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Whitepaper - Faster payments: Does interoperability matter?

Whitepaper· 2min February 23, 2023

Adoption of real-time payments

Since the launch of RTP in 2017, the adoption of real-time payments in the US has increased rapidly, with over 200 banks now using the system. Fast forward to today, and the upcoming launch of FedNow is set to be another major milestone in the continuing adoption of real-time payments. Our latest report looks at the differences between RTP and FedNow, the importance of interoperability in real-time payments, and the factors that will likely drive adoption in the US.

With insights from industry experts including:

  • David Scola
    General Manager - US, Form3
  • Michael Knorr
    CIB Industry & Advisory Lead, Wells Fargo
  • Irfan Ahmad
    Managing Director, Head of US Payments, GTS, Bank of America
  • Eralda Hasani
    Director, Immediate Payments Product Management, BNY Mellon

Written by

Form3 - Payment Technology Reimagined

Form3 are revolutionising the way payments work from channel to payment scheme. We have developed an enterprise-grade, managed, payment technology platform that integrates across multiple payment schemes, and connects into your payment systems with ease.