Stand A016
Join us from Monday September 28 - Thursday, October 1 at the Miami Beach Convention Center for Sibos 2026 - the leading global event for the financial industry. It’s where the brightest minds n banking and payments come together to explore innovation, resilience, and the future of finance.
Visit the Form3 stand A016 to meet our team of experts. We’re excited to share how Form3 is driving the next generation of real-time, cloud-native payment infrastructure for banks across the globe.

As the US payments landscape becomes increasingly fragmented, financial institutions are under pressure to support new payment rails, meet evolving customer expectations, and respond to regulatory change—all while controlling costs and reducing operational complexity. The session will explore how banks are rethinking their payments operating model and building a modern payments fabric that simplifies connectivity, reduces the cost of change, and provides the flexibility to operate across RTP, FedNow, ACH, wires, and emerging payment models. Rather than focusing on individual rails, we'll discuss how leading institutions are creating a more resilient, scalable, and future-ready foundation for money movement.
Dave Scola
Form3
Rachel Whelan
Deutsche Bank
On Thursday 12th June Google’s Cloud outage impacted services across nearly every region for approximately two hours, disrupting operations for many global users. Kevin Holditch, VP of Engineering at Form3 discusses how Form3’s multi-cloud platform handles these outages to ensure zero disruption to real-time processing for its customers.
As customer demand for real-time, seamless experiences grows, and the subscription economy expands, real-time account-to-account (A2A) payments are fast becoming the new standard. In our joint whitepaper, Form3 and GoCardless explore how banks and businesses can modernise their infrastructure, reduce costs, and future-proof their payments by embracing agility and the right partnerships.
With the verification of payee deadline looming, the European banking community must race to make the necessary system upgrades to ensure the secure and real-time validation of transactions. The new regulation is going to change the way you make payments.