Cloud Native Payment Processing, Clearing and Settlement for Banks and Fintechs

Delight your customers with instant payments in the UK and Europe through an end-to-end, Payments-as-a-Service platform. No Hardware, No Software, No Maintenance, No Downtime, Just 100% Happy Customers.

OUR PLATFORM

Next Generation Payment Processing

Payments infrastructure is complex, expensive to maintain and prone to risk. Form3’s managed ‘Payments-as-a-Service’ solution removes these barriers so that you can focus on serving your customers better.

OUR PLATFORM

Next Generation Payment Processing

Payments infrastructure is complex, expensive to maintain and prone to risk. Form3’s managed ‘Payments-as-a-Service’ solution removes these barriers so that you can focus on serving your customers better.

Why customers choose our platform

Accelerate product innovation

Deploy new products instantly to improve the customer experience. Gain speed to market and a competitive edge.

Scale at your pace

Seamlessly move from one access model to another and add payment schemes as you scale up. Form3 is agnostic and independent from banks so switching is simple.

Reduce operational risk

Remove the burden of maintaining back office payments infrastructure, compliance and security. Form3 shields customers from technical scheme changes.
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Cloud-based payment processing

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Form3 takes care of the entire end to end journey of payments, from the moment a payment is instructed, right through the processing, clearing and settlement with national payment schemes.
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Agency bank partnerships

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Our combined offering facilitates agency payment services through clearing and settlement systems including UK Bacs, Faster Payments, SEPA and SWIFT payments.
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Technological innovation

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Form3 removes the need and complexity of managing critical, evolving payment infrastructure, scheme rule changes and regulation updates. It's all embedded into our platform.

Discover our services

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GBP

Access UK Faster Payments (FPS), Bacs and CHAPs

Euro

Connect to the full suite of SEPA Instant, SEPA SCT and SEPA Direct Debit payment schemes.

SWIFT

Gain global reach with a messaging platform that allows financial institutions to communicate with each other in a secure and standardised way.

Ebury, a global financial services company have utilised Form3 to attain access to the Faster Payments Scheme and the SEPA Instant Scheme.

Achieving close connectivity to payment systems is about both understanding local regulation and delivering quality technology - Form3 are unique in that they provide expertise in both.

Juan Lobato

CEO and co-founder of Ebury

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Elliot

We are hiring

Elliot

Form3 cloud native technology is revolutionising the world of payments. Join us to help shape the future of payments and be part of something special.

Elliot Williams

Senior Developer @ Form3

Latest news and blogs

Want to learn more?

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