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Whitepaper · 2 min

Whitepaper - Advancing payment innovation: How platform-centric architecture is speeding up the pace of change

How does a platform-centric payment approach provide a robust foundation for modernisation in light of the complexities and demands of the modern payments landscape.

September 19, 2023

Thought Leadership · 3 min

Panel: Real-Time Ubiquity and Connectivity Turn Payments Into ‘Satisfaction Tools’

Real-time payments schemes are proliferating around the globe. Getting them to work in sync and breaking down the silos that exist between countries will be key to helping faster payments scale across a variety of commercial and consumer-facing use cases. Learn from Dave Scola, CEO for the U.S. at Form3, Sarah Billings, Senior Vice President, Head of Payments and International Product Operations and Transformation at PNC, and Dan Williams, Senior Vice President, Head of Embedded Banking at KeyBank as they talk to PYMNTS.

September 12, 2023

Webinar · 40 min

Interoperability: What will it take to connect global instant schemes?

Beyond the messaging standards, ISO 20022, and the ongoing efforts to incorporate instant payment schemes in the US, what should financial institutions be doing to get ready for the eventuality where instant payments schemes are “linked” to speed and improve international payments? Watch our recent session on demand as Hal Levey, Senior Editor at PYMNTS, moderates a discussion among industry experts from Form3, PNC and KeyBank.

September 8, 2023

Blog · 3 min

Enhancing Payment Security in the UK: The Role of Confirmation of Payee

The UK’s financial landscape is continually pioneering robust solutions to fortify payment safety, ensuring the integrity of transactions made by everyday consumers. This commitment to securing transactions has been further amplified with the introduction of Pay.UK's Confirmation of Payee (CoP) initiative.

September 7, 2023

Thought Leadership · 3 min

FedNow is live but banks face integration decisions

For banks eyeing what they must do to get on board the FedNow Service to meet customers’ expectations for faster payments and integrate with the first new payments rails in the United States in four decades — the challenges are numerous. Form3 Chief Operating Officer Eimear O’Connor said in an interview with PYMNTS that some lessons have already been learned outside of the U.S., particularly in Europe, where real-time payments have been a mainstay.

August 31, 2023

Blog · 4 min

The Evolution and Challenges of Real-Time Payments Integration

In today's dynamic world of financial services, the move towards integrating real-time payment schemes is both a necessity and a challenge. Across the globe, there are myriad schemes in varying stages of maturity and adoption. For financial institutions keen on operating seamlessly across these platforms, understanding their nuances is paramount.

August 22, 2023

Thought Leadership · 3 min

APIs Revolutionize Connectivity for FIs and Set Stage for Real-Time Payments Success

Application programming interfaces (APIs) are emerging as a powerful tool with the potential to revolutionize the way financial services are delivered and consumed. But as Jolanda Schekermans, Head of Product – API Experience at Form3, told PYMNTS, financial institutions (FIs) and other providers must understand how APIs can and should be used to drive results and innovation, rather than simply adopting them as a technical solution.

August 16, 2023

Thought Leadership · 3 min

Back-Office Overhaul Critical to Survival in Faster Payments Landscape

Just a few weeks after launch, FedNow is live. In an interview with PYMNTS, Miriam Sheril, Head of Product - U.S. at Form3, said that the initial interest and embrace by banks just a few weeks since the Federal Reserve’s instant payments service launch has been encouraging.

August 14, 2023

Thought Leadership · 3 min

FedNow Launch Pushes Banks to Embrace the Cloud

Banking in the cloud might have once been a nice-to-have, but over time has become critical to enabling the changes that banks are trying to enact across the payments landscape. In an interview with PYMNTS, Form3's CEO-US, David Scola discusses the increase in demand for instant payments following the launch of FedNow.

August 8, 2023

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