PRESS RELEASE
REGIONS: UNITED STATES HOME
The US Financial Fabric Behind Every Payment
Across North America, people and businesses depend on payments that are fast, reliable, visible, and safe. Form3 provides the financial fabric that enables banks and fintechs to deliver dependable payments for customers at scale.
THE PLATFORM
One Platform with Access to Multiple Rails
Connect to RTP, FedNow, Zelle, ACH, EPN, Fedwire, and SWIFT through a single API, simplifying integration across real-time and traditional payment systems.
Form3 is a cloud-native financial fabric that simplifies payment operations, enabling banks and fintechs to connect, route and orchestrate payments across this evolving landscape and deliver the right outcomes for their customers, now and in the future.
WHY FORM3
Powering the Future of US Payments
Accelerate Real-Time Adoption
Bring instant payment capabilities to market faster while maintaining connectivity across established rails. We manage rail access and integration, reducing operational overhead and enabling faster product delivery.
Designed for Market Realities
Eliminate the complexity of operating across multiple payment rails by leveraging our single API, removing the need for financial institutions and fintechs to build their own infrastructure to deliver modern payments.
Built for the Future of Resilience at Scale
Meet the resilience expectations of United States regulations and customers. Form3’s multi-cloud architecture is designed for continuous operation even in the event of a cloud provider outage.
Modernize without Disruption
Integrate alongside existing systems and evolve at your own pace. Form3 enables institutions to introduce new payment capabilities without replacing core infrastructure.
US SOLUTIONS
US Instant
Connect to RTP, FedNow and Zelle through a modern payments platform built for 24/7 instant payments. Form3 helps financial institutions and fintechs accelerate real-time payment adoption and simplify connectivity to deliver the fast, seamless payment experiences for their customers.
BUILD WITH US INSTANT
US ACH
Access ACH and EPN through cloud-native infrastructure designed for operational efficiency and scale. Form3 enables financial institutions to simplify ACH processing on the account-to-account payment flows that businesses and consumers rely on every day.
BUILD WITH US ACH
US Wire
Connect to Fedwire and SWIFT through resilient infrastructure designed for high-value payment flows. Form3 helps financial institutions simplify wire connectivity while delivering the reliability, performance, and operational control required for time-sensitive domestic and international transactions.
BUILD WITH US WIRE
FEATURED RESOURCES
Expertise Behind the Infrastructure
Explore Form3’s expertise across our solutions, platform, and people as we continue building the financial fabric for resilient, scalable payments worldwide.
PODCAST
From Payment Rails to Connectivity
In Episode 5 of Payments Cannot Fail, David Watson, President & CEO of The Clearing House, joins Form3 CRO Mark Fieldhouse to explore how payment infrastructure is evolving from traditional payment rails towards a world of connected value.
WATCH NOW
Payment insights · Blog
As certificate volumes mushroom, so do their risks and the potential for outages
Form3’s new Trust Fabric offering supports firms to manage their certificate estate, maintain visibility, automate renewals and mitigate the risk of expired or unknown certificates bringing down a whole service.
READ MORE