The payments extinction event: What’s next after the death of legacy infrastructure?

Whitepaper· 2min July 1, 2025

Legacy payments are falling short. As customer demand for real-time, seamless experiences grows, and the subscription economy expands, real-time account-to-account (A2A) payments are fast becoming the new standard.

In our joint whitepaper, Form3 and GoCardless explore how banks and businesses can modernise their infrastructure, reduce costs, and future-proof their payments by embracing agility and the right partnerships.

Download the full whitepaper to explore the opportunities, challenges, and strategies shaping the future of payments.

Form3 x GoCardless