Expand globally with SWIFT

Gain global reach through direct SWIFT access — a simple API for international payment and cash management services. Take control of your customer offering without the need to manage any hardware or software.

Build your own network of correspondent banks

With access to over 11,000 financial institutions globally, you can build your own network on SWIFT, without reliance on partner banks or heavy up-front investment.

International payments

Submit and access Customer Payments and Financial Institution Payments across FIN and FINplus. Comply with SWIFT Universal Confirmations and update the central SWIFT tracker with final confirmation of credit to the beneficiary.

Cash Management

Access services for visibility and easy management of your correspondent accounts.

Automated Exceptions Handling

Improve operations management with API services to automate your exception handling process such as returns and recalls.

Benefits of our International Payment service

Benefit from our simple international payments API to gain easy access to SWIFT and scale quickly across markets.

Direct Access

Access SWIFT without the need to maintain any hardware or software.

Next generation technology

Leverage Form3’s payments platform to access resilient and highly available cloud services via our secure API.

Scheme agnostic

Our multi-tenanted platform runs a single software instance across all customers, so we are agnostic to payment type.

Scheme compliant

ISO20022 compliance is built-in, so there’s no need to manage the co-existence of MT and MX messages.

Fully managed service

Benefit from easy onboarding with support for SWIFT certifications and management of RMAs on SWIFTNet.


Form3 accommodates for Universal Confirmations and offers communication with the SWIFT tracker for enhanced payment traceability.

Talk to an expert