PRESS RELEASE
REGIONS: UNITED KINGDOM HOME
The UK Financial Fabric Behind Every Payment
Deliver the speed, reliability, and resilience customers expect from each payment. Strengthen every payment experience with infrastructure that is built for continuous performance, rapid change, and long-term growth.
THE PLATFORM
Connecting the UK Through One Resilient Platform
Form3 brings together access to Faster Payments (FPS), Bacs, CASS, and Confirmation of Payee (CoP) through one resilient platform. This allows banks and fintechs to simplify payment operations, modernize without unnecessary disruption, and deliver dependable payments across the UK.
WHY FORM3
Powering the Future of UK Payments
Proven at National Scale
Form3 powers payments for over 50% of FPS participants and a large portion of Bacs, processing billions of transactions annually across the UK’s core payment systems.
Built for Real-Time Payments
Deliver instant payment experiences through direct access to UK real-time schemes, enabling faster processing and improved customer outcomes.
Resilience as Standard
Multi-cloud architecture ensures continuous operation, maintaining payment flows even in the event of a cloud provider failure.
Accelerate Modernization
Replace fragmented legacy infrastructure with a single, API-driven platform that reduces complexity and speeds up delivery of new payment capabilities.
UK SOLUTIONS
UK Instant (FPS)
Connect to Faster Payments through cloud-native infrastructure designed for always-on processing. Form3 helps financial institutions simplify connectivity, support instant payment experiences, and forgo the complexity of legacy tech.
BUILD WITH UK INSTANT
UK Bacs
Support batch payment flows through a platform built for operational efficiency and scale. Form3 simplifies Bacs connectivity and processing to ensure everyday payments keep moving.
BUILD WITH UK BACS
Confirmation of Payee (CoP)
Verify account details before payments are sent to help protect customers from fraud and misdirected payments. Form3 provides a fully managed Confirmation of Payee service that simplifies compliance while supporting a safer payment experience.
BUILD WITH COP
On-Us Payments
Eliminate unnecessary payment routing and reduce scheme charges by processing transactions within the same bank or banking group without the need to go to scheme.
BUILD WITH ON-US
FEATURED RESOURCES
Expertise Behind the Infrastructure
Explore Form3’s expertise across our solutions, platform, and people as we continue building the financial fabric for resilient, scalable payments worldwide.
PODCAST
From Payment Rails to Connectivity
In Episode 5 of Payments Cannot Fail, David Watson, President & CEO of The Clearing House, joins Form3 CRO Mark Fieldhouse to explore how payment infrastructure is evolving from traditional payment rails towards a world of connected value.
WATCH NOW
Payment insights · Blog
As certificate volumes mushroom, so do their risks and the potential for outages
Form3’s new Trust Fabric offering supports firms to manage their certificate estate, maintain visibility, automate renewals and mitigate the risk of expired or unknown certificates bringing down a whole service.
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