3 CRO Mark Fieldhouse to explore how payment infrastructure is evolving from traditional payment rails towards a world of connected value.
WATCH NOW
Payment insights · Blog
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