UK SOLUTIONS: UK INSTANT (FPS)
Real-Time Payments, Uncompromised
Send bank-to-bank payments in milliseconds through secure, real-time access to the UK Faster Payments Scheme, (FPS).
Trusted by over 50% of FPS participants, Form3 enables institutions to deliver instant payment experiences at scale while removing the complexity of building and operating their own systems.
WHY FORM3
Support Instant Payments at Scale
Instant payments demand continuous availability, immediate processing, and absolute reliability. Yet many institutions still rely on fragmented legacy tech, which can lead to operational risk, limited scalability, and high costs.
Form3 abstracts scheme connectivity and infrastructure into a single platform, simplifying how payments are built and operated.
Simplify Scheme Access
Access FPS through a single API, removing the need for multiple integrations and enabling consistent connectivity.
Deliver Faster Time to Value
Launch real-time payment capabilities quickly through a standardized platform, avoiding complex legacy integrations.
Lower Cost of Ownership
Replace fragmented legacy systems with a single platform, reducing the cost and effort required to run real-time payments.
Built for Resilience
Rely on multi-cloud architecture for continuous operation, maintaining payment flows even in the event of a single cloud provider outage.
Ensure Success in Production
Test new capabilities in our simulator and rest assured in the knowledge that success in staging will mean success in production.
SCHEME CONNECTIVITY
Connect to the Following Schemes
Faster Payments System (FPS) - Direct
Delivering long-term, high-value access to instant payments in the UK to regulated financial institutions.
Customers gain access to FPS with settlement occurring via a Bank of England account.
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