Disrupting for good

We're making payments faster, easier and more cost effective for the global financial community.

The payments industry is undergoing massive change and disruption. The required technology is fragmented, typically deployed on-premise, difficult to implement and expensive to run. Banking arrangements are complex to negotiate and implement. Payment scheme accreditation is hard to obtain.


Our vision is to be the world’s most trusted provider of real-time cloud-native payment technology, enabling our customers to access multiple payment schemes and move money to delight their clients.


Our mission is simple: to make payments faster, easier and more cost effective for the global financial community.

  • Jan 2016

    Form3 starts its business

  • Jul 2017

    Series A funding ($5m)

  • Nov 2017

    First FPS payment

  • Mar 2018

    Ebury go live with Form3 FPS services

  • Aug 2018

    Bacs Direct Participant

  • Nov 2018

    Form3 offers Bacs services to clients

  • Nov 2018

    Series B funding ($13m)

  • Feb 2019

    Complete SEPA Instant (RT1) certification

  • Mar 2019

    First FPS Settling Participant goes live

Our executive team

Michael Mueller

Chief Executive Officer

Mike Walters

Chief Product Officer

Adam Moulson

Chief Customer Officer

Bonnie Mitchell

Chief Financial Officer

Steve Cook

Chief Technology Officer

Eimear O'Connor

Chief Operating Officer