At Form3 we believe we have a responsibility to reduce our environmental impact which is why we’re working hard to ensure we develop our environmental strategy in line with available science. We’re anti-greenwashing, and so we don’t want to just appear green, we want to determine the source of our emissions and actively reduce these as much as possible. We will then offset the unavoidable remaining emissions using verified carbon offsets, which means they are guaranteed to reduce/remove greenhouse emissions.

With the imminent launch of FedNow, we’re currently facing something of a ‘deja-vu’ from the launch of the ECB’s (European Central Bank) real-time payment scheme – TIPS. So what lessons can be learned from across the pond as the US gets ready for real-time.

In our latest blog post, Clara Diaz, People Partner at Form3 explores whether working holidays are really worth the hype.

In this report we want to address why, in the modern technological era, change should be something to embrace and not hide from. Why industry changes as significant as the New Payments Architecture, FedNow or the move to ISO20022 can essentially become insignificant. We explore how the combination of years of experience, expert understanding of technology and a vibrant culture can turn a logistical nightmare into a dream.

What are the current challenges faced by banks in their efforts to meet instant payment objectives, how is the global real time ecosystem is driving pressure on financial institutions to evolve, and what are the best way for banks to orient themselves for real-time success.

Miriam Sheril who joined Form3 recently from her role as product lead for FedNow at the Fed looks at the questions that still surround the new payment scheme, discussing areas such as interoperability, liquidity management as well as what use cases will help see the true adoption of instant payments in the US.

Michael Mueller, CEO at Form3 provides insight into the golden age of technology and the potential it has to help us create a better future for our world.

Discover why cloud and cloud-native technology is key for fintechs in Europe to advance and fast track their payment ambitions in Europe.