Achieving close connectivity to payment systems is about both understanding local regulation and delivering quality technology - Form3 are unique in that they provide expertise in both.
Platform technology that powers the future of payments
OUR PLATFORM
Next Generation Payment Technology
Payments infrastructure is complex, expensive to maintain and prone to risk. Form3’s payment technology platform enables financial institutions to outsource this function altogether so they can focus more on innovating and servicing their customers better.
Why customers choose our platform
Accelerate product innovation
Deploy new products instantly to improve the customer experience. Gain speed to market and a competitive edge.
Dynamically scale as you grow
Scale on-demand as payment volumes grow. Access the full spectrum of payment schemes and future proof against technical scheme changes.
Reduce operational risk
Remove the burden of maintaining back-office payments infrastructure, compliance and security. Form3 shields customers from regulatory changes.
Cloud-based Payment Technology
Form3 provide an enterprise-grade payment technology platform on the cloud, built using microservices. The platform was designed, from inception to be highly scalable, adaptable and resilient. We adopt a ‘build to run’ development approach with monitoring alerting and reporting all built into the platform.
Agency bank partnerships
Our combined offering facilitates agency payment services through clearing and settlement systems including UK Bacs, Faster Payments, SEPA and SWIFT payments. Click here to check out our latest Faster Payments Scheme guide.
Technological innovation
Form3 removes the need and complexity of managing critical, evolving payment infrastructure, scheme rule changes and regulation updates. It's all embedded into our platform.
Discover our services
GBP
Access UK Faster Payments (FPS), Bacs and CHAPs
Euro
Connect to the full suite of SEPA Instant, SEPA SCT and SEPA Direct Debit payment schemes.
SWIFT
Gain global reach with a messaging platform that allows financial institutions to communicate with each other in a secure and standardised way.
Ebury, a global financial services company have utilised Form3 to attain access to the Faster Payments Scheme and the SEPA Instant Scheme.
We are hiring
Form3 cloud native technology is revolutionising the world of payments. Join us to help shape the future of payments and be part of something special.
Want to learn more?
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Back Office Technology Ltd trading as Form3 Financial Cloud is a privately held company with registered number 9954425 and registered address 16 Great Queen Street, Covent Garden, London, WC2B 5AH.